Cass Information Systems Stock Retained Earnings

CASS Stock

USD 44.83 0.13 0.29%

Cass Information Systems fundamentals help investors to digest information that contributes to Cass Information's financial success or failures. It also enables traders to predict the movement of Cass Stock. The fundamental analysis module provides a way to measure Cass Information's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Cass Information stock.

	Last Reported	Projected for Next Year
Retained Earnings	145.8 M	87.6 M
Retained Earnings Total Equity	129.1 M	97.4 M

Retained Earnings is likely to drop to about 87.6 M in 2024. Retained Earnings Total Equity is likely to drop to about 97.4 M in 2024.

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Cass Information Systems Company Retained Earnings Analysis

Cass Information's Retained Earnings is a balance sheet account that refers to the portion of company income that is retained by the firm. In other words, it is a part of earnings that is not paid out as dividends or otherwise distributed to owners. Retained Earnings are calculated by adding net income to last period retained earnings and subtracting any dividends paid to owners.

Retained Earnings

Beginning RE + Income

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Dividends

More About Retained Earnings | All Equity Analysis

Current Cass Information Retained Earnings

145.78 M

Most of Cass Information's fundamental indicators, such as Retained Earnings, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Cass Information Systems is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Cass Retained Earnings Driver Correlations

Understanding the fundamental principles of building solid financial models for Cass Information is extremely important. It helps to project a fair market value of Cass Stock properly, considering its historical fundamentals such as Retained Earnings. Since Cass Information's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Cass Information's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Cass Information's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Short Term Debt	Common Stock	Accounts Payable	Short Term Investments	Treasury Stock	Property Plant Equipment	Good Will	Intangible Assets	Net Tangible Assets	Capital Surpluse	Long Term Investments	Capital Stock	Net Invested Capital	Current Deferred Revenue
Total Assets		0.79	-0.24	0.79	-0.15	0.45	0.78	-0.4	0.9	0.9	0.74	-0.8	0.75	0.9	0.06	0.63	0.8	0.44	-0.02	-0.02	0.63
Total Stockholder Equity	0.79		-0.04	0.56	0.4	0.18	0.47	0.12	0.91	0.5	0.51	-0.44	0.5	0.79	-0.14	0.74	0.72	0.2	0.15	0.15	0.16
Net Debt	-0.24	-0.04		-0.17	0.12	-0.06	-0.44	0.59	-0.16	-0.36	0.05	0.43	-0.31	-0.23	-0.56	-0.37	-0.4	0.08	0.19	0.19	-0.2
Retained Earnings	0.79	0.56	-0.17		-0.22	0.58	0.51	-0.33	0.69	0.76	0.46	-0.65	0.72	0.76	-0.03	0.39	0.47	0.19	-0.2	-0.2	0.67
Net Receivables	-0.15	0.4	0.12	-0.22		-0.39	-0.4	0.77	0.13	-0.53	-0.38	0.55	-0.39	-0.07	-0.33	0.06	-0.13	-0.4	0.46	0.46	-0.76
Total Liab	0.45	0.18	-0.06	0.58	-0.39		0.27	-0.32	0.44	0.56	0.26	-0.59	0.59	0.6	-0.05	0.16	0.44	0.07	-0.65	-0.65	0.72
Total Current Assets	0.78	0.47	-0.44	0.51	-0.4	0.27		-0.64	0.62	0.84	0.78	-0.88	0.56	0.57	0.23	0.64	0.71	0.6	-0.1	-0.1	0.56
Short Term Debt	-0.4	0.12	0.59	-0.33	0.77	-0.32	-0.64		-0.11	-0.7	-0.35	0.72	-0.43	-0.26	-0.44	-0.31	-0.38	-0.55	0.47	0.47	-0.72
Common Stock	0.9	0.91	-0.16	0.69	0.13	0.44	0.62	-0.11		0.71	0.54	-0.65	0.67	0.93	-0.02	0.69	0.85	0.18	-0.06	-0.06	0.47
Accounts Payable	0.9	0.5	-0.36	0.76	-0.53	0.56	0.84	-0.7	0.71		0.71	-0.92	0.81	0.78	0.18	0.56	0.76	0.52	-0.26	-0.26	0.85
Short Term Investments	0.74	0.51	0.05	0.46	-0.38	0.26	0.78	-0.35	0.54	0.71		-0.69	0.53	0.55	0.14	0.44	0.56	0.65	0.14	0.14	0.47
Treasury Stock	-0.8	-0.44	0.43	-0.65	0.55	-0.59	-0.88	0.72	-0.65	-0.92	-0.69		-0.76	-0.71	-0.23	-0.67	-0.81	-0.49	0.45	0.45	-0.82
Property Plant Equipment	0.75	0.5	-0.31	0.72	-0.39	0.59	0.56	-0.43	0.67	0.81	0.53	-0.76		0.8	0.2	0.54	0.79	0.1	-0.21	-0.21	0.72
Good Will	0.9	0.79	-0.23	0.76	-0.07	0.6	0.57	-0.26	0.93	0.78	0.55	-0.71	0.8		0.2	0.61	0.84	0.13	-0.2	-0.2	0.64
Intangible Assets	0.06	-0.14	-0.56	-0.03	-0.33	-0.05	0.23	-0.44	-0.02	0.18	0.14	-0.23	0.2	0.2		0.07	0.21	-0.12	-0.09	-0.09	0.22
Net Tangible Assets	0.63	0.74	-0.37	0.39	0.06	0.16	0.64	-0.31	0.69	0.56	0.44	-0.67	0.54	0.61	0.07		0.83	0.35	-0.25	-0.25	0.3
Capital Surpluse	0.8	0.72	-0.4	0.47	-0.13	0.44	0.71	-0.38	0.85	0.76	0.56	-0.81	0.79	0.84	0.21	0.83		0.24	-0.24	-0.24	0.56
Long Term Investments	0.44	0.2	0.08	0.19	-0.4	0.07	0.6	-0.55	0.18	0.52	0.65	-0.49	0.1	0.13	-0.12	0.35	0.24		-0.05	-0.05	0.35
Capital Stock	-0.02	0.15	0.19	-0.2	0.46	-0.65	-0.1	0.47	-0.06	-0.26	0.14	0.45	-0.21	-0.2	-0.09	-0.25	-0.24	-0.05		1.0	-0.6
Net Invested Capital	-0.02	0.15	0.19	-0.2	0.46	-0.65	-0.1	0.47	-0.06	-0.26	0.14	0.45	-0.21	-0.2	-0.09	-0.25	-0.24	-0.05	1.0		-0.6
Current Deferred Revenue	0.63	0.16	-0.2	0.67	-0.76	0.72	0.56	-0.72	0.47	0.85	0.47	-0.82	0.72	0.64	0.22	0.3	0.56	0.35	-0.6	-0.6

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Cass Retained Earnings Historical Pattern

Today, most investors in Cass Information Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Cass Information's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's retained earnings growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Cass Information retained earnings as a starting point in their analysis.

Cass Information Retained Earnings

Timeline

Retained Earnings shows how the firm utilizes its profits over time. In simple terms, investors can think of retained earnings as the amount of profit the company has reinvested in the business since its inceptions. However the methodology to make a decision over how much profit to retain is different between companies in different industries. For example, growing industries tend to retain more of their earnings than more matured industries as they need more assets investment to sustain their growth.

Competition

Predict Cass Information

Retained Earnings Over Time

Based on the latest financial disclosure, Cass Information Systems has a Retained Earnings of 145.78 M. This is 98.59% lower than that of the Professional Services sector and significantly higher than that of the Industrials industry. The retained earnings for all United States stocks is 98.44% higher than that of the company.

Cass Retained Earnings Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Cass Information's direct or indirect competition against its Retained Earnings to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Cass Information could also be used in its relative valuation, which is a method of valuing Cass Information by comparing valuation metrics of similar companies.

Cass Information is currently under evaluation in retained earnings category among its peers.

Cass Information Current Valuation Drivers

We derive many important indicators used in calculating different scores of Cass Information from analyzing Cass Information's financial statements. These drivers represent accounts that assess Cass Information's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Cass Information's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	833.4M	558.9M	554.1M	621.0M	621.2M	652.2M
Enterprise Value	660.9M	140.3M	919.9M	429.5M	608.7M	340.8M

Cass Information ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Cass Information's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Cass Information's managers, analysts, and investors.

Environmental

Governance

Social

Cass Fundamentals

	Return On Equity	0.1
	Return On Asset	0.0129
	Profit Margin	0.10 %
	Operating Margin	0.16 %
	Current Valuation	387.22 M
	Shares Outstanding	13.57 M
	Shares Owned By Insiders	10.73 %
	Shares Owned By Institutions	66.59 %
	Number Of Shares Shorted	194.85 K
	Price To Earning	17.69 X
	Price To Book	2.57 X
	Price To Sales	2.77 X
	Revenue	213.23 M
	Gross Profit	79.48 M
	EBITDA	(118.86 M)
	Net Income	30.06 M
	Cash And Equivalents	346.99 M
	Cash Per Share	25.40 X
	Total Debt	8.48 M
	Debt To Equity	0.05 %
	Current Ratio	0.95 X
	Book Value Per Share	17.50 X
	Cash Flow From Operations	36.94 M
	Short Ratio	6.02 X
	Earnings Per Share	1.68 X
	Target Price	45.0
	Number Of Employees	1.06 K
	Beta	0.71
	Market Capitalization	610.07 M
	Total Asset	2.48 B
	Retained Earnings	145.78 M
	Annual Yield	0.03 %
	Five Year Return	2.23 %
	Net Asset	2.48 B
	Last Dividend Paid	1.2

About Cass Information Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Cass Information Systems's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Cass Information using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Cass Information Systems based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.

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