Cass Information Systems Net Income
| CASS Stock | USD 46.39 1.43 3.18% |
As of the 3rd of February, Cass Information shows the Mean Deviation of 1.28, downside deviation of 1.41, and Risk Adjusted Performance of 0.1186. Cass Information Systems technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Cass Information Systems variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if Cass Information Systems is priced correctly, providing market reflects its regular price of 46.39 per share. Given that Cass Information has jensen alpha of 0.199, we suggest you to validate Cass Information Systems's prevailing market performance to make sure the company can sustain itself at a future point.
Cass Information Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.1387 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 22 M | 19.6 M | |
| Net Income Applicable To Common Shares | 40.1 M | 21.7 M | |
| Net Income From Continuing Ops | 22 M | 28.7 M | |
| Net Income Per Share | 2.66 | 2.80 | |
| Net Income Per E B T | 0.91 | 0.58 |
Cass | Net Income | Build AI portfolio with Cass Stock |
The evolution of Net Income for Cass Information Systems provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Cass Information compares to historical norms and industry peers.
Latest Cass Information's Net Income Growth Pattern
Below is the plot of the Net Income of Cass Information Systems over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Cass Information Systems financial statement analysis. It represents the amount of money remaining after all of Cass Information Systems operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Cass Information's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Cass Information's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 19.17 M | 10 Years Trend |
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Net Income |
| Timeline |
Cass Net Income Regression Statistics
| Arithmetic Mean | 25,081,255 | |
| Geometric Mean | 23,784,643 | |
| Coefficient Of Variation | 26.75 | |
| Mean Deviation | 4,583,790 | |
| Median | 24,348,000 | |
| Standard Deviation | 6,710,065 | |
| Sample Variance | 45T | |
| Range | 28.9M | |
| R-Value | 0.50 | |
| Mean Square Error | 35.9T | |
| R-Squared | 0.25 | |
| Significance | 0.04 | |
| Slope | 666,916 | |
| Total Sum of Squares | 720.4T |
Cass Net Income History
Other Fundumenentals of Cass Information Systems
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Cass Information Net Income component correlations
Cass Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Cass Information is extremely important. It helps to project a fair market value of Cass Stock properly, considering its historical fundamentals such as Net Income. Since Cass Information's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Cass Information's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Cass Information's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Data Processing & Outsourced Services market expansion? Will Cass introduce new products? Factors like these will boost the valuation of Cass Information. Projected growth potential of Cass fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Cass Information listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.88 | Dividend Share 1.25 | Earnings Share 2.31 | Revenue Per Share | Quarterly Revenue Growth (0.03) |
Investors evaluate Cass Information Systems using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Cass Information's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Cass Information's market price to deviate significantly from intrinsic value.
It's important to distinguish between Cass Information's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Cass Information should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Cass Information's market price signifies the transaction level at which participants voluntarily complete trades.
Cass Information 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Cass Information's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Cass Information.
| 11/05/2025 |
| 02/03/2026 |
If you would invest 0.00 in Cass Information on November 5, 2025 and sell it all today you would earn a total of 0.00 from holding Cass Information Systems or generate 0.0% return on investment in Cass Information over 90 days. Cass Information is related to or competes with Spire Global, Northwest Pipe, Kforce, Universal Logistics, Eastman Kodak, Falcons Beyond, and Ennis. Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and ... More
Cass Information Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Cass Information's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Cass Information Systems upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.41 | |||
| Information Ratio | 0.1201 | |||
| Maximum Drawdown | 7.22 | |||
| Value At Risk | (2.26) | |||
| Potential Upside | 3.24 |
Cass Information Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Cass Information's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Cass Information's standard deviation. In reality, there are many statistical measures that can use Cass Information historical prices to predict the future Cass Information's volatility.| Risk Adjusted Performance | 0.1186 | |||
| Jensen Alpha | 0.199 | |||
| Total Risk Alpha | 0.1396 | |||
| Sortino Ratio | 0.139 | |||
| Treynor Ratio | 0.2621 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Cass Information's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Cass Information February 3, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
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| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1186 | |||
| Market Risk Adjusted Performance | 0.2721 | |||
| Mean Deviation | 1.28 | |||
| Semi Deviation | 1.18 | |||
| Downside Deviation | 1.41 | |||
| Coefficient Of Variation | 647.92 | |||
| Standard Deviation | 1.63 | |||
| Variance | 2.65 | |||
| Information Ratio | 0.1201 | |||
| Jensen Alpha | 0.199 | |||
| Total Risk Alpha | 0.1396 | |||
| Sortino Ratio | 0.139 | |||
| Treynor Ratio | 0.2621 | |||
| Maximum Drawdown | 7.22 | |||
| Value At Risk | (2.26) | |||
| Potential Upside | 3.24 | |||
| Downside Variance | 1.98 | |||
| Semi Variance | 1.39 | |||
| Expected Short fall | (1.48) | |||
| Skewness | 0.2502 | |||
| Kurtosis | (0.22) |
Cass Information Systems Backtested Returns
Cass Information appears to be very steady, given 3 months investment horizon. Cass Information Systems secures Sharpe Ratio (or Efficiency) of 0.16, which signifies that the company had a 0.16 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Cass Information Systems, which you can use to evaluate the volatility of the firm. Please makes use of Cass Information's Mean Deviation of 1.28, risk adjusted performance of 0.1186, and Downside Deviation of 1.41 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Cass Information holds a performance score of 12. The firm shows a Beta (market volatility) of 0.92, which signifies possible diversification benefits within a given portfolio. Cass Information returns are very sensitive to returns on the market. As the market goes up or down, Cass Information is expected to follow. Please check Cass Information's skewness, and the relationship between the value at risk and day median price , to make a quick decision on whether Cass Information's price patterns will revert.
Auto-correlation | 0.79 |
Good predictability
Cass Information Systems has good predictability. Overlapping area represents the amount of predictability between Cass Information time series from 5th of November 2025 to 20th of December 2025 and 20th of December 2025 to 3rd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Cass Information Systems price movement. The serial correlation of 0.79 indicates that around 79.0% of current Cass Information price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.79 | |
| Spearman Rank Test | 0.77 | |
| Residual Average | 0.0 | |
| Price Variance | 2.39 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Cass Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Cass Information Systems reported net income of 19.17 M. This is 92.61% lower than that of the Professional Services sector and significantly higher than that of the Industrials industry. The net income for all United States stocks is 96.64% higher than that of the company.
Cass Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Cass Information's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Cass Information could also be used in its relative valuation, which is a method of valuing Cass Information by comparing valuation metrics of similar companies.Cass Information is currently under evaluation in net income category among its peers.
Cass Information ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Cass Information's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Cass Information's managers, analysts, and investors.Environmental | Governance | Social |
Cass Information Institutional Holders
Institutional Holdings refers to the ownership stake in Cass Information that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Cass Information's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Cass Information's value.| Shares | Hotchkis & Wiley Capital Management Llc | 2025-06-30 | 159.4 K | Foundry Partners, Llc | 2025-03-31 | 121.5 K | Northern Trust Corp | 2025-06-30 | 118 K | Arrowstreet Capital Limited Partnership | 2025-06-30 | 101.9 K | Charles Schwab Investment Management Inc | 2025-06-30 | 100.3 K | Uniplan Investment Counsel, Inc. | 2025-06-30 | 97.7 K | Csm Advisors, Llc | 2025-06-30 | 93.1 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 91.1 K | Ballast Asset Management, Lp | 2025-06-30 | 90.1 K | Blackrock Inc | 2025-06-30 | 1 M | Vanguard Group Inc | 2025-06-30 | 799.4 K |
Cass Fundamentals
| Return On Equity | 0.13 | |||
| Return On Asset | 0.014 | |||
| Profit Margin | 0.17 % | |||
| Operating Margin | 0.28 % | |||
| Current Valuation | 204.82 M | |||
| Shares Outstanding | 12.87 M | |||
| Shares Owned By Insiders | 11.90 % | |||
| Shares Owned By Institutions | 64.30 % | |||
| Number Of Shares Shorted | 220.19 K | |||
| Price To Earning | 17.69 X | |||
| Price To Book | 2.38 X | |||
| Price To Sales | 2.93 X | |||
| Revenue | 191.1 M | |||
| Gross Profit | 97.01 M | |||
| EBITDA | 38.76 M | |||
| Net Income | 19.17 M | |||
| Cash And Equivalents | 346.99 M | |||
| Cash Per Share | 25.40 X | |||
| Total Debt | 2.36 B | |||
| Debt To Equity | 0.05 % | |||
| Current Ratio | 0.95 X | |||
| Book Value Per Share | 18.88 X | |||
| Cash Flow From Operations | 38.95 M | |||
| Short Ratio | 2.59 X | |||
| Earnings Per Share | 2.31 X | |||
| Target Price | 50.0 | |||
| Number Of Employees | 1 K | |||
| Beta | 0.45 | |||
| Market Capitalization | 606.98 M | |||
| Total Asset | 2.61 B | |||
| Retained Earnings | 167.09 M | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 2.23 % | |||
| Net Asset | 2.61 B | |||
| Last Dividend Paid | 1.25 |
About Cass Information Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Cass Information Systems's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Cass Information using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Cass Information Systems based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Cass Stock Analysis
When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.