Preferred Bank Net Income
| PFBC Stock | USD 90.23 0.96 1.05% |
As of the 11th of February 2026, Preferred Bank holds the Risk Adjusted Performance of 0.0145, coefficient of variation of 9398.16, and Semi Deviation of 2.32. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Preferred Bank, as well as the relationship between them.
Preferred Bank Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.2199 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 150.3 M | 157.8 M | |
| Net Income Applicable To Common Shares | 148.2 M | 155.6 M | |
| Net Income From Continuing Ops | 150.3 M | 86.1 M | |
| Net Income Per Share | 10.61 | 11.14 | |
| Net Income Per E B T | 0.71 | 1.10 |
Preferred | Net Income | Build AI portfolio with Preferred Stock |
Analyzing Preferred Bank's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Preferred Bank's current valuation and future prospects.
Latest Preferred Bank's Net Income Growth Pattern
Below is the plot of the Net Income of Preferred Bank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Preferred Bank financial statement analysis. It represents the amount of money remaining after all of Preferred Bank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Preferred Bank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Preferred Bank's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 130.66 M | 10 Years Trend |
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Net Income |
| Timeline |
Preferred Net Income Regression Statistics
| Arithmetic Mean | 70,080,624 | |
| Geometric Mean | 48,754,391 | |
| Coefficient Of Variation | 72.34 | |
| Mean Deviation | 43,229,601 | |
| Median | 69,468,000 | |
| Standard Deviation | 50,695,281 | |
| Sample Variance | 2570T | |
| Range | 145.6M | |
| R-Value | 0.96 | |
| Mean Square Error | 196.2T | |
| R-Squared | 0.93 | |
| Slope | 9,673,269 | |
| Total Sum of Squares | 41120.2T |
Preferred Net Income History
Other Fundumenentals of Preferred Bank
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Preferred Bank Net Income component correlations
Preferred Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Preferred Bank is extremely important. It helps to project a fair market value of Preferred Stock properly, considering its historical fundamentals such as Net Income. Since Preferred Bank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Preferred Bank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Preferred Bank's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Preferred diversify its offerings? Factors like these will boost the valuation of Preferred Bank. Anticipated expansion of Preferred directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Preferred Bank data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.24 | Dividend Share 3.05 | Earnings Share 9.88 | Revenue Per Share | Quarterly Revenue Growth 0.155 |
Preferred Bank's market price often diverges from its book value, the accounting figure shown on Preferred's balance sheet. Smart investors calculate Preferred Bank's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Preferred Bank's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Preferred Bank's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Preferred Bank should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Preferred Bank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Preferred Bank's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Preferred Bank.
| 11/13/2025 |
| 02/11/2026 |
If you would invest 0.00 in Preferred Bank on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding Preferred Bank or generate 0.0% return on investment in Preferred Bank over 90 days. Preferred Bank is related to or competes with Westamerica Bancorporation, ConnectOne Bancorp, QCR Holdings, CullenFrost Bankers, Byline Bancorp, Republic Bancorp, and FirstSun Capital. Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their own... More
Preferred Bank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Preferred Bank's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Preferred Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.36 | |||
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 12.44 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 2.53 |
Preferred Bank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Preferred Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Preferred Bank's standard deviation. In reality, there are many statistical measures that can use Preferred Bank historical prices to predict the future Preferred Bank's volatility.| Risk Adjusted Performance | 0.0145 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.19) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.042 |
Preferred Bank February 11, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0145 | |||
| Market Risk Adjusted Performance | 0.052 | |||
| Mean Deviation | 1.26 | |||
| Semi Deviation | 2.32 | |||
| Downside Deviation | 2.36 | |||
| Coefficient Of Variation | 9398.16 | |||
| Standard Deviation | 1.98 | |||
| Variance | 3.93 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.19) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.042 | |||
| Maximum Drawdown | 12.44 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 2.53 | |||
| Downside Variance | 5.57 | |||
| Semi Variance | 5.37 | |||
| Expected Short fall | (1.28) | |||
| Skewness | (2.11) | |||
| Kurtosis | 8.2 |
Preferred Bank Backtested Returns
At this point, Preferred Bank is very steady. Preferred Bank maintains Sharpe Ratio (i.e., Efficiency) of close to zero, which implies the firm had a close to zero % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Preferred Bank, which you can use to evaluate the volatility of the company. Please check Preferred Bank's Semi Deviation of 2.32, risk adjusted performance of 0.0145, and Coefficient Of Variation of 9398.16 to confirm if the risk estimate we provide is consistent with the expected return of 0.0055%. The company holds a Beta of 0.26, which implies not very significant fluctuations relative to the market. As returns on the market increase, Preferred Bank's returns are expected to increase less than the market. However, during the bear market, the loss of holding Preferred Bank is expected to be smaller as well. Preferred Bank right now holds a risk of 2.07%. Please check Preferred Bank coefficient of variation, sortino ratio, potential upside, as well as the relationship between the jensen alpha and maximum drawdown , to decide if Preferred Bank will be following its historical price patterns.
Auto-correlation | -0.68 |
Very good reverse predictability
Preferred Bank has very good reverse predictability. Overlapping area represents the amount of predictability between Preferred Bank time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Preferred Bank price movement. The serial correlation of -0.68 indicates that around 68.0% of current Preferred Bank price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.68 | |
| Spearman Rank Test | -0.46 | |
| Residual Average | 0.0 | |
| Price Variance | 26.35 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Preferred Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Preferred Bank reported net income of 130.66 M. This is 89.77% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 77.12% higher than that of the company.
Preferred Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Preferred Bank's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Preferred Bank could also be used in its relative valuation, which is a method of valuing Preferred Bank by comparing valuation metrics of similar companies.Preferred Bank is currently under evaluation in net income category among its peers.
Preferred Bank Institutional Holders
Institutional Holdings refers to the ownership stake in Preferred Bank that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Preferred Bank's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Preferred Bank's value.| Shares | Ubs Group Ag | 2025-06-30 | 178.2 K | Kennedy Capital Management Inc | 2025-06-30 | 173.8 K | Northern Trust Corp | 2025-06-30 | 158.3 K | Goldman Sachs Group Inc | 2025-06-30 | 149.9 K | Hotchkis & Wiley Capital Management Llc | 2025-06-30 | 147.2 K | Millennium Management Llc | 2025-06-30 | 146.8 K | Hsbc Holdings Plc | 2025-06-30 | 146.4 K | Bank Of New York Mellon Corp | 2025-06-30 | 135.8 K | Phocas Financial Corp | 2025-06-30 | 127.5 K | Blackrock Inc | 2025-06-30 | 1.2 M | T. Rowe Price Investment Management,inc. | 2025-06-30 | 1.2 M |
Preferred Fundamentals
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0184 | ||||
| Profit Margin | 0.48 % | ||||
| Operating Margin | 0.72 % | ||||
| Current Valuation | 655.44 M | ||||
| Shares Outstanding | 12.18 M | ||||
| Shares Owned By Insiders | 8.31 % | ||||
| Shares Owned By Institutions | 86.20 % | ||||
| Number Of Shares Shorted | 1.06 M | ||||
| Price To Earning | 15.06 X | ||||
| Price To Book | 1.41 X | ||||
| Price To Sales | 3.91 X | ||||
| Revenue | 499.04 M | ||||
| Gross Profit | 281.24 M | ||||
| EBITDA | 189.55 M | ||||
| Net Income | 130.66 M | ||||
| Cash And Equivalents | 749.48 M | ||||
| Cash Per Share | 52.20 X | ||||
| Total Debt | 418.92 M | ||||
| Debt To Equity | 0.16 % | ||||
| Book Value Per Share | 64.83 X | ||||
| Cash Flow From Operations | 164.52 M | ||||
| Short Ratio | 11.93 X | ||||
| Earnings Per Share | 9.88 X | ||||
| Price To Earnings To Growth | 1.83 X | ||||
| Target Price | 102.67 | ||||
| Number Of Employees | 323 | ||||
| Beta | 0.63 | ||||
| Market Capitalization | 1.1 B | ||||
| Total Asset | 7.6 B | ||||
| Retained Earnings | 685.11 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 2.17 % | ||||
| Net Asset | 7.6 B | ||||
| Last Dividend Paid | 3.05 |
About Preferred Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Preferred Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Preferred Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Preferred Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:Check out For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Will Regional Banks sector continue expanding? Could Preferred diversify its offerings? Factors like these will boost the valuation of Preferred Bank. Anticipated expansion of Preferred directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Preferred Bank data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.24 | Dividend Share 3.05 | Earnings Share 9.88 | Revenue Per Share | Quarterly Revenue Growth 0.155 |
Preferred Bank's market price often diverges from its book value, the accounting figure shown on Preferred's balance sheet. Smart investors calculate Preferred Bank's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Preferred Bank's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Preferred Bank's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Preferred Bank should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.