Preferred Bank Net Income
| PFBC Stock | USD 89.66 0.26 0.29% |
As of the 12th of February 2026, Preferred Bank holds the Coefficient Of Variation of 29054.79, risk adjusted performance of 0.0088, and Semi Deviation of 2.35. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Preferred Bank, as well as the relationship between them.
Preferred Bank's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Preferred Bank's valuation are provided below:Preferred Bank does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Preferred | Build AI portfolio with Preferred Stock |
Will Regional Banks sector continue expanding? Could Preferred diversify its offerings? Factors like these will boost the valuation of Preferred Bank. Anticipated expansion of Preferred directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Preferred Bank data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Preferred Bank's market price often diverges from its book value, the accounting figure shown on Preferred's balance sheet. Smart investors calculate Preferred Bank's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Preferred Bank's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Preferred Bank's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Preferred Bank should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Preferred Bank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Preferred Bank's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Preferred Bank.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in Preferred Bank on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Preferred Bank or generate 0.0% return on investment in Preferred Bank over 90 days. Preferred Bank is related to or competes with Westamerica Bancorporation, ConnectOne Bancorp, QCR Holdings, CullenFrost Bankers, Byline Bancorp, Republic Bancorp, and FirstSun Capital. Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their own... More
Preferred Bank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Preferred Bank's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Preferred Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.39 | |||
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 12.44 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 2.53 |
Preferred Bank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Preferred Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Preferred Bank's standard deviation. In reality, there are many statistical measures that can use Preferred Bank historical prices to predict the future Preferred Bank's volatility.| Risk Adjusted Performance | 0.0088 | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | (0.01) |
Preferred Bank February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0088 | |||
| Market Risk Adjusted Performance | 0.0044 | |||
| Mean Deviation | 1.32 | |||
| Semi Deviation | 2.35 | |||
| Downside Deviation | 2.39 | |||
| Coefficient Of Variation | 29054.79 | |||
| Standard Deviation | 2.05 | |||
| Variance | 4.22 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | (0.01) | |||
| Maximum Drawdown | 12.44 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 2.53 | |||
| Downside Variance | 5.73 | |||
| Semi Variance | 5.53 | |||
| Expected Short fall | (1.39) | |||
| Skewness | (2.05) | |||
| Kurtosis | 7.54 |
Preferred Bank Backtested Returns
At this point, Preferred Bank is very steady. Preferred Bank maintains Sharpe Ratio (i.e., Efficiency) of close to zero, which implies the firm had a close to zero % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Preferred Bank, which you can use to evaluate the volatility of the company. Please check Preferred Bank's Semi Deviation of 2.35, risk adjusted performance of 0.0088, and Coefficient Of Variation of 29054.79 to confirm if the risk estimate we provide is consistent with the expected return of 0.0071%. The company holds a Beta of 0.52, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Preferred Bank's returns are expected to increase less than the market. However, during the bear market, the loss of holding Preferred Bank is expected to be smaller as well. Preferred Bank right now holds a risk of 2.05%. Please check Preferred Bank coefficient of variation, sortino ratio, potential upside, as well as the relationship between the jensen alpha and maximum drawdown , to decide if Preferred Bank will be following its historical price patterns.
Auto-correlation | -0.74 |
Almost perfect reverse predictability
Preferred Bank has almost perfect reverse predictability. Overlapping area represents the amount of predictability between Preferred Bank time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Preferred Bank price movement. The serial correlation of -0.74 indicates that around 74.0% of current Preferred Bank price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.74 | |
| Spearman Rank Test | -0.53 | |
| Residual Average | 0.0 | |
| Price Variance | 26.38 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Preferred Bank reported net income of 130.66 M. This is 89.77% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 77.12% higher than that of the company.
Preferred Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Preferred Bank's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Preferred Bank could also be used in its relative valuation, which is a method of valuing Preferred Bank by comparing valuation metrics of similar companies.Preferred Bank is currently under evaluation in net income category among its peers.
Preferred Fundamentals
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0184 | ||||
| Profit Margin | 0.48 % | ||||
| Operating Margin | 0.72 % | ||||
| Current Valuation | 652.45 M | ||||
| Shares Outstanding | 12.18 M | ||||
| Shares Owned By Insiders | 8.45 % | ||||
| Shares Owned By Institutions | 87.77 % | ||||
| Number Of Shares Shorted | 1.06 M | ||||
| Price To Earning | 15.06 X | ||||
| Price To Book | 1.41 X | ||||
| Price To Sales | 3.90 X | ||||
| Revenue | 499.04 M | ||||
| Gross Profit | 281.24 M | ||||
| EBITDA | 189.55 M | ||||
| Net Income | 130.66 M | ||||
| Cash And Equivalents | 749.48 M | ||||
| Cash Per Share | 52.20 X | ||||
| Total Debt | 418.92 M | ||||
| Debt To Equity | 0.16 % | ||||
| Book Value Per Share | 64.83 X | ||||
| Cash Flow From Operations | 164.52 M | ||||
| Short Ratio | 8.84 X | ||||
| Earnings Per Share | 9.88 X | ||||
| Price To Earnings To Growth | 1.83 X | ||||
| Target Price | 102.67 | ||||
| Number Of Employees | 323 | ||||
| Beta | 0.63 | ||||
| Market Capitalization | 1.1 B | ||||
| Total Asset | 7.6 B | ||||
| Retained Earnings | 685.11 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 2.17 % | ||||
| Net Asset | 7.6 B | ||||
| Last Dividend Paid | 3.05 |
About Preferred Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Preferred Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Preferred Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Preferred Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:Check out For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Will Regional Banks sector continue expanding? Could Preferred diversify its offerings? Factors like these will boost the valuation of Preferred Bank. Anticipated expansion of Preferred directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Preferred Bank data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Preferred Bank's market price often diverges from its book value, the accounting figure shown on Preferred's balance sheet. Smart investors calculate Preferred Bank's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Preferred Bank's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Preferred Bank's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Preferred Bank should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.