Pra Group Stock Buy Hold or Sell Recommendation
| PRAA Stock | USD 21.47 0.03 0.14% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding PRA Group is 'Hold'. Macroaxis provides PRA buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding PRA positions.
Check out PRA Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as PRA and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards PRA Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
PRA |
Execute PRA Buy or Sell Advice
The PRA recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on PRA Group. Macroaxis does not own or have any residual interests in PRA Group or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute PRA's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
PRA Trading Alerts and Improvement Suggestions
| PRA Group generated a negative expected return over the last 90 days | |
| PRA Group has high historical volatility and very poor performance | |
| The company reported the previous year's revenue of 802.55 M. Net Loss for the year was (83.48 M) with profit before overhead, payroll, taxes, and interest of 966.52 M. | |
| PRA Group currently holds about 89.58 M in cash with (97.53 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.3. | |
| PRA Group has a poor financial position based on the latest SEC disclosures | |
| Over 99.0% of the company shares are owned by institutional investors | |
| Latest headline from gurufocus.com: PRA Group Inc Stock Price Down 3.6 percent on Nov 26 |
PRA Returns Distribution Density
The distribution of PRA's historical returns is an attempt to chart the uncertainty of PRA's future price movements. The chart of the probability distribution of PRA daily returns describes the distribution of returns around its average expected value. We use PRA Group price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of PRA returns is essential to provide solid investment advice for PRA.
| Mean Return | -0.03 | Value At Risk | -4.07 | Potential Upside | 5.66 | Standard Deviation | 3.32 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of PRA historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
PRA Stock Institutional Investors
| Shares | Royal Bank Of Canada | 2024-06-30 | 912.3 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 768.8 K | Royce & Associates, Lp | 2024-09-30 | 709.6 K | Charles Schwab Investment Management Inc | 2024-09-30 | 547.8 K | Bank Of America Corp | 2024-06-30 | 448.5 K | Northern Trust Corp | 2024-09-30 | 400.9 K | Chartwell Investment Partners, Llc | 2024-06-30 | 379.8 K | Ameriprise Financial Inc | 2024-06-30 | 305.3 K | Pinnacle Associates Inc | 2024-09-30 | 297.5 K | Blackrock Inc | 2024-06-30 | 6.3 M | Vanguard Group Inc | 2024-09-30 | 4.3 M |
PRA Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Capital Expenditures | 18.0M | 17.2M | 11.2M | 13.3M | 2.9M | 2.7M | |
| Net Income | 97.7M | 167.7M | 195.5M | 118.0M | (83.5M) | (79.3M) | |
| End Period Cash Flow | 123.8M | 121.0M | 89.1M | 84.8M | 113.7M | 65.9M | |
| Change In Cash | 25.1M | (2.8M) | (32.0M) | (4.3M) | 28.9M | 30.4M | |
| Free Cash Flow | 115.4M | 124.5M | 73.7M | 8.3M | (100.4M) | (95.4M) | |
| Depreciation | 17.5M | 18.5M | 15.3M | 15.2M | 13.4M | 13.6M | |
| Other Non Cash Items | 36.4M | (32.9M) | (160.0M) | (123.6M) | (16.0M) | (15.2M) | |
| Change To Netincome | (31.6M) | (29.8M) | 51.5M | (119.2M) | (107.3M) | (101.9M) | |
| Investments | (1.2B) | (905.4M) | 160.4M | 120.5M | (254.5M) | (267.3M) | |
| Change Receivables | (3.5M) | (4.3M) | 6.3M | (2.2M) | (2.0M) | (1.9M) | |
| Net Borrowings | 326.7M | (216.5M) | (57.9M) | (1.5M) | (1.4M) | (1.3M) |
PRA Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to PRA or Consumer Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that PRA's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a PRA stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.23 | |
β | Beta against Dow Jones | 1.55 | |
σ | Overall volatility | 3.39 | |
Ir | Information ratio | -0.05 |
PRA Volatility Alert
PRA Group exhibits very low volatility with skewness of 1.65 and kurtosis of 7.69. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure PRA's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact PRA's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.PRA Fundamentals Vs Peers
Comparing PRA's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze PRA's direct or indirect competition across all of the common fundamentals between PRA and the related equities. This way, we can detect undervalued stocks with similar characteristics as PRA or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of PRA's fundamental indicators could also be used in its relative valuation, which is a method of valuing PRA by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare PRA to competition |
| Fundamentals | PRA | Peer Average |
| Return On Equity | 0.0485 | -0.31 |
| Return On Asset | 0.0393 | -0.14 |
| Profit Margin | 0.04 % | (1.27) % |
| Operating Margin | 0.32 % | (5.51) % |
| Current Valuation | 4 B | 16.62 B |
| Shares Outstanding | 39.43 M | 571.82 M |
| Shares Owned By Insiders | 2.81 % | 10.09 % |
| Shares Owned By Institutions | 98.81 % | 39.21 % |
| Number Of Shares Shorted | 518.38 K | 4.71 M |
| Price To Earning | 10.40 X | 28.72 X |
| Price To Book | 0.70 X | 9.51 X |
| Price To Sales | 0.81 X | 11.42 X |
| Revenue | 802.55 M | 9.43 B |
| Gross Profit | 966.52 M | 27.38 B |
| EBITDA | 133.54 M | 3.9 B |
| Net Income | (83.48 M) | 570.98 M |
| Cash And Equivalents | 89.58 M | 2.7 B |
| Cash Per Share | 2.30 X | 5.01 X |
| Total Debt | 3.08 B | 5.32 B |
| Debt To Equity | 2.05 % | 48.70 % |
| Current Ratio | 5.64 X | 2.16 X |
| Book Value Per Share | 30.92 X | 1.93 K |
| Cash Flow From Operations | (97.53 M) | 971.22 M |
| Short Ratio | 2.16 X | 4.00 X |
| Earnings Per Share | 1.10 X | 3.12 X |
| Price To Earnings To Growth | 5.88 X | 4.89 X |
| Target Price | 29.33 | |
| Number Of Employees | 3.11 K | 18.84 K |
| Beta | 1.5 | -0.15 |
| Market Capitalization | 845.31 M | 19.03 B |
| Total Asset | 4.53 B | 29.47 B |
| Retained Earnings | 1.49 B | 9.33 B |
| Working Capital | 2.09 B | 1.48 B |
Note: Disposition of 244 shares by LaTisha Tarrant of PRA at 23.12 subject to Rule 16b-3 [view details]
PRA Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as PRA . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About PRA Buy or Sell Advice
When is the right time to buy or sell PRA Group? Buying financial instruments such as PRA Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having PRA in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Soft Drinks Thematic Idea Now
Soft Drinks
Entities manufacturing and distributing non alcoholic beverages across different markets. The Soft Drinks theme has 41 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Soft Drinks Theme or any other thematic opportunities.
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Check out PRA Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PRA. If investors know PRA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PRA listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.48) | Earnings Share 1.1 | Revenue Per Share 26.515 | Quarterly Revenue Growth 0.301 | Return On Assets 0.0393 |
The market value of PRA Group is measured differently than its book value, which is the value of PRA that is recorded on the company's balance sheet. Investors also form their own opinion of PRA's value that differs from its market value or its book value, called intrinsic value, which is PRA's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PRA's market value can be influenced by many factors that don't directly affect PRA's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PRA's value and its price as these two are different measures arrived at by different means. Investors typically determine if PRA is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PRA's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.