Is PRA Stock a Good Investment?
PRA Investment Advice | PRAA |
- Examine PRA's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research PRA's leadership team and their track record. Good management can help PRA navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact PRA's business and its evolving consumer preferences.
- Compare PRA's performance and market position to its competitors. Analyze how PRA is positioned in terms of product offerings, innovation, and market share.
- Check if PRA pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about PRA's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in PRA Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if PRA Group is a good investment.
Sell | Buy |
Sell
Market Performance | Insignificant | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine PRA Stock
Researching PRA's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 98.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.67. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PRA Group last dividend was issued on the 7th of May 2007. The entity had 3:1 split on the 2nd of August 2013.
To determine if PRA is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding PRA's research are outlined below:
| PRA Group had very high historical volatility over the last 90 days | |
| The company reported the previous year's revenue of 815.5 M. Net Loss for the year was (83.48 M) with profit before overhead, payroll, taxes, and interest of 1.04 B. | |
| PRA Group currently holds about 89.58 M in cash with (97.53 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.3. | |
| PRA Group has a poor financial position based on the latest SEC disclosures | |
| Over 98.0% of the company shares are owned by institutional investors |
PRA uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in PRA Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to PRA's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 15th of February 2024 Upcoming Quarterly Report | View | |
| 13th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 15th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
PRA's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 834.66 M.PRA's profitablity analysis
The company has Profit Margin (PM) of 0.04 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.32 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.32.Determining PRA's profitability involves analyzing its financial statements and using various financial metrics to determine if PRA is a good buy. For example, gross profit margin measures PRA's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of PRA's profitability and make more informed investment decisions.
Please note, the presentation of PRA's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PRA's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of PRA's management manipulating its earnings.
Basic technical analysis of PRA Stock
As of the 18th of January 2025, PRA owns the market risk adjusted performance of 0.1695, and Semi Deviation of 1.95. In relation to fundamental indicators, the technical analysis model allows you to check practical technical drivers of PRA Group, as well as the relationship between them.PRA's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PRA insiders, such as employees or executives, is commonly permitted as long as it does not rely on PRA's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PRA insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
PRA's Outstanding Corporate Bonds
PRA issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PRA Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PRA bonds can be classified according to their maturity, which is the date when PRA Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US69354NAD84 Corp BondUS69354NAD84 | View | |
| PRAA 8375 01 FEB 28 Corp BondUS69354NAE67 | View | |
| PPL 739486 30 MAR 67 Corp BondUS69352PAC77 | View | |
| PPL CAP FDG Corp BondUS69352PAL76 | View | |
| PPG 12 15 MAR 26 Corp BondUS693506BU04 | View | |
| US693506BR74 Corp BondUS693506BR74 | View | |
| US693506BS57 Corp BondUS693506BS57 | View | |
| PPG INDS INC Corp BondUS693506BP19 | View |
Understand PRA's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing PRA's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0576 | |||
| Market Risk Adjusted Performance | 0.1695 | |||
| Mean Deviation | 2.01 | |||
| Semi Deviation | 1.95 | |||
| Downside Deviation | 2.12 | |||
| Coefficient Of Variation | 1663.46 | |||
| Standard Deviation | 3.13 | |||
| Variance | 9.83 | |||
| Information Ratio | 0.0506 | |||
| Jensen Alpha | 0.1564 | |||
| Total Risk Alpha | 0.1046 | |||
| Sortino Ratio | 0.075 | |||
| Treynor Ratio | 0.1595 | |||
| Maximum Drawdown | 22.18 | |||
| Value At Risk | (3.08) | |||
| Potential Upside | 5.48 | |||
| Downside Variance | 4.48 | |||
| Semi Variance | 3.79 | |||
| Expected Short fall | (2.54) | |||
| Skewness | 2.35 | |||
| Kurtosis | 10.09 |
| Risk Adjusted Performance | 0.0576 | |||
| Market Risk Adjusted Performance | 0.1695 | |||
| Mean Deviation | 2.01 | |||
| Semi Deviation | 1.95 | |||
| Downside Deviation | 2.12 | |||
| Coefficient Of Variation | 1663.46 | |||
| Standard Deviation | 3.13 | |||
| Variance | 9.83 | |||
| Information Ratio | 0.0506 | |||
| Jensen Alpha | 0.1564 | |||
| Total Risk Alpha | 0.1046 | |||
| Sortino Ratio | 0.075 | |||
| Treynor Ratio | 0.1595 | |||
| Maximum Drawdown | 22.18 | |||
| Value At Risk | (3.08) | |||
| Potential Upside | 5.48 | |||
| Downside Variance | 4.48 | |||
| Semi Variance | 3.79 | |||
| Expected Short fall | (2.54) | |||
| Skewness | 2.35 | |||
| Kurtosis | 10.09 |
Consider PRA's intraday indicators
PRA intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PRA stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
PRA time-series forecasting models is one of many PRA's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PRA's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
PRA Stock media impact
Far too much social signal, news, headlines, and media speculation about PRA that are available to investors today. That information is available publicly through PRA media outlets and privately through word of mouth or via PRA internal channels. However, regardless of the origin, that massive amount of PRA data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of PRA news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of PRA relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to PRA's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive PRA alpha.
PRA Corporate Management
| LaTisha Tarrant | General VP | Profile | |
| Laura White | Chief Compliance Officer | Profile | |
| Jan Husby | Global Officer | Profile | |
| Chris Burroughs | Chief Officer | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PRA Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PRA. If investors know PRA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PRA listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of PRA Group is measured differently than its book value, which is the value of PRA that is recorded on the company's balance sheet. Investors also form their own opinion of PRA's value that differs from its market value or its book value, called intrinsic value, which is PRA's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PRA's market value can be influenced by many factors that don't directly affect PRA's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between PRA's value and its price, as these two are different measures arrived at by various means. Investors typically determine if PRA is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PRA's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.