Regions Financial Net Income
| RF Stock | USD 28.50 0.04 0.14% |
As of the 1st of February, Regions Financial holds the Coefficient Of Variation of 506.85, semi deviation of 0.8694, and Risk Adjusted Performance of 0.1474. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Regions Financial, as well as the relationship between them. Please check Regions Financial downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if Regions Financial is priced some-what accurately, providing market reflects its current price of 28.5 per share. Given that Regions Financial has jensen alpha of 0.2181, we recommend you to check out Regions Financial's recent market performance to make sure the company can sustain itself at a future point.
Regions Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.1132 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 2.2 B | 2.3 B | |
| Net Income Applicable To Common Shares | 2.1 B | 1.3 B | |
| Net Income From Continuing Ops | 2.2 B | 1.5 B | |
| Net Income Per Share | 2.46 | 2.59 | |
| Net Income Per E B T | 0.79 | 0.54 |
Regions | Net Income | Build AI portfolio with Regions Stock |
The Net Income trend for Regions Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Regions Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Regions Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Regions Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Regions Financial financial statement analysis. It represents the amount of money remaining after all of Regions Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Regions Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Regions Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 1.89 B | 10 Years Trend |
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Net Income |
| Timeline |
Regions Net Income Regression Statistics
| Arithmetic Mean | 1,427,641,176 | |
| Coefficient Of Variation | 52.78 | |
| Mean Deviation | 596,784,775 | |
| Median | 1,263,000,000 | |
| Standard Deviation | 753,456,952 | |
| Sample Variance | 567697.4T | |
| Range | 2.7B | |
| R-Value | 0.87 | |
| Mean Square Error | 149986.9T | |
| R-Squared | 0.75 | |
| Slope | 129,415,686 | |
| Total Sum of Squares | 9083158.1T |
Regions Net Income History
Other Fundumenentals of Regions Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Regions Financial Net Income component correlations
Regions Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Regions Financial is extremely important. It helps to project a fair market value of Regions Stock properly, considering its historical fundamentals such as Net Income. Since Regions Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Regions Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Regions Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Can Regional Banks industry sustain growth momentum? Does Regions have expansion opportunities? Factors like these will boost the valuation of Regions Financial. Anticipated expansion of Regions directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Regions Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Dividend Share 1.03 | Earnings Share 2.3 | Revenue Per Share | Quarterly Revenue Growth 0.156 | Return On Assets |
Investors evaluate Regions Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Regions Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause Regions Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Regions Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Regions Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Regions Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Regions Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Regions Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Regions Financial.
| 11/03/2025 |
| 02/01/2026 |
If you would invest 0.00 in Regions Financial on November 3, 2025 and sell it all today you would earn a total of 0.00 from holding Regions Financial or generate 0.0% return on investment in Regions Financial over 90 days. Regions Financial is related to or competes with Huntington Bancshares, Fifth Third, MT Bank, Citizens Financial, First Horizon, KeyCorp, and Comerica Incorporated. Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and... More
Regions Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Regions Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Regions Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.26 | |||
| Information Ratio | 0.1645 | |||
| Maximum Drawdown | 6.55 | |||
| Value At Risk | (1.71) | |||
| Potential Upside | 3.11 |
Regions Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Regions Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Regions Financial's standard deviation. In reality, there are many statistical measures that can use Regions Financial historical prices to predict the future Regions Financial's volatility.| Risk Adjusted Performance | 0.1474 | |||
| Jensen Alpha | 0.2181 | |||
| Total Risk Alpha | 0.1943 | |||
| Sortino Ratio | 0.1793 | |||
| Treynor Ratio | 0.2142 |
Regions Financial February 1, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1474 | |||
| Market Risk Adjusted Performance | 0.2242 | |||
| Mean Deviation | 1.01 | |||
| Semi Deviation | 0.8694 | |||
| Downside Deviation | 1.26 | |||
| Coefficient Of Variation | 506.85 | |||
| Standard Deviation | 1.37 | |||
| Variance | 1.88 | |||
| Information Ratio | 0.1645 | |||
| Jensen Alpha | 0.2181 | |||
| Total Risk Alpha | 0.1943 | |||
| Sortino Ratio | 0.1793 | |||
| Treynor Ratio | 0.2142 | |||
| Maximum Drawdown | 6.55 | |||
| Value At Risk | (1.71) | |||
| Potential Upside | 3.11 | |||
| Downside Variance | 1.58 | |||
| Semi Variance | 0.7558 | |||
| Expected Short fall | (1.15) | |||
| Skewness | 0.3741 | |||
| Kurtosis | 0.605 |
Regions Financial Backtested Returns
Regions Financial appears to be very steady, given 3 months investment horizon. Regions Financial maintains Sharpe Ratio (i.e., Efficiency) of 0.2, which implies the firm had a 0.2 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Regions Financial, which you can use to evaluate the volatility of the company. Please evaluate Regions Financial's Coefficient Of Variation of 506.85, semi deviation of 0.8694, and Risk Adjusted Performance of 0.1474 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Regions Financial holds a performance score of 16. The company holds a Beta of 1.22, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Regions Financial will likely underperform. Please check Regions Financial's downside variance, and the relationship between the sortino ratio and accumulation distribution , to make a quick decision on whether Regions Financial's historical price patterns will revert.
Auto-correlation | 0.16 |
Very weak predictability
Regions Financial has very weak predictability. Overlapping area represents the amount of predictability between Regions Financial time series from 3rd of November 2025 to 18th of December 2025 and 18th of December 2025 to 1st of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Regions Financial price movement. The serial correlation of 0.16 indicates that over 16.0% of current Regions Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.16 | |
| Spearman Rank Test | 0.41 | |
| Residual Average | 0.0 | |
| Price Variance | 0.21 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Regions Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Regions Financial reported net income of 1.89 B. This is 48.19% higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
Regions Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Regions Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Regions Financial could also be used in its relative valuation, which is a method of valuing Regions Financial by comparing valuation metrics of similar companies.Regions Financial is currently under evaluation in net income category among its peers.
Regions Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Regions Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Regions Financial's managers, analysts, and investors.Environmental | Governance | Social |
Regions Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Regions Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Regions Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Regions Financial's value.| Shares | Dimensional Fund Advisors, Inc. | 2025-06-30 | 10.4 M | Lsv Asset Management | 2025-06-30 | 9.3 M | Northern Trust Corp | 2025-06-30 | 9 M | Allspring Global Investments Holdings, Llc | 2025-06-30 | 9 M | Victory Capital Management Inc. | 2025-06-30 | 8.8 M | Massachusetts Financial Services Company | 2025-06-30 | 8.2 M | Squarepoint Ops Llc | 2025-06-30 | 8 M | Royal Bank Of Canada | 2025-06-30 | 6.9 M | Ubs Group Ag | 2025-06-30 | 5.9 M | Vanguard Group Inc | 2025-06-30 | 107.9 M | Blackrock Inc | 2025-06-30 | 85.8 M |
Regions Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0136 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 22.71 B | ||||
| Shares Outstanding | 868 M | ||||
| Shares Owned By Institutions | 87.99 % | ||||
| Number Of Shares Shorted | 52.97 M | ||||
| Price To Earning | 15.04 X | ||||
| Price To Book | 1.40 X | ||||
| Price To Sales | 3.54 X | ||||
| Revenue | 9.61 B | ||||
| Gross Profit | 7.06 B | ||||
| EBITDA | 2.81 B | ||||
| Net Income | 1.89 B | ||||
| Cash And Equivalents | 15.67 B | ||||
| Cash Per Share | 16.77 X | ||||
| Total Debt | 4.88 B | ||||
| Debt To Equity | 6.48 % | ||||
| Book Value Per Share | 20.36 X | ||||
| Cash Flow From Operations | 1.6 B | ||||
| Short Ratio | 4.61 X | ||||
| Earnings Per Share | 2.30 X | ||||
| Price To Earnings To Growth | 1.18 X | ||||
| Target Price | 30.4 | ||||
| Number Of Employees | 19.97 K | ||||
| Beta | 1.04 | ||||
| Market Capitalization | 24.99 B | ||||
| Total Asset | 159.55 B | ||||
| Retained Earnings | 10.21 B | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.28 % | ||||
| Net Asset | 159.55 B | ||||
| Last Dividend Paid | 1.03 |
About Regions Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Regions Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Regions Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Regions Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Can Regional Banks industry sustain growth momentum? Does Regions have expansion opportunities? Factors like these will boost the valuation of Regions Financial. Anticipated expansion of Regions directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Regions Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Dividend Share 1.03 | Earnings Share 2.3 | Revenue Per Share | Quarterly Revenue Growth 0.156 | Return On Assets |
Investors evaluate Regions Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Regions Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause Regions Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Regions Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Regions Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Regions Financial's market price signifies the transaction level at which participants voluntarily complete trades.