Stellar Bancorp, Stock Debt To Equity

STEL Stock  USD 29.09  0.42  1.46%   
Stellar Bancorp, fundamentals help investors to digest information that contributes to Stellar Bancorp,'s financial success or failures. It also enables traders to predict the movement of Stellar Stock. The fundamental analysis module provides a way to measure Stellar Bancorp,'s intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Stellar Bancorp, stock.
Last ReportedProjected for Next Year
Debt To Equity 0.09  0.07 
The value of Debt To Equity is estimated to slide to 0.07.
  
This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.

Stellar Bancorp, Company Debt To Equity Analysis

Stellar Bancorp,'s Debt to Equity is calculated by dividing the Total Debt of a company by its Equity. If the debt exceeds equity of a company, then the creditors have more stakes in a firm than the stockholders. In other words, Debt to Equity ratio provides analysts with insights about composition of both equity and debt, and its influence on the valuation of the company.

D/E

 = 

Total Debt

Total Equity

More About Debt To Equity | All Equity Analysis

Current Stellar Bancorp, Debt To Equity

    
  6.00 %  
Most of Stellar Bancorp,'s fundamental indicators, such as Debt To Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Stellar Bancorp, is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Stellar Debt To Equity Driver Correlations

Understanding the fundamental principles of building solid financial models for Stellar Bancorp, is extremely important. It helps to project a fair market value of Stellar Stock properly, considering its historical fundamentals such as Debt To Equity. Since Stellar Bancorp,'s main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Stellar Bancorp,'s historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Stellar Bancorp,'s interrelated accounts and indicators.
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Click cells to compare fundamentals

Stellar Debt To Equity Historical Pattern

Today, most investors in Stellar Bancorp, Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Stellar Bancorp,'s growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's debt to equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Stellar Bancorp, debt to equity as a starting point in their analysis.
   Stellar Bancorp, Debt To Equity   
       Timeline  
High Debt to Equity ratio typically indicates that a firm has been borrowing aggressively to finance its growth and as a result may experience a burden of additional interest expense. This may reduce earnings or future growth. On the other hand a small D/E ratio may indicate that a company is not taking enough advantage from financial leverage. Debt to Equity ratio measures how the company is leveraging borrowing against the capital invested by the owners.
Competition

Stellar Total Stockholder Equity

Total Stockholder Equity

1.84 Billion

At this time, Stellar Bancorp,'s Total Stockholder Equity is quite stable compared to the past year.
According to the company disclosure, Stellar Bancorp, has a Debt To Equity of 6.0%. This is 81.73% lower than that of the Banks sector and significantly higher than that of the Financials industry. The debt to equity for all United States stocks is 87.68% higher than that of the company.

Stellar Debt To Equity Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Stellar Bancorp,'s direct or indirect competition against its Debt To Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Stellar Bancorp, could also be used in its relative valuation, which is a method of valuing Stellar Bancorp, by comparing valuation metrics of similar companies.
6.0011.7710.2710.15100%
Stellar Bancorp, is currently under evaluation in debt to equity category among its peers.

Stellar Bancorp, ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Stellar Bancorp,'s sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Stellar Bancorp,'s managers, analysts, and investors.
63.7%
Environmental
65.5%
Governance
Social

Stellar Fundamentals

Return On Equity0.0751
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Return On Asset0.0109
Profit Margin0.27 %
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Operating Margin0.40 %
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Current Valuation713.14 M
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Shares Outstanding53.43 M
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Shares Owned By Insiders9.94 %
Shares Owned By Institutions58.49 %
Number Of Shares Shorted829.64 K
Price To Earning18.84 X
Price To Book0.95 X
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Price To Sales3.58 X
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Revenue461.32 M
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Gross Profit433.92 M
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EBITDA196.35 M
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Net Income130.5 M
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Cash And Equivalents292.84 M
Cash Per Share14.67 X
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Total Debt159.76 M
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Debt To Equity6.00 %
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Book Value Per Share30.14 X
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Cash Flow From Operations168.22 M
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Short Ratio2.86 X
Earnings Per Share2.20 X
Price To Earnings To Growth4.74 X
Target Price30.6
Number Of Employees1.04 K
Beta0.85
Market Capitalization1.55 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-20%-15%-10%-5%
Total Asset10.65 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-3150%100%150%200%250%300%350%
Retained Earnings405.94 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31100%200%300%400%500%
Annual Yield0.02 %
Net Asset10.65 B
Last Dividend Paid0.53

About Stellar Bancorp, Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Stellar Bancorp,'s financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Stellar Bancorp, using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Stellar Bancorp, based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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When determining whether Stellar Bancorp, is a strong investment it is important to analyze Stellar Bancorp,'s competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp,'s future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports:
Check out Stellar Bancorp, Piotroski F Score and Stellar Bancorp, Altman Z Score analysis.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.019
Dividend Share
0.53
Earnings Share
2.2
Revenue Per Share
8.115
Quarterly Revenue Growth
(0.04)
The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.


 
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