Douglas Pauls - Essent Independent Director
| ESNT Stock | USD 56.76 0.83 1.48% |
Director
Mr. Douglas J. Pauls is Independent Director of Essent Group Ltd. He has over 30 years of experience in the areas of finance, accounting, internal controls, and financial reporting for public companies, including most recently senior roles with financial institutions. Mr. Pauls served as chief financial officer of BankUnited, Inc., a bank holding company, from 2009 until his retirement in 2013. From 2008 until 2009, Mr. Pauls served as executive vice president of finance for TD Bank, NA following TD Bank acquisition of Commerce Bancorp, Inc. in March 2008. Prior to that, Mr. Pauls held several positions with Commerce, including serving as its chief financial officer from 2002 until its acquisition by TD Bank and its chief accounting officer from 1995 to 2002. Earlier in his career, Mr. Pauls was a senior manager in the audit department of Ernst Young in Philadelphia and Pittsburgh, Pennsylvania. He is currently a director of BankUnited, Inc since 2013.
| Age | 61 |
| Tenure | 11 years |
| Address | Clarendon House, Hamilton, Bermuda |
| Phone | 441 297 9901 |
| Web | https://www.essentgroup.com |
Douglas Pauls Latest Insider Activity
Tracking and analyzing the buying and selling activities of Douglas Pauls against Essent stock is an integral part of due diligence when investing in Essent. Douglas Pauls insider activity provides valuable insight into whether Essent is net buyers or sellers over its current business cycle. Note, Essent insiders must abide by specific rules, including filing SEC forms every time they buy or sell Essent'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Douglas Pauls over three months ago Disposition of 3500 shares by Douglas Pauls of BankUnited at 36.5 subject to Rule 16b-3 | ||
Douglas Pauls over six months ago Disposition of 2500 shares by Douglas Pauls of Essent at 56.12 subject to Rule 16b-3 | ||
Douglas Pauls over six months ago Disposition of 3037 shares by Douglas Pauls of Essent subject to Rule 16b-3 |
Essent Management Efficiency
The company has return on total asset (ROA) of 0.085 % which means that it generated a profit of $0.085 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.141 %, meaning that it created $0.141 on every $100 dollars invested by stockholders. Essent's management efficiency ratios could be used to measure how well Essent manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to drop to 0.07 in 2024. Return On Capital Employed is likely to drop to 0.1 in 2024. Non Current Liabilities Total is likely to gain to about 896.2 M in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 3.3 B in 2024.Similar Executives
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Management Performance
| Return On Equity | 0.14 | |||
| Return On Asset | 0.085 |
Essent Group Leadership Team
Elected by the shareholders, the Essent's board of directors comprises two types of representatives: Essent inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Essent. The board's role is to monitor Essent's management team and ensure that shareholders' interests are well served. Essent's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Essent's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Lawrence McAlee, Chief Financial Officer, Senior Vice President | ||
| Vijay Bhasin, Senior Vice President, Chief Risk Officer | ||
| William Higgins, Senior Ventures | ||
| Mark Casale, Chairman, CEO and President and Member of Plan Admin. Committee | ||
| Wei Ding, Senior Development | ||
| David Weinstock, Chief Accounting Officer, Vice President | ||
| William Kaiser, Senior COO | ||
| Allan Levine, Independent Director | ||
| Jane Chwick, Independent Director | ||
| CPA McAlee, Special Advisor | ||
| Aditya Dutt, Independent Director | ||
| Jeff Cashmer, Senior Vice President, Chief Business Officer of Essent Guaranty | ||
| Mary Gibbons, Senior Vice President, Chief Legal Officer and Assistant Secretary | ||
| Philip Stefano, Vice Relations | ||
| ARe ARm, President Ltd | ||
| Roy Kasmar, Independent Director | ||
| Joseph Hissong, Senior Vice President; President of Essent Reinsurance Ltd. | ||
| Angela Heise, Independent Director | ||
| Douglas Pauls, Independent Director | ||
| Robert Glanville, Independent Director | ||
| Theodore Gray, Senior Officer | ||
| Mary JD, Chief VP | ||
| William Spiegel, Lead Independent Director | ||
| Christopher Curran, Senior Vice President - Corporate Development |
Essent Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Essent a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.14 | |||
| Return On Asset | 0.085 | |||
| Profit Margin | 0.62 % | |||
| Operating Margin | 0.71 % | |||
| Current Valuation | 6.32 B | |||
| Shares Outstanding | 106.21 M | |||
| Shares Owned By Insiders | 3.19 % | |||
| Shares Owned By Institutions | 95.32 % | |||
| Number Of Shares Shorted | 1.08 M | |||
| Price To Earning | 10.05 X |
Thematic Opportunities
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Additional Tools for Essent Stock Analysis
When running Essent's price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.