Roy Kasmar - Essent Independent Director

ESNT Stock  USD 58.12  1.36  2.40%   

Director

Mr. Roy J. Kasmar is Independent Director of Essent Group Ltd. Mr. Kasmar was a member of the board of directors of our mortgage insurance subsidiary, Essent Guaranty, Inc., since 2012. Mr. Kasmar is currently the president of Kazmar Co. LLC, which provides advisory services to the mortgage and mortgage insurance industry. Mr. Kasmar has over 30 years of experience in the mortgage and mortgage insurance industry. Prior to forming Kazmar Co. LLC, Mr. Kasmar served as the president of Radian Group Inc. and Radian Guaranty Inc., a private mortgage insurer, from 1999 to 2007. Prior to joining Radian, Mr. Kasmar served as the president and chief operating officer of Amerin Guaranty Corporationrationration, a mortgage insurer, from 1996 to 1999. Additionally, Mr. Kasmar has held senior management positions with Prudential Home Mortgage, First Boston Capital Group and Chase Home Mortgage since 2013.
Age 63
Tenure 11 years
Professional MarksMBA
Address Clarendon House, Hamilton, Bermuda
Phone441 297 9901
Webhttps://www.essentgroup.com
Kasmar holds a BS in economics and business administration from Drury College and an MBA in finance from Fairleigh Dickinson University.

Roy Kasmar Latest Insider Activity

Tracking and analyzing the buying and selling activities of Roy Kasmar against Essent stock is an integral part of due diligence when investing in Essent. Roy Kasmar insider activity provides valuable insight into whether Essent is net buyers or sellers over its current business cycle. Note, Essent insiders must abide by specific rules, including filing SEC forms every time they buy or sell Essent'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Essent Management Efficiency

The company has return on total asset (ROA) of 0.085 % which means that it generated a profit of $0.085 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.141 %, meaning that it created $0.141 on every $100 dollars invested by stockholders. Essent's management efficiency ratios could be used to measure how well Essent manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to drop to 0.07 in 2024. Return On Capital Employed is likely to drop to 0.1 in 2024. Non Current Liabilities Total is likely to gain to about 896.2 M in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 3.3 B in 2024.
Essent Group currently holds 421.92 M in liabilities with Debt to Equity (D/E) ratio of 0.1, which may suggest the company is not taking enough advantage from borrowing. Essent Group has a current ratio of 1.84, which is within standard range for the sector. Note, when we think about Essent's use of debt, we should always consider it together with its cash and equity.

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Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company was founded in 2008 and is based in Hamilton, Bermuda. Essent operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 349 people. Essent Group (ESNT) is traded on New York Stock Exchange in USA. It is located in Clarendon House, Hamilton, Bermuda and employs 602 people. Essent is listed under Commercial & Residential Mortgage Finance category by Fama And French industry classification.

Management Performance

Essent Group Leadership Team

Elected by the shareholders, the Essent's board of directors comprises two types of representatives: Essent inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Essent. The board's role is to monitor Essent's management team and ensure that shareholders' interests are well served. Essent's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Essent's outside directors are responsible for providing unbiased perspectives on the board's policies.
Lawrence McAlee, Chief Financial Officer, Senior Vice President
Vijay Bhasin, Senior Vice President, Chief Risk Officer
William Higgins, Senior Ventures
Mark Casale, Chairman, CEO and President and Member of Plan Admin. Committee
Wei Ding, Senior Development
David Weinstock, Chief Accounting Officer, Vice President
William Kaiser, Senior COO
Allan Levine, Independent Director
Jane Chwick, Independent Director
CPA McAlee, Special Advisor
Aditya Dutt, Independent Director
Jeff Cashmer, Senior Vice President, Chief Business Officer of Essent Guaranty
Mary Gibbons, Senior Vice President, Chief Legal Officer and Assistant Secretary
Philip Stefano, Vice Relations
ARe ARm, President Ltd
Roy Kasmar, Independent Director
Joseph Hissong, Senior Vice President; President of Essent Reinsurance Ltd.
Angela Heise, Independent Director
Douglas Pauls, Independent Director
Robert Glanville, Independent Director
Theodore Gray, Senior Officer
Mary JD, Chief VP
William Spiegel, Lead Independent Director
Christopher Curran, Senior Vice President - Corporate Development

Essent Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Essent a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Thematic Opportunities

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Additional Tools for Essent Stock Analysis

When running Essent's price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.