John Martin - First Merchants Chief Credit Officer and Executive VP

FRME Stock  USD 44.97  0.92  2.09%   

EVP

Mr. John J. Martin is Executive Vice President, Chief Credit Officer of First Merchants Corporationrationration. He served as Executive Vice President and Chief Credit Officer of FMC since March 2013 Senior Vice President and Chief Credit Officer of FMC from June 2009 to March 2013 First Vice President and Deputy Chief Credit Officer of FMC from July 2008 to June 2009 First Vice President and Senior Manager of Lending Process of FMC from January 2008 to July 2008 Senior Vice President and Regional Senior Credit Officer of National City Bank from May 2000 to December 2007. since 2013.
Age 57
Tenure 11 years
Address 200 East Jackson Street, Muncie, IN, United States, 47305-2814
Phone765 747 1500
Webhttps://www.firstmerchants.com

First Merchants Management Efficiency

The current year's Return On Equity is expected to grow to 0.10, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, First Merchants' Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 2.7 B, whereas Other Assets are projected to grow to (4 B). First Merchants' management efficiency ratios could be used to measure how well First Merchants manages its routine affairs as well as how well it operates its assets and liabilities.
First Merchants currently holds 871.5 M in liabilities with Debt to Equity (D/E) ratio of 6.95, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Merchants' use of debt, we should always consider it together with its cash and equity.

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EVP Age

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First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides community banking services. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana. First Merchants operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1821 people. First Merchants (FRME) is traded on NASDAQ Exchange in USA. It is located in 200 East Jackson Street, Muncie, IN, United States, 47305-2814 and employs 2,162 people. First Merchants is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Merchants Leadership Team

Elected by the shareholders, the First Merchants' board of directors comprises two types of representatives: First Merchants inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Merchants' management team and ensure that shareholders' interests are well served. First Merchants' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Merchants' outside directors are responsible for providing unbiased perspectives on the board's policies.
Michael Rechin, CEO and President Director, CEO of First Merchants Bank and President of First Merchants Bank and Director of First Merchants Bank
Marcos CFA, Chief Officer
Michael Stewart, Chief Banking Officer and Executive VP
Steven Harris, Senior Vice President Director of Human Resources
Julie Crabtree, Corporate VP
John Martin, Chief Credit Officer and Executive VP
Karen Evens, VP Marketing
Nicole Weaver, IR Contact Officer
Michele Kawiecki, Finance Director, Senior Vice President
Brian Hunt, Secretary Counsel
Mark Hardwick, CFO and Executive VP
Stephan Fluhler, CIO and Sr. VP
Brian JD, Secretary Counsel
Chad Kimball, Senior Officer

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Merchants a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether First Merchants is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if First Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about First Merchants Stock. Highlighted below are key reports to facilitate an investment decision about First Merchants Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Merchants. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Merchants. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Merchants listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.11)
Dividend Share
1.38
Earnings Share
3.01
Revenue Per Share
10.11
Quarterly Revenue Growth
(0.05)
The market value of First Merchants is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Merchants' value that differs from its market value or its book value, called intrinsic value, which is First Merchants' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Merchants' market value can be influenced by many factors that don't directly affect First Merchants' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Merchants' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Merchants is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Merchants' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.