Li Yu - Preferred Bank Chairman
| PFBC Stock | USD 95.67 1.91 2.04% |
Chairman
Mr. Li Yu is a Chairman of the Board, Chief Executive Officer of Preferred Bank. Mr. Yu was and Chief Executive Officer since 1993, and was our President from 1993 to 2012. From December 1991 to the present, he has served as Chairman of our Board of Directors. From 1987 to 1991, he was the owner of several privately held companies. From 1982 to 1987, he served as Chairman of the Board of California Pacific National Bank, which became a part of Bank of America. Mr. Yu received his MBA from the University of California, Los Angeles. He was also the past President of the National Association of Chinese American Bankers, and is formerly a member of the Board of Visitors of UCLAs Anderson Graduate School of Management. Under his leadership, we have grown from a de novo bank with 20 million in initial capital in 1991 to one of the largest independent commercial banks in California with 3.4 billion in total assets. Mr. Yu brings to the Board of Directors extensive management experience, demonstrated leadership, prudent judgment, a strong connection to our client base, and a deep understanding of our history and the banking business. Mr. Yu serves on the Loan Committee and Investment Committee. since 2012.
| Age | 83 |
| Tenure | 12 years |
| Professional Marks | MBA |
| Address | 601 South Figueroa Street, Los Angeles, CA, United States, 90017 |
| Phone | 213 891 1188 |
| Web | https://www.preferredbank.com |
Preferred Bank Management Efficiency
The company has return on total asset (ROA) of 0.0202 % which means that it generated a profit of $0.0202 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1919 %, meaning that it created $0.1919 on every $100 dollars invested by stockholders. Preferred Bank's management efficiency ratios could be used to measure how well Preferred Bank manages its routine affairs as well as how well it operates its assets and liabilities. At present, Preferred Bank's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.23, whereas Return On Capital Employed is forecasted to decline to 0.02. At present, Preferred Bank's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 6 B, whereas Other Assets are projected to grow to (865.3 M).Similar Executives
| Found 1 records | CHAIRMAN Age | ||
| Brian Vance | Heritage Financial | 70 | |
Management Performance
| Return On Equity | 0.19 | ||||
| Return On Asset | 0.0202 |
Preferred Bank Leadership Team
Elected by the shareholders, the Preferred Bank's board of directors comprises two types of representatives: Preferred Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Preferred. The board's role is to monitor Preferred Bank's management team and ensure that shareholders' interests are well served. Preferred Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Preferred Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Li Yu, Chairman, CEO, Company Secretary and Member of Loan Committee | ||
| Nick Pi, Chief Credit Officer | ||
| Edward Czajka, CFO and Executive VP | ||
| Stella Chen, Senior President | ||
| Erika Chi, Executive President | ||
| Ted Hsu, Executive President | ||
| Sandy Ho, Executive Manager | ||
| Johnny Hsu, Executive COO | ||
| Wellington Chen, President COO | ||
| Alice Huang, Executive President | ||
| Robert Kosof, Head - Commercial Lending and Regional Manager - West Los Angeles Operations |
Preferred Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Preferred Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.19 | ||||
| Return On Asset | 0.0202 | ||||
| Profit Margin | 0.52 % | ||||
| Operating Margin | 0.71 % | ||||
| Current Valuation | 639.48 M | ||||
| Shares Outstanding | 13.19 M | ||||
| Shares Owned By Insiders | 0.96 % | ||||
| Shares Owned By Institutions | 88.14 % | ||||
| Number Of Shares Shorted | 918.53 K | ||||
| Price To Earning | 15.06 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.09) | Dividend Share 2.8 | Earnings Share 9.99 | Revenue Per Share 19.356 | Quarterly Revenue Growth (0.05) |
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.