Li Yu - Preferred Bank Chairman

PFBC Stock  USD 91.19  0.92  1.02%   

Chairman

Mr. Li Yu is a Chairman of the Board, Chief Executive Officer of Preferred Bank. Mr. Yu was and Chief Executive Officer since 1993, and was our President from 1993 to 2012. From December 1991 to the present, he has served as Chairman of our Board of Directors. From 1987 to 1991, he was the owner of several privately held companies. From 1982 to 1987, he served as Chairman of the Board of California Pacific National Bank, which became a part of Bank of America. Mr. Yu received his MBA from the University of California, Los Angeles. He was also the past President of the National Association of Chinese American Bankers, and is formerly a member of the Board of Visitors of UCLAs Anderson Graduate School of Management. Under his leadership, we have grown from a de novo bank with 20 million in initial capital in 1991 to one of the largest independent commercial banks in California with 3.4 billion in total assets. Mr. Yu brings to the Board of Directors extensive management experience, demonstrated leadership, prudent judgment, a strong connection to our client base, and a deep understanding of our history and the banking business. Mr. Yu serves on the Loan Committee and Investment Committee. since 2012.
Age 85
Tenure 14 years
Professional MarksMBA
Address 601 South Figueroa Street, Los Angeles, CA, United States, 90017
Phone213 891 1188
Webhttps://www.preferredbank.com
Yu received a Masters of Business Administration, or MBA, from the University of California, Los Angeles. He was also the past President of the National Association of Chinese American Bankers, and is currently a member of the Board of Visitors of UCLA’s Anderson Graduate School of Management.

Preferred Bank Management Efficiency

The company has return on total asset (ROA) of 0.0184 % which means that it generated a profit of $0.0184 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1721 %, meaning that it created $0.1721 on every $100 dollars invested by stockholders. Preferred Bank's management efficiency ratios could be used to measure how well Preferred Bank manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.02. The current year's Return On Capital Employed is expected to grow to 0.08. At present, Preferred Bank's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 7.1 B, whereas Non Currrent Assets Other are projected to grow to (77 M).
Preferred Bank currently holds 418.92 M in liabilities with Debt to Equity (D/E) ratio of 0.16, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Preferred Bank's use of debt, we should always consider it together with its cash and equity.

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Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States. The company was incorporated in 1991 and is headquartered in Los Angeles, California. Preferred Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 279 people. Preferred Bank (PFBC) is traded on NASDAQ Exchange in USA and employs 323 people. Preferred Bank is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Preferred Bank Leadership Team

Elected by the shareholders, the Preferred Bank's board of directors comprises two types of representatives: Preferred Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Preferred. The board's role is to monitor Preferred Bank's management team and ensure that shareholders' interests are well served. Preferred Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Preferred Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
Li Yu, Chairman, CEO, Company Secretary and Member of Loan Committee
Nick Pi, Chief Credit Officer
Edward Czajka, CFO and Executive VP
Stella Chen, Senior President
Erika Chi, Executive President
Pamela Lau, Executive President
Ted Hsu, Executive President
Sandy Ho, Executive Manager
Johnny Hsu, Executive COO
Wellington Chen, President COO
Alice Huang, Executive President
Robert Kosof, Head - Commercial Lending and Regional Manager - West Los Angeles Operations

Preferred Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Preferred Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
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Will Regional Banks sector continue expanding? Could Preferred diversify its offerings? Factors like these will boost the valuation of Preferred Bank. Anticipated expansion of Preferred directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Preferred Bank data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.24
Dividend Share
3.05
Earnings Share
9.88
Revenue Per Share
22.33
Quarterly Revenue Growth
0.155
Preferred Bank's market price often diverges from its book value, the accounting figure shown on Preferred's balance sheet. Smart investors calculate Preferred Bank's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Preferred Bank's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Preferred Bank's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Preferred Bank should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.