Susan Kudzman - Transat AT Independent Director

TRZ Stock  CAD 1.80  0.02  1.12%   

Director

Ms. Susan Kudzman is an Independent Director of Transat A.T. inc. She is an actuary and currently a member of the partnership at Mercer Canada, where she was hired in 2011 to direct the risk management practice. She held the position of Executive VicePresident and Chief Risk Officer at Caisse de dpt et placement du Qubec, where she worked from 2005 to 2010. In addition to risk management, she was responsible for depositor services, performance calculation and analysis and strategic planning. From 2000 to 2005, she held the positions of Chief Human Resources Officer and Chief Corporationrationrate Officer at BCE Emergis Inc., a publicly traded company specializing in electronic transactions. Prior to that, she held a human resources management position at Laurentian Bank and worked for over ten years as a pension and benefits consultant. She is a member of the Board of Directors and the Audit Committee of AtmanCo, a publicly traded company specializing in online employee assessment. She was ViceChair of the Board of Directors and the Executive Committee and a member of the Audit Committee of Les Grands Ballets Canadiens de Montral since 2000. She is a member of the Board of Directors, the Investment Committee and the Human Resources Committee of the Montreal Heart Institute Foundation. She served as Chair of the Board of Directors of Quartier International de Montral from 2006 to 2013 since 2014.
Age 56
Tenure 10 years
Address Place du Parc, Montreal, QC, Canada, H2X 4C2
Phone877-872-6728
Webhttps://www.transat.com
Kudzman holds a Bachelor’s degree in Actuarial Science and the titles of Fellow of the Canadian Institute of Actuaries, Fellow of the Society of Actuaries and Certified Enterprise Risk Analyst .

Transat AT Management Efficiency

The company has return on total asset (ROA) of (0.0138) % which means that it has lost $0.0138 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of (8.5035) %, meaning that it generated substantial loss on money invested by shareholders. Transat AT's management efficiency ratios could be used to measure how well Transat AT manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Transat AT's Return On Capital Employed is very stable compared to the past year. As of the 24th of November 2024, Return On Equity is likely to grow to 0.04, though Return On Tangible Assets are likely to grow to (0.01). At this time, Transat AT's Total Assets are very stable compared to the past year. As of the 24th of November 2024, Non Current Assets Total is likely to grow to about 1.6 B, while Total Current Assets are likely to drop about 696.5 M.
Transat AT has accumulated 1.89 B in total debt with debt to equity ratio (D/E) of 3.09, implying the company greatly relies on financing operations through barrowing. Transat AT has a current ratio of 0.91, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Transat AT until it has trouble settling it off, either with new capital or with free cash flow. So, Transat AT's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Transat AT sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Transat to invest in growth at high rates of return. When we think about Transat AT's use of debt, we should always consider it together with cash and equity.

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Inc. operates as an integrated tour operator in the Americas and Europe. Inc. was incorporated in 1987 and is headquartered in Montral, Canada. TRANSAT AT operates under Travel Services classification in Canada and is traded on Toronto Stock Exchange. It employs 5000 people. Transat AT (TRZ) is traded on Toronto Exchange in Canada and employs 5,000 people. Transat AT is listed under Hotels, Resorts & Cruise Lines category by Fama And French industry classification.

Management Performance

Transat AT Leadership Team

Elected by the shareholders, the Transat AT's board of directors comprises two types of representatives: Transat AT inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Transat. The board's role is to monitor Transat AT's management team and ensure that shareholders' interests are well served. Transat AT's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Transat AT's outside directors are responsible for providing unbiased perspectives on the board's policies.
JeanYves Leblanc, Lead Independent Director
Daniel Godbout, Senior Vice President - Transport and Yield Management of Transat
Joseph Adamo, President and General Manager of Transat Distribution Canada Inc.
Ian Rae, Independent Director
Bernard Bussieres, Vice President General Counsel, Corporate Secretary
Lina Cesare, Independent Director
Bamba Sissoko, Chief Officer
Andrean Gagne, Senior Affairs
Andre Montigny, President - Transat International and Vice-President - Corporate Development of Transat
Jordi Sole, President - Hotel Division
Sebastian Ponce, Chief Officer
LouisMarie Beaulieu, Independent Director
Raymond Bachand, Independent Director
Bruno Leclaire, Chief Information and Digital Solutions Officer
W Edwards, Independent Director
Bernard Bussires, Chief Secretary
JeanFrancois Lemay, President and General Manager of Air Transat A.T. Inc.
Lucie Chabot, Independent Director
Denis Petrin, Chief Financial Officer, Vice President - Finance and Administration
Annick Guerard, Chief Operating Officer, President, Transat Tours Canada Inc.
JeanFrancois Pruneau, Chief Officer
Christophe Hennebelle, Vice President, Human Resources and Corporate Affairs of Transat
Susan Kudzman, Independent Director
Michele Barre, Chief Officer
MarcPhilippe Lumpe, Chief Officer
Louise StPierre, Independent Director
JeanMarc Eustache, Non-Independent Chairman of the Board, President, Chief Executive Officer
Philippe Sureau, Independent Director
Grant Elder, VicePres Improvement
Jacques Simoneau, Independent Director
Julie Lamontagne, Sustainability People
Patrick Bui, Chief Officer

Transat Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Transat AT a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Transat AT

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Transat AT position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Transat AT will appreciate offsetting losses from the drop in the long position's value.

Moving against Transat Stock

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The ability to find closely correlated positions to Transat AT could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Transat AT when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Transat AT - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Transat AT to buy it.
The correlation of Transat AT is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Transat AT moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Transat AT moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Transat AT can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Other Information on Investing in Transat Stock

Transat AT financial ratios help investors to determine whether Transat Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Transat with respect to the benefits of owning Transat AT security.