United Security Bancshares Stock Performance
| UBFO Stock | USD 9.83 0.06 0.61% |
On a scale of 0 to 100, United Security holds a performance score of 17. The entity has a beta of 0.69, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, United Security's returns are expected to increase less than the market. However, during the bear market, the loss of holding United Security is expected to be smaller as well. Please check United Security's semi variance, and the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether United Security's existing price patterns will revert.
Risk-Adjusted Performance
17 of 100
Weak | Strong |
Solid
Compared to the overall equity markets, risk-adjusted returns on investments in United Security Bancshares are ranked lower than 17 (%) of all global equities and portfolios over the last 90 days. In spite of very weak technical and fundamental indicators, United Security displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (0.31) | Five Day Return 0.51 | Year To Date Return 21.07 | Ten Year Return 101.86 | All Time Return 388.5 |
Forward Dividend Yield 0.0508 | Payout Ratio 0.4684 | Last Split Factor 101:100 | Forward Dividend Rate 0.48 | Dividend Date 2024-10-23 |
1 | Investing in United Security Bancshares five years ago would have delivered you a 4.7 percent gain | 09/11/2024 |
2 | Acquisition by Gill Jagroop of 344 shares of United Security subject to Rule 16b-3 | 09/24/2024 |
3 | United Security Bancshares to Issue 0.12 Quarterly Dividend - MarketBeat | 09/27/2024 |
4 | Acquisition by Gill Jagroop of 1090 shares of United Security at 7.25 subject to Rule 16b-3 | 10/11/2024 |
| United Security dividend paid on 23rd of October 2024 | 10/23/2024 |
5 | Acquisition by William Yarbenet of 778 shares of United Security at 8.8643 subject to Rule 16b-3 | 10/24/2024 |
6 | Acquisition by Woods Dennis R of tradable shares of United Security subject to Rule 16b-3 | 11/08/2024 |
7 | FUSB stock hits 52-week high at 12.65 amid robust growth - Investing.com | 11/15/2024 |
8 | FUSB stock hits 52-week high at 12.7 amid robust growth - Investing.com | 11/22/2024 |
| Begin Period Cash Flow | 38.6 M |
United |
United Security Relative Risk vs. Return Landscape
If you would invest 800.00 in United Security Bancshares on August 31, 2024 and sell it today you would earn a total of 183.00 from holding United Security Bancshares or generate 22.88% return on investment over 90 days. United Security Bancshares is currently generating 0.3329% in daily expected returns and assumes 1.4669% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than United, and 94% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
United Security Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Security's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as United Security Bancshares, and traders can use it to determine the average amount a United Security's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.227
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Estimated Market Risk
| 1.47 actual daily | 13 87% of assets are more volatile |
Expected Return
| 0.33 actual daily | 6 94% of assets have higher returns |
Risk-Adjusted Return
| 0.23 actual daily | 17 83% of assets perform better |
Based on monthly moving average United Security is performing at about 17% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Security by adding it to a well-diversified portfolio.
United Security Fundamentals Growth
United Stock prices reflect investors' perceptions of the future prospects and financial health of United Security, and United Security fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.
| Return On Equity | 0.14 | |||
| Return On Asset | 0.014 | |||
| Profit Margin | 0.34 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | 164.96 M | |||
| Shares Outstanding | 17.32 M | |||
| Price To Earning | 15.74 X | |||
| Price To Book | 1.27 X | |||
| Price To Sales | 3.26 X | |||
| Revenue | 65.43 M | |||
| Gross Profit | 46.1 M | |||
| EBITDA | 2.1 M | |||
| Net Income | 19.8 M | |||
| Cash And Equivalents | 126.03 M | |||
| Cash Per Share | 7.39 X | |||
| Total Debt | 74.65 M | |||
| Debt To Equity | 11.80 % | |||
| Book Value Per Share | 7.67 X | |||
| Cash Flow From Operations | 21.38 M | |||
| Earnings Per Share | 1.04 X | |||
| Market Capitalization | 164.22 M | |||
| Total Asset | 1.21 B | |||
| Retained Earnings | 77 M | |||
About United Security Performance
By examining United Security's fundamental ratios, stakeholders can obtain critical insights into United Security's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that United Security is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.05 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.16 | 0.11 |
Things to note about United Security Banc performance evaluation
Checking the ongoing alerts about United Security for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Security Banc help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Security Banc has a poor financial position based on the latest SEC disclosures | |
| About 21.0% of the company outstanding shares are owned by insiders | |
| On 23rd of October 2024 United Security paid $ 0.12 per share dividend to its current shareholders | |
| Latest headline from news.google.com: FUSB stock hits 52-week high at 12.7 amid robust growth - Investing.com |
- Analyzing United Security's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Security's stock is overvalued or undervalued compared to its peers.
- Examining United Security's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Security's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Security's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Security's stock. These opinions can provide insight into United Security's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.48 | Earnings Share 1.04 | Revenue Per Share 3.026 | Quarterly Revenue Growth 0.02 | Return On Assets 0.014 |
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.