United Net Income from 2010 to 2026

UBFO Stock  USD 11.07  0.16  1.42%   
United Security Net Income yearly trend continues to be very stable with very little volatility. Net Income is likely to drop to about 8.5 M. During the period from 2010 to 2026, United Security Net Income quarterly data regression pattern had range of 30.6 M and standard deviation of  6,671,710. View All Fundamentals
 
Net Income  
First Reported
2000-03-31
Previous Quarter
M
Current Value
3.4 M
Quarterly Volatility
M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check United Security financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Security's main balance sheet or income statement drivers, such as Interest Expense of 12.6 M, Total Revenue of 44 M or Gross Profit of 33.7 M, as well as many indicators such as Price To Sales Ratio of 3.61, Dividend Yield of 0.0626 or PTB Ratio of 1.94. United financial statements analysis is a perfect complement when working with United Security Valuation or Volatility modules.
  
Build AI portfolio with United Stock
Check out the analysis of United Security Correlation against competitors.
Evaluating United Security's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into United Security Bancshares's fundamental strength.

Latest United Security's Net Income Growth Pattern

Below is the plot of the Net Income of United Security Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in United Security Banc financial statement analysis. It represents the amount of money remaining after all of United Security Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is United Security's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in United Security's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 14.78 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

United Net Income Regression Statistics

Arithmetic Mean9,126,103
Coefficient Of Variation73.11
Mean Deviation4,465,562
Median8,640,000
Standard Deviation6,671,710
Sample Variance44.5T
Range30.6M
R-Value0.68
Mean Square Error25.3T
R-Squared0.47
Significance0
Slope903,718
Total Sum of Squares712.2T

United Net Income History

20268.5 M
202512.3 M
202414.8 M
202319.8 M
202215.7 M
202110.1 M
2020M

Other Fundumenentals of United Security Banc

United Security Net Income component correlations

About United Security Financial Statements

United Security investors utilize fundamental indicators, such as Net Income, to predict how United Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Income17 M8.6 M
Net Income Applicable To Common Shares18 M18.9 M
Net Income From Continuing Ops17 M13.1 M
Net Income Per Share 0.71  0.38 
Net Income Per E B T 0.74  0.54 

Pair Trading with United Security

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Security position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Security will appreciate offsetting losses from the drop in the long position's value.

Moving together with United Stock

  0.84BIRG Bank of IrelandPairCorr
  0.92AX Axos FinancialPairCorr
  0.62VABK Virginia NationalPairCorr
  0.86FFIN First Financial BankPairCorr

Moving against United Stock

  0.733YB Postal Savings BankPairCorr
  0.49BBC BNK BankingPairCorr
The ability to find closely correlated positions to United Security could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Security when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Security - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Security Bancshares to buy it.
The correlation of United Security is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Security moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Security Banc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Security can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
Check out the analysis of United Security Correlation against competitors.
You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Will Regional Banks sector continue expanding? Could United diversify its offerings? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every United Security data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.045
Dividend Share
0.48
Earnings Share
0.65
Revenue Per Share
2.639
Quarterly Revenue Growth
0.066
Investors evaluate United Security Banc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating United Security's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause United Security's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, United Security's market price signifies the transaction level at which participants voluntarily complete trades.