American Integrity Insurance Net Income
| AII Stock | 20.36 0.51 2.44% |
As of the 1st of March, American Integrity shows the risk adjusted performance of 0.0304, and Mean Deviation of 1.51. American Integrity technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
American Integrity Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.8088 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 45.7 M | 42.6 M | |
| Net Income Applicable To Common Shares | 43.7 M | 40.8 M | |
| Net Income | 99.6 M | 65 M | |
| Net Income Per Share | 5.78 | 6.07 | |
| Net Income Per E B T | 0.87 | 0.66 |
The Net Income trend for American Integrity Insurance offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether American Integrity is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest American Integrity's Net Income Growth Pattern
Below is the plot of the Net Income of American Integrity Insurance over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in American Integrity financial statement analysis. It represents the amount of money remaining after all of American Integrity Insurance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is American Integrity's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in American Integrity's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 99.62 M | 10 Years Trend |
|
Net Income |
| Timeline |
American Net Income Regression Statistics
| Arithmetic Mean | 43,145,863 | |
| Geometric Mean | 41,431,608 | |
| Coefficient Of Variation | 37.00 | |
| Mean Deviation | 9,210,346 | |
| Median | 37,797,000 | |
| Standard Deviation | 15,963,573 | |
| Sample Variance | 254.8T | |
| Range | 61.8M | |
| R-Value | 0.51 | |
| Mean Square Error | 200.3T | |
| R-Squared | 0.26 | |
| Significance | 0.04 | |
| Slope | 1,621,891 | |
| Total Sum of Squares | 4077.4T |
American Net Income History
Other Fundumenentals of American Integrity
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
American Integrity Net Income component correlations
American Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for American Integrity is extremely important. It helps to project a fair market value of American Stock properly, considering its historical fundamentals such as Net Income. Since American Integrity's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of American Integrity's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of American Integrity's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Property & Casualty Insurance market expansion? Will American introduce new products? Factors like these will boost the valuation of American Integrity. If investors know American will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about American Integrity listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.719 | Earnings Share 5.65 | Revenue Per Share | Quarterly Revenue Growth 0.014 | Return On Assets |
American Integrity's market price often diverges from its book value, the accounting figure shown on American's balance sheet. Smart investors calculate American Integrity's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since American Integrity's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that American Integrity's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether American Integrity represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, American Integrity's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
American Integrity 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to American Integrity's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of American Integrity.
| 12/01/2025 |
| 03/01/2026 |
If you would invest 0.00 in American Integrity on December 1, 2025 and sell it all today you would earn a total of 0.00 from holding American Integrity Insurance or generate 0.0% return on investment in American Integrity over 90 days. American Integrity is related to or competes with Donegal Group, Global Indemnity, American Coastal, Unity Bancorp, Capital Bancorp, Gladstone Capital, and Bridgewater Bancshares. American Integrity is entity of United States More
American Integrity Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure American Integrity's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess American Integrity Insurance upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.86 | |||
| Information Ratio | (0.01) | |||
| Maximum Drawdown | 8.06 | |||
| Value At Risk | (3.12) | |||
| Potential Upside | 3.99 |
American Integrity Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for American Integrity's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as American Integrity's standard deviation. In reality, there are many statistical measures that can use American Integrity historical prices to predict the future American Integrity's volatility.| Risk Adjusted Performance | 0.0304 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.17) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0666 |
American Integrity March 1, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0304 | |||
| Market Risk Adjusted Performance | 0.0766 | |||
| Mean Deviation | 1.51 | |||
| Semi Deviation | 1.73 | |||
| Downside Deviation | 1.86 | |||
| Coefficient Of Variation | 3209.84 | |||
| Standard Deviation | 2.21 | |||
| Variance | 4.9 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.17) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0666 | |||
| Maximum Drawdown | 8.06 | |||
| Value At Risk | (3.12) | |||
| Potential Upside | 3.99 | |||
| Downside Variance | 3.45 | |||
| Semi Variance | 3.0 | |||
| Expected Short fall | (1.78) | |||
| Skewness | 1.53 | |||
| Kurtosis | 6.12 |
American Integrity Backtested Returns
American Integrity secures Sharpe Ratio (or Efficiency) of close to zero, which signifies that the company had a close to zero % return per unit of standard deviation over the last 3 months. American Integrity Insurance exposes thirty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm American Integrity's risk adjusted performance of 0.0304, and Mean Deviation of 1.51 to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 0.89, which signifies possible diversification benefits within a given portfolio. American Integrity returns are very sensitive to returns on the market. As the market goes up or down, American Integrity is expected to follow. At this point, American Integrity has a negative expected return of -0.0027%. Please make sure to confirm American Integrity's treynor ratio, expected short fall, and the relationship between the jensen alpha and potential upside , to decide if American Integrity performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.58 |
Good reverse predictability
American Integrity Insurance has good reverse predictability. Overlapping area represents the amount of predictability between American Integrity time series from 1st of December 2025 to 15th of January 2026 and 15th of January 2026 to 1st of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of American Integrity price movement. The serial correlation of -0.58 indicates that roughly 58.0% of current American Integrity price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.58 | |
| Spearman Rank Test | 0.27 | |
| Residual Average | 0.0 | |
| Price Variance | 0.66 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
American Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, American Integrity Insurance reported net income of 99.62 M. This is 92.2% lower than that of the Insurance sector and 80.94% lower than that of the Financials industry. The net income for all United States stocks is 82.55% higher than that of the company.
American Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses American Integrity's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of American Integrity could also be used in its relative valuation, which is a method of valuing American Integrity by comparing valuation metrics of similar companies.American Integrity is currently under evaluation in net income category among its peers.
American Integrity ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, American Integrity's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to American Integrity's managers, analysts, and investors.Environmental | Governance | Social |
American Fundamentals
| Return On Equity | 0.4 | ||||
| Return On Asset | 0.0594 | ||||
| Profit Margin | 0.36 % | ||||
| Operating Margin | 0.43 % | ||||
| Current Valuation | 205.79 M | ||||
| Shares Outstanding | 19.58 M | ||||
| Shares Owned By Insiders | 53.20 % | ||||
| Shares Owned By Institutions | 58.18 % | ||||
| Number Of Shares Shorted | 124.91 K | ||||
| Price To Book | 1.29 X | ||||
| Price To Sales | 1.44 X | ||||
| Revenue | 276.49 M | ||||
| Gross Profit | 157 M | ||||
| EBITDA | 117.34 M | ||||
| Net Income | 99.62 M | ||||
| Cash And Equivalents | 173.22 M | ||||
| Total Debt | 618 K | ||||
| Book Value Per Share | 17.21 X | ||||
| Cash Flow From Operations | 138.19 M | ||||
| Short Ratio | 0.96 X | ||||
| Earnings Per Share | 5.65 X | ||||
| Target Price | 27.0 | ||||
| Number Of Employees | 294 | ||||
| Market Capitalization | 398.63 M | ||||
| Total Asset | 1.23 B | ||||
| Retained Earnings | 229.18 M | ||||
| Net Asset | 1.23 B |
About American Integrity Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze American Integrity Insurance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of American Integrity using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of American Integrity Insurance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is there potential for Property & Casualty Insurance market expansion? Will American introduce new products? Factors like these will boost the valuation of American Integrity. If investors know American will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about American Integrity listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.719 | Earnings Share 5.65 | Revenue Per Share | Quarterly Revenue Growth 0.014 | Return On Assets |
American Integrity's market price often diverges from its book value, the accounting figure shown on American's balance sheet. Smart investors calculate American Integrity's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since American Integrity's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that American Integrity's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether American Integrity represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, American Integrity's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.