BayCom Corp Net Income
| BCML Stock | USD 29.18 0.12 0.41% |
As of the 1st of February, BayCom Corp shows the Downside Deviation of 1.62, mean deviation of 1.38, and Risk Adjusted Performance of 0.0618. BayCom Corp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm BayCom Corp jensen alpha, potential upside, as well as the relationship between the Potential Upside and skewness to decide if BayCom Corp is priced correctly, providing market reflects its regular price of 29.18 per share. Given that BayCom Corp has jensen alpha of 0.1425, we suggest you to validate BayCom Corp's prevailing market performance to make sure the company can sustain itself at a future point.
BayCom Corp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing BayCom Corp's valuation are provided below:BayCom Corp does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. Projected growth potential of BayCom fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive BayCom Corp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
BayCom Corp's market price often diverges from its book value, the accounting figure shown on BayCom's balance sheet. Smart investors calculate BayCom Corp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since BayCom Corp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between BayCom Corp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BayCom Corp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
BayCom Corp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to BayCom Corp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of BayCom Corp.
| 11/03/2025 |
| 02/01/2026 |
If you would invest 0.00 in BayCom Corp on November 3, 2025 and sell it all today you would earn a total of 0.00 from holding BayCom Corp or generate 0.0% return on investment in BayCom Corp over 90 days. BayCom Corp is related to or competes with PCB Bancorp, Citizens Northern, Waterstone Financial, FS Bancorp, Plumas Bancorp, Colony Bankcorp, and Isabella Bank. BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to sm... More
BayCom Corp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure BayCom Corp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess BayCom Corp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.62 | |||
| Information Ratio | 0.0532 | |||
| Maximum Drawdown | 9.92 | |||
| Value At Risk | (2.78) | |||
| Potential Upside | 3.46 |
BayCom Corp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for BayCom Corp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as BayCom Corp's standard deviation. In reality, there are many statistical measures that can use BayCom Corp historical prices to predict the future BayCom Corp's volatility.| Risk Adjusted Performance | 0.0618 | |||
| Jensen Alpha | 0.1425 | |||
| Total Risk Alpha | 0.0443 | |||
| Sortino Ratio | 0.0622 | |||
| Treynor Ratio | (0.71) |
BayCom Corp February 1, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.0618 | |||
| Market Risk Adjusted Performance | (0.70) | |||
| Mean Deviation | 1.38 | |||
| Semi Deviation | 1.47 | |||
| Downside Deviation | 1.62 | |||
| Coefficient Of Variation | 1299.27 | |||
| Standard Deviation | 1.89 | |||
| Variance | 3.59 | |||
| Information Ratio | 0.0532 | |||
| Jensen Alpha | 0.1425 | |||
| Total Risk Alpha | 0.0443 | |||
| Sortino Ratio | 0.0622 | |||
| Treynor Ratio | (0.71) | |||
| Maximum Drawdown | 9.92 | |||
| Value At Risk | (2.78) | |||
| Potential Upside | 3.46 | |||
| Downside Variance | 2.63 | |||
| Semi Variance | 2.16 | |||
| Expected Short fall | (1.57) | |||
| Skewness | 0.8023 | |||
| Kurtosis | 1.5 |
BayCom Corp Backtested Returns
As of now, BayCom Stock is very steady. BayCom Corp secures Sharpe Ratio (or Efficiency) of 0.077, which signifies that the company had a 0.077 % return per unit of risk over the last 3 months. We have found thirty technical indicators for BayCom Corp, which you can use to evaluate the volatility of the firm. Please confirm BayCom Corp's Mean Deviation of 1.38, risk adjusted performance of 0.0618, and Downside Deviation of 1.62 to double-check if the risk estimate we provide is consistent with the expected return of 0.15%. BayCom Corp has a performance score of 6 on a scale of 0 to 100. The firm shows a Beta (market volatility) of -0.19, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning BayCom Corp are expected to decrease at a much lower rate. During the bear market, BayCom Corp is likely to outperform the market. BayCom Corp right now shows a risk of 1.89%. Please confirm BayCom Corp skewness, and the relationship between the potential upside and rate of daily change , to decide if BayCom Corp will be following its price patterns.
Auto-correlation | -0.33 |
Poor reverse predictability
BayCom Corp has poor reverse predictability. Overlapping area represents the amount of predictability between BayCom Corp time series from 3rd of November 2025 to 18th of December 2025 and 18th of December 2025 to 1st of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of BayCom Corp price movement. The serial correlation of -0.33 indicates that nearly 33.0% of current BayCom Corp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.33 | |
| Spearman Rank Test | -0.49 | |
| Residual Average | 0.0 | |
| Price Variance | 1.08 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, BayCom Corp reported net income of 23.61 M. This is 98.15% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 95.86% higher than that of the company.
BayCom Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses BayCom Corp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of BayCom Corp could also be used in its relative valuation, which is a method of valuing BayCom Corp by comparing valuation metrics of similar companies.BayCom Corp is currently under evaluation in net income category among its peers.
BayCom Fundamentals
| Return On Equity | 0.0722 | ||||
| Return On Asset | 0.0091 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 131.42 M | ||||
| Shares Outstanding | 10.89 M | ||||
| Shares Owned By Insiders | 7.52 % | ||||
| Shares Owned By Institutions | 65.00 % | ||||
| Number Of Shares Shorted | 84.12 K | ||||
| Price To Earning | 14.63 X | ||||
| Price To Book | 0.93 X | ||||
| Price To Sales | 3.30 X | ||||
| Revenue | 141.83 M | ||||
| Gross Profit | 96.47 M | ||||
| EBITDA | 36.08 M | ||||
| Net Income | 23.61 M | ||||
| Cash And Equivalents | 227.17 M | ||||
| Cash Per Share | 17.51 X | ||||
| Total Debt | 86.76 M | ||||
| Debt To Equity | 6.92 % | ||||
| Book Value Per Share | 31.31 X | ||||
| Cash Flow From Operations | 30.36 M | ||||
| Short Ratio | 4.06 X | ||||
| Earnings Per Share | 2.18 X | ||||
| Target Price | 32.67 | ||||
| Number Of Employees | 327 | ||||
| Beta | 0.35 | ||||
| Market Capitalization | 318 M | ||||
| Total Asset | 2.66 B | ||||
| Retained Earnings | 164.83 M | ||||
| Annual Yield | 0.03 % | ||||
| Net Asset | 2.66 B | ||||
| Last Dividend Paid | 0.9 |
About BayCom Corp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze BayCom Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of BayCom Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of BayCom Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. Projected growth potential of BayCom fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive BayCom Corp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
BayCom Corp's market price often diverges from its book value, the accounting figure shown on BayCom's balance sheet. Smart investors calculate BayCom Corp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since BayCom Corp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between BayCom Corp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BayCom Corp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.