Baycom Corp Stock Net Income
| BCML Stock | USD 29.06 0.49 1.72% |
As of the 29th of January, BayCom Corp shows the Risk Adjusted Performance of 0.0309, mean deviation of 1.33, and Downside Deviation of 1.54. BayCom Corp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm BayCom Corp jensen alpha, potential upside, as well as the relationship between the Potential Upside and skewness to decide if BayCom Corp is priced correctly, providing market reflects its regular price of 29.06 per share. Given that BayCom Corp has jensen alpha of 0.0113, we suggest you to validate BayCom Corp's prevailing market performance to make sure the company can sustain itself at a future point.
BayCom Corp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.4118 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 27.2 M | 28.5 M | |
| Net Income Applicable To Common Shares | 31 M | 32.6 M | |
| Net Income From Continuing Ops | 27.2 M | 17.3 M | |
| Net Income Per Share | 2.20 | 2.31 | |
| Net Income Per E B T | 0.73 | 0.80 |
BayCom | Net Income | Build AI portfolio with BayCom Stock |
Latest BayCom Corp's Net Income Growth Pattern
Below is the plot of the Net Income of BayCom Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in BayCom Corp financial statement analysis. It represents the amount of money remaining after all of BayCom Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is BayCom Corp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in BayCom Corp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 23.61 M | 10 Years Trend |
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Net Income |
| Timeline |
BayCom Net Income Regression Statistics
| Arithmetic Mean | 13,252,043 | |
| Coefficient Of Variation | 71.31 | |
| Mean Deviation | 8,327,901 | |
| Median | 13,726,000 | |
| Standard Deviation | 9,449,959 | |
| Sample Variance | 89.3T | |
| Range | 28.2M | |
| R-Value | 0.94 | |
| Mean Square Error | 11.2T | |
| R-Squared | 0.88 | |
| Slope | 1,757,933 | |
| Total Sum of Squares | 1428.8T |
BayCom Net Income History
Other Fundumenentals of BayCom Corp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
BayCom Corp Net Income component correlations
BayCom Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for BayCom Corp is extremely important. It helps to project a fair market value of BayCom Stock properly, considering its historical fundamentals such as Net Income. Since BayCom Corp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of BayCom Corp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of BayCom Corp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. Projected growth potential of BayCom fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive BayCom Corp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.144 | Dividend Share 0.9 | Earnings Share 2.18 | Revenue Per Share | Quarterly Revenue Growth 0.065 |
BayCom Corp's market price often diverges from its book value, the accounting figure shown on BayCom's balance sheet. Smart investors calculate BayCom Corp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since BayCom Corp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between BayCom Corp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BayCom Corp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
BayCom Corp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to BayCom Corp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of BayCom Corp.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in BayCom Corp on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding BayCom Corp or generate 0.0% return on investment in BayCom Corp over 90 days. BayCom Corp is related to or competes with PCB Bancorp, Citizens Northern, Waterstone Financial, FS Bancorp, Plumas Bancorp, Colony Bankcorp, and Isabella Bank. BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to sm... More
BayCom Corp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure BayCom Corp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess BayCom Corp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.54 | |||
| Information Ratio | (0.01) | |||
| Maximum Drawdown | 9.92 | |||
| Value At Risk | (2.78) | |||
| Potential Upside | 3.46 |
BayCom Corp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for BayCom Corp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as BayCom Corp's standard deviation. In reality, there are many statistical measures that can use BayCom Corp historical prices to predict the future BayCom Corp's volatility.| Risk Adjusted Performance | 0.0309 | |||
| Jensen Alpha | 0.0113 | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0827 |
BayCom Corp January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0309 | |||
| Market Risk Adjusted Performance | 0.0927 | |||
| Mean Deviation | 1.33 | |||
| Semi Deviation | 1.47 | |||
| Downside Deviation | 1.54 | |||
| Coefficient Of Variation | 2958.9 | |||
| Standard Deviation | 1.84 | |||
| Variance | 3.4 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | 0.0113 | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0827 | |||
| Maximum Drawdown | 9.92 | |||
| Value At Risk | (2.78) | |||
| Potential Upside | 3.46 | |||
| Downside Variance | 2.36 | |||
| Semi Variance | 2.17 | |||
| Expected Short fall | (1.53) | |||
| Skewness | 0.9259 | |||
| Kurtosis | 1.84 |
BayCom Corp Backtested Returns
As of now, BayCom Stock is very steady. BayCom Corp secures Sharpe Ratio (or Efficiency) of 0.0724, which signifies that the company had a 0.0724 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for BayCom Corp, which you can use to evaluate the volatility of the firm. Please confirm BayCom Corp's Risk Adjusted Performance of 0.0309, mean deviation of 1.33, and Downside Deviation of 1.54 to double-check if the risk estimate we provide is consistent with the expected return of 0.14%. BayCom Corp has a performance score of 5 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.63, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, BayCom Corp's returns are expected to increase less than the market. However, during the bear market, the loss of holding BayCom Corp is expected to be smaller as well. BayCom Corp right now shows a risk of 1.91%. Please confirm BayCom Corp skewness, and the relationship between the potential upside and rate of daily change , to decide if BayCom Corp will be following its price patterns.
Auto-correlation | -0.5 |
Modest reverse predictability
BayCom Corp has modest reverse predictability. Overlapping area represents the amount of predictability between BayCom Corp time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of BayCom Corp price movement. The serial correlation of -0.5 indicates that about 50.0% of current BayCom Corp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.5 | |
| Spearman Rank Test | -0.6 | |
| Residual Average | 0.0 | |
| Price Variance | 1.87 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
BayCom Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, BayCom Corp reported net income of 23.61 M. This is 98.15% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 95.86% higher than that of the company.
BayCom Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses BayCom Corp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of BayCom Corp could also be used in its relative valuation, which is a method of valuing BayCom Corp by comparing valuation metrics of similar companies.BayCom Corp is currently under evaluation in net income category among its peers.
BayCom Corp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, BayCom Corp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to BayCom Corp's managers, analysts, and investors.Environmental | Governance | Social |
BayCom Corp Institutional Holders
Institutional Holdings refers to the ownership stake in BayCom Corp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of BayCom Corp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing BayCom Corp's value.| Shares | First Manhattan Co. Llc | 2025-06-30 | 94.8 K | Bridgeway Capital Management, Llc | 2025-06-30 | 93 K | Lsv Asset Management | 2025-06-30 | 88.2 K | Northern Trust Corp | 2025-06-30 | 87.1 K | Goldman Sachs Group Inc | 2025-06-30 | 85.9 K | Hpm Partners Llc | 2025-06-30 | 83.2 K | Caldwell Sutter Capital Inc | 2025-06-30 | 82.4 K | Renaissance Technologies Corp | 2025-06-30 | 64.6 K | Axecap Investments, Llc | 2025-06-30 | 44.2 K | Wellington Management Company Llp | 2025-06-30 | 895.6 K | Blackrock Inc | 2025-06-30 | 877.4 K |
BayCom Fundamentals
| Return On Equity | 0.0722 | |||
| Return On Asset | 0.0091 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.37 % | |||
| Current Valuation | 124.83 M | |||
| Shares Outstanding | 10.89 M | |||
| Shares Owned By Insiders | 7.52 % | |||
| Shares Owned By Institutions | 65.53 % | |||
| Number Of Shares Shorted | 84.12 K | |||
| Price To Earning | 14.63 X | |||
| Price To Book | 0.95 X | |||
| Price To Sales | 3.23 X | |||
| Revenue | 141.83 M | |||
| Gross Profit | 96.47 M | |||
| EBITDA | 36.08 M | |||
| Net Income | 23.61 M | |||
| Cash And Equivalents | 227.17 M | |||
| Cash Per Share | 17.51 X | |||
| Total Debt | 86.76 M | |||
| Debt To Equity | 6.92 % | |||
| Book Value Per Share | 31.31 X | |||
| Cash Flow From Operations | 30.36 M | |||
| Short Ratio | 4.06 X | |||
| Earnings Per Share | 2.18 X | |||
| Target Price | 32.67 | |||
| Number Of Employees | 327 | |||
| Beta | 0.35 | |||
| Market Capitalization | 311.35 M | |||
| Total Asset | 2.66 B | |||
| Retained Earnings | 164.83 M | |||
| Annual Yield | 0.03 % | |||
| Net Asset | 2.66 B | |||
| Last Dividend Paid | 0.9 |
About BayCom Corp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze BayCom Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of BayCom Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of BayCom Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. Projected growth potential of BayCom fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive BayCom Corp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.144 | Dividend Share 0.9 | Earnings Share 2.18 | Revenue Per Share | Quarterly Revenue Growth 0.065 |
BayCom Corp's market price often diverges from its book value, the accounting figure shown on BayCom's balance sheet. Smart investors calculate BayCom Corp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since BayCom Corp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between BayCom Corp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BayCom Corp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.