The Baldwin Insurance Net Income
| BWIN Stock | 16.93 0.38 2.20% |
As of the 19th of February, Baldwin Insurance shows the Mean Deviation of 2.66, risk adjusted performance of (0.15), and Coefficient Of Variation of (509.81). Baldwin Insurance technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Baldwin Insurance Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 2.5232 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -37 M | -38.8 M | |
| Net Loss | -37 M | -38.8 M | |
| Net Loss | (0.44) | (0.47) | |
| Net Income Per E B T | 0.56 | 0.34 |
Baldwin | Net Income | Build AI portfolio with Baldwin Stock |
Evaluating Baldwin Insurance's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into The Baldwin Insurance's fundamental strength.
Latest Baldwin Insurance's Net Income Growth Pattern
Below is the plot of the Net Income of The Baldwin Insurance over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Baldwin Insurance financial statement analysis. It represents the amount of money remaining after all of The Baldwin Insurance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Baldwin Insurance's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Baldwin Insurance's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (41.08 M) | 10 Years Trend |
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Net Income |
| Timeline |
Baldwin Net Income Regression Statistics
| Arithmetic Mean | (14,332,727) | |
| Coefficient Of Variation | (168.09) | |
| Mean Deviation | 17,374,073 | |
| Median | (624,000) | |
| Standard Deviation | 24,092,113 | |
| Sample Variance | 580.4T | |
| Range | 91.8M | |
| R-Value | (0.67) | |
| Mean Square Error | 343.8T | |
| R-Squared | 0.44 | |
| Significance | 0 | |
| Slope | (3,181,419) | |
| Total Sum of Squares | 9286.9T |
Baldwin Net Income History
Other Fundumenentals of Baldwin Insurance
Baldwin Insurance Net Income component correlations
Baldwin Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Baldwin Insurance is extremely important. It helps to project a fair market value of Baldwin Stock properly, considering its historical fundamentals such as Net Income. Since Baldwin Insurance's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Baldwin Insurance's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Baldwin Insurance's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Insurance Brokers sector continue expanding? Could Baldwin diversify its offerings? Factors like these will boost the valuation of Baldwin Insurance. Projected growth potential of Baldwin fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Baldwin Insurance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.39) | Earnings Share (0.44) | Revenue Per Share | Quarterly Revenue Growth 0.078 | Return On Assets |
Baldwin Insurance's market price often diverges from its book value, the accounting figure shown on Baldwin's balance sheet. Smart investors calculate Baldwin Insurance's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Baldwin Insurance's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Baldwin Insurance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Baldwin Insurance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Baldwin Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Baldwin Insurance 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Baldwin Insurance's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Baldwin Insurance.
| 11/21/2025 |
| 02/19/2026 |
If you would invest 0.00 in Baldwin Insurance on November 21, 2025 and sell it all today you would earn a total of 0.00 from holding The Baldwin Insurance or generate 0.0% return on investment in Baldwin Insurance over 90 days. Baldwin Insurance is related to or competes with 360 Finance, FinVolution, First Commonwealth, Foreign Trade, Columbia Financial, Coastal Financial, and Stellar Bancorp. Baldwin Insurance is entity of United States More
Baldwin Insurance Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Baldwin Insurance's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess The Baldwin Insurance upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.21) | |||
| Maximum Drawdown | 15.04 | |||
| Value At Risk | (6.97) | |||
| Potential Upside | 4.87 |
Baldwin Insurance Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Baldwin Insurance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Baldwin Insurance's standard deviation. In reality, there are many statistical measures that can use Baldwin Insurance historical prices to predict the future Baldwin Insurance's volatility.| Risk Adjusted Performance | (0.15) | |||
| Jensen Alpha | (0.75) | |||
| Total Risk Alpha | (0.86) | |||
| Treynor Ratio | (0.46) |
Baldwin Insurance February 19, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.15) | |||
| Market Risk Adjusted Performance | (0.45) | |||
| Mean Deviation | 2.66 | |||
| Coefficient Of Variation | (509.81) | |||
| Standard Deviation | 3.51 | |||
| Variance | 12.32 | |||
| Information Ratio | (0.21) | |||
| Jensen Alpha | (0.75) | |||
| Total Risk Alpha | (0.86) | |||
| Treynor Ratio | (0.46) | |||
| Maximum Drawdown | 15.04 | |||
| Value At Risk | (6.97) | |||
| Potential Upside | 4.87 | |||
| Skewness | (0.48) | |||
| Kurtosis | 0.1553 |
Baldwin Insurance Backtested Returns
Baldwin Insurance secures Sharpe Ratio (or Efficiency) of -0.21, which signifies that the company had a -0.21 % return per unit of standard deviation over the last 3 months. The Baldwin Insurance exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Baldwin Insurance's Mean Deviation of 2.66, risk adjusted performance of (0.15), and Coefficient Of Variation of (509.81) to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 1.52, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Baldwin Insurance will likely underperform. At this point, Baldwin Insurance has a negative expected return of -0.77%. Please make sure to confirm Baldwin Insurance's total risk alpha, as well as the relationship between the skewness and day median price , to decide if Baldwin Insurance performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.18 |
Very weak predictability
The Baldwin Insurance has very weak predictability. Overlapping area represents the amount of predictability between Baldwin Insurance time series from 21st of November 2025 to 5th of January 2026 and 5th of January 2026 to 19th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Baldwin Insurance price movement. The serial correlation of 0.18 indicates that over 18.0% of current Baldwin Insurance price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.18 | |
| Spearman Rank Test | 0.11 | |
| Residual Average | 0.0 | |
| Price Variance | 12.5 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Baldwin Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, The Baldwin Insurance reported net income of (41.08 Million). This is 103.22% lower than that of the Insurance sector and 107.76% lower than that of the Financials industry. The net income for all United States stocks is 107.19% higher than that of the company.
Baldwin Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Baldwin Insurance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Baldwin Insurance could also be used in its relative valuation, which is a method of valuing Baldwin Insurance by comparing valuation metrics of similar companies.Baldwin Insurance is currently under evaluation in net income category among its peers.
Baldwin Insurance Current Valuation Drivers
We derive many important indicators used in calculating different scores of Baldwin Insurance from analyzing Baldwin Insurance's financial statements. These drivers represent accounts that assess Baldwin Insurance's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Baldwin Insurance's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 817.2M | 1.4B | 1.7B | 1.8B | 1.6B | 1.7B | |
| Enterprise Value | 1.1B | 2.3B | 3.1B | 3.3B | 3.0B | 3.1B |
Baldwin Insurance ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Baldwin Insurance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Baldwin Insurance's managers, analysts, and investors.Environmental | Governance | Social |
Baldwin Fundamentals
| Return On Equity | -0.0419 | ||||
| Return On Asset | 0.0125 | ||||
| Profit Margin | (0.02) % | ||||
| Operating Margin | 0.01 % | ||||
| Current Valuation | 3.71 B | ||||
| Shares Outstanding | 118.82 M | ||||
| Shares Owned By Insiders | 0.67 % | ||||
| Shares Owned By Institutions | 88.10 % | ||||
| Number Of Shares Shorted | 8.09 M | ||||
| Price To Book | 3.32 X | ||||
| Price To Sales | 1.38 X | ||||
| Revenue | 1.38 B | ||||
| Gross Profit | 409.76 M | ||||
| EBITDA | 164.62 M | ||||
| Net Income | (41.08 M) | ||||
| Total Debt | 1.64 B | ||||
| Book Value Per Share | 8.68 X | ||||
| Cash Flow From Operations | 102.15 M | ||||
| Short Ratio | 6.77 X | ||||
| Earnings Per Share | (0.44) X | ||||
| Target Price | 31.5 | ||||
| Number Of Employees | 4 K | ||||
| Beta | 1.32 | ||||
| Market Capitalization | 2.06 B | ||||
| Total Asset | 3.53 B | ||||
| Retained Earnings | (211.42 M) | ||||
| Working Capital | (29.94 M) | ||||
| Net Asset | 3.53 B |
About Baldwin Insurance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze The Baldwin Insurance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Baldwin Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of The Baldwin Insurance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Baldwin Insurance
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Baldwin Insurance position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Baldwin Insurance will appreciate offsetting losses from the drop in the long position's value.Moving together with Baldwin Stock
| 0.76 | EHTH | eHealth Earnings Call This Week | PairCorr |
| 0.77 | AJG | Arthur J Gallagher | PairCorr |
| 0.66 | AON | Aon PLC | PairCorr |
Moving against Baldwin Stock
The ability to find closely correlated positions to Baldwin Insurance could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Baldwin Insurance when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Baldwin Insurance - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling The Baldwin Insurance to buy it.
The correlation of Baldwin Insurance is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Baldwin Insurance moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Baldwin Insurance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Baldwin Insurance can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Will Insurance Brokers sector continue expanding? Could Baldwin diversify its offerings? Factors like these will boost the valuation of Baldwin Insurance. Projected growth potential of Baldwin fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Baldwin Insurance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.39) | Earnings Share (0.44) | Revenue Per Share | Quarterly Revenue Growth 0.078 | Return On Assets |
Baldwin Insurance's market price often diverges from its book value, the accounting figure shown on Baldwin's balance sheet. Smart investors calculate Baldwin Insurance's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Baldwin Insurance's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Baldwin Insurance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Baldwin Insurance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Baldwin Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.