The Baldwin Insurance Stock Performance

BWIN Stock   20.62  0.12  0.59%   
The firm shows a Beta (market volatility) of 1.35, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Baldwin Insurance will likely underperform. At this point, Baldwin Insurance has a negative expected return of -0.39%. Please make sure to confirm Baldwin Insurance's jensen alpha, as well as the relationship between the skewness and day median price , to decide if Baldwin Insurance performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

Weakest

 
Weak
 
Strong
Over the last 90 days The Baldwin Insurance has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of unsteady performance in the last few months, the Stock's forward indicators remain very healthy which may send shares a bit higher in March 2026. The recent disarray may also be a sign of long period up-swing for the firm investors. ...more

Actual Historical Performance (%)

One Day Return
0.59
Five Day Return
(9.68)
Year To Date Return
(13.29)
Ten Year Return
(31.43)
All Time Return
(31.43)
1
Bank of New York Mellon Corp Has 37.08 Million Holdings in Baldwin Insurance Group, Inc. BWIN
11/13/2025
2
Disposition of 60000 shares by Roche James Morgan of Baldwin Insurance at 23.34 subject to Rule 16b-3
12/11/2025
3
Disposition of 100000 shares by Roche James Morgan of Baldwin Insurance at 24.2 subject to Rule 16b-3
12/12/2025
4
Baldwin Insurance Group Reassessing Valuation After Q3 Revenue Beat and Stable Organic Growth
12/26/2025
5
Acquisition by Sparks Paul Eugene of 18042 shares of Baldwin Insurance subject to Rule 16b-3
01/02/2026
6
Analysts Set Baldwin Insurance Group, Inc. Price Target at 36.57
01/05/2026
7
Why Is Baldwin Insurance Group Stock Rocketing Higher Today
01/08/2026
8
The Baldwin Group Appoints Paul Sparks to its Board of Directors
01/12/2026
9
A Look At Baldwin Insurance Group Valuation As Short Term Momentum Diverges From Weak 1 Year Returns
01/14/2026
10
Baldwin Insurance Group Price Target Raised to 27.00
01/16/2026
11
Disposition of 50000 shares by Lowry Baldwin of Baldwin Insurance subject to Rule 16b-3
01/23/2026
12
Baldwin Insurance Group stock hits 52-week low at 21.25 USD By Investing.com - Investing.com South Africa
02/02/2026
Begin Period Cash Flow227 M
Total Cashflows From Investing Activities13.3 M

Baldwin Insurance Relative Risk vs. Return Landscape

If you would invest  2,687  in The Baldwin Insurance on November 7, 2025 and sell it today you would lose (625.00) from holding The Baldwin Insurance or give up 23.26% of portfolio value over 90 days. The Baldwin Insurance is currently does not generate positive expected returns and assumes 3.1634% risk (volatility on return distribution) over the 90 days horizon. In different words, 28% of stocks are less volatile than Baldwin, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Baldwin Insurance is expected to under-perform the market. In addition to that, the company is 4.2 times more volatile than its market benchmark. It trades about -0.12 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.12 per unit of volatility.

Baldwin Insurance Target Price Odds to finish over Current Price

The tendency of Baldwin Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 20.62 90 days 20.62 
about 98.0
Based on a normal probability distribution, the odds of Baldwin Insurance to move above the current price in 90 days from now is about 98.0 (This The Baldwin Insurance probability density function shows the probability of Baldwin Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days the stock has the beta coefficient of 1.35 suggesting as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Baldwin Insurance will likely underperform. Additionally The Baldwin Insurance has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the Dow Jones Industrial.
   Baldwin Insurance Price Density   
       Price  

Predictive Modules for Baldwin Insurance

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Baldwin Insurance. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
17.2920.4523.61
Details
Intrinsic
Valuation
LowRealHigh
18.5624.2827.44
Details
Naive
Forecast
LowNextHigh
14.9718.1321.29
Details
8 Analysts
Consensus
LowTargetHigh
30.3733.3837.05
Details

Baldwin Insurance Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Baldwin Insurance is not an exception. The market had few large corrections towards the Baldwin Insurance's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold The Baldwin Insurance, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Baldwin Insurance within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
-0.09
β
Beta against Dow Jones1.35
σ
Overall volatility
2.06
Ir
Information ratio -0.02

Baldwin Insurance Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Baldwin Insurance for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Baldwin Insurance can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Baldwin Insurance generated a negative expected return over the last 90 days
Baldwin Insurance has high historical volatility and very poor performance
The company reported the previous year's revenue of 1.38 B. Net Loss for the year was (41.08 M) with profit before overhead, payroll, taxes, and interest of 409.76 M.
Baldwin Insurance has a strong financial position based on the latest SEC filings
Over 88.0% of the company shares are held by institutions such as insurance companies
Latest headline from stockstory.org: Columbia Financial Posts Better-Than-Expected Sales In Q4 CY2025

Baldwin Insurance Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Baldwin Stock often depends not only on the future outlook of the current and potential Baldwin Insurance's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Baldwin Insurance's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding63.5 M
Cash And Short Term Investments148.1 M

Baldwin Insurance Fundamentals Growth

Baldwin Stock prices reflect investors' perceptions of the future prospects and financial health of Baldwin Insurance, and Baldwin Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Baldwin Stock performance.

About Baldwin Insurance Performance

By examining Baldwin Insurance's fundamental ratios, stakeholders can obtain critical insights into Baldwin Insurance's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Baldwin Insurance is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Last ReportedProjected for Next Year
Return On Tangible Assets(0.02)(0.02)
Return On Capital Employed 0.02  0.02 
Return On Assets(0.01)(0.01)
Return On Equity(0.05)(0.05)

Things to note about Baldwin Insurance performance evaluation

Checking the ongoing alerts about Baldwin Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Baldwin Insurance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Baldwin Insurance generated a negative expected return over the last 90 days
Baldwin Insurance has high historical volatility and very poor performance
The company reported the previous year's revenue of 1.38 B. Net Loss for the year was (41.08 M) with profit before overhead, payroll, taxes, and interest of 409.76 M.
Baldwin Insurance has a strong financial position based on the latest SEC filings
Over 88.0% of the company shares are held by institutions such as insurance companies
Latest headline from stockstory.org: Columbia Financial Posts Better-Than-Expected Sales In Q4 CY2025
Evaluating Baldwin Insurance's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Baldwin Insurance's stock performance include:
  • Analyzing Baldwin Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Baldwin Insurance's stock is overvalued or undervalued compared to its peers.
  • Examining Baldwin Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Baldwin Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Baldwin Insurance's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Baldwin Insurance's stock. These opinions can provide insight into Baldwin Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Baldwin Insurance's stock performance is not an exact science, and many factors can impact Baldwin Insurance's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
When determining whether Baldwin Insurance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Baldwin Insurance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of The Baldwin Insurance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on The Baldwin Insurance Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in The Baldwin Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Will Insurance Brokers sector continue expanding? Could Baldwin diversify its offerings? Factors like these will boost the valuation of Baldwin Insurance. Projected growth potential of Baldwin fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Baldwin Insurance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.39)
Earnings Share
(0.44)
Revenue Per Share
22.24
Quarterly Revenue Growth
0.078
Return On Assets
0.0125
Baldwin Insurance's market price often diverges from its book value, the accounting figure shown on Baldwin's balance sheet. Smart investors calculate Baldwin Insurance's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Baldwin Insurance's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Baldwin Insurance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Baldwin Insurance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Baldwin Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.