Essent Group Net Income
| ESNT Stock | USD 63.94 1.34 2.05% |
As of the 10th of February, Essent shows the Downside Deviation of 1.45, coefficient of variation of 2057.28, and Mean Deviation of 0.9935. Essent Group technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Essent Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.2029 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 838.8 M | 880.8 M | |
| Net Income From Continuing Ops | 838.8 M | 484.8 M | |
| Net Income Applicable To Common Shares | 956.1 M | 1 B | |
| Net Income Per Share | 6.23 | 6.54 | |
| Net Income Per E B T | 0.98 | 0.96 |
Essent | Net Income | Build AI portfolio with Essent Stock |
The evolution of Net Income for Essent Group provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Essent compares to historical norms and industry peers.
Latest Essent's Net Income Growth Pattern
Below is the plot of the Net Income of Essent Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Essent Group financial statement analysis. It represents the amount of money remaining after all of Essent Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Essent's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Essent's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 729.4 M | 10 Years Trend |
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Net Income |
| Timeline |
Essent Net Income Regression Statistics
| Arithmetic Mean | 407,854,798 | |
| Coefficient Of Variation | 81.20 | |
| Mean Deviation | 285,166,634 | |
| Median | 413,041,000 | |
| Standard Deviation | 331,187,472 | |
| Sample Variance | 109685.1T | |
| Range | 914.3M | |
| R-Value | 0.97 | |
| Mean Square Error | 5796.4T | |
| R-Squared | 0.95 | |
| Slope | 63,939,611 | |
| Total Sum of Squares | 1754962.3T |
Essent Net Income History
Other Fundumenentals of Essent Group
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Essent Net Income component correlations
Essent Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Essent is extremely important. It helps to project a fair market value of Essent Stock properly, considering its historical fundamentals such as Net Income. Since Essent's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Essent's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Essent's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Commercial & Residential Mortgage Finance market expansion? Will Essent introduce new products? Factors like these will boost the valuation of Essent. Projected growth potential of Essent fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Essent listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.012 | Dividend Share 1.21 | Earnings Share 6.88 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
Understanding Essent Group requires distinguishing between market price and book value, where the latter reflects Essent's accounting equity. The concept of intrinsic value - what Essent's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push Essent's price substantially above or below its fundamental value.
It's important to distinguish between Essent's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Essent should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Essent's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Essent 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Essent's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Essent.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in Essent on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding Essent Group or generate 0.0% return on investment in Essent over 90 days. Essent is related to or competes with MGIC Investment, Enact Holdings, First American, Radian, Hanover Insurance, Axa Equitable, and Valley National. Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured b... More
Essent Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Essent's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Essent Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.45 | |||
| Information Ratio | (0.02) | |||
| Maximum Drawdown | 8.39 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 2.0 |
Essent Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Essent's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Essent's standard deviation. In reality, there are many statistical measures that can use Essent historical prices to predict the future Essent's volatility.| Risk Adjusted Performance | 0.0432 | |||
| Jensen Alpha | 0.0171 | |||
| Total Risk Alpha | (0.09) | |||
| Sortino Ratio | (0.02) | |||
| Treynor Ratio | 0.1264 |
Essent February 10, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0432 | |||
| Market Risk Adjusted Performance | 0.1364 | |||
| Mean Deviation | 0.9935 | |||
| Semi Deviation | 1.34 | |||
| Downside Deviation | 1.45 | |||
| Coefficient Of Variation | 2057.28 | |||
| Standard Deviation | 1.38 | |||
| Variance | 1.89 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | 0.0171 | |||
| Total Risk Alpha | (0.09) | |||
| Sortino Ratio | (0.02) | |||
| Treynor Ratio | 0.1264 | |||
| Maximum Drawdown | 8.39 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 2.0 | |||
| Downside Variance | 2.09 | |||
| Semi Variance | 1.79 | |||
| Expected Short fall | (1.12) | |||
| Skewness | (0.95) | |||
| Kurtosis | 3.45 |
Essent Group Backtested Returns
Currently, Essent Group is very steady. Essent Group secures Sharpe Ratio (or Efficiency) of 0.0583, which denotes the company had a 0.0583 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Essent Group, which you can use to evaluate the volatility of the firm. Please confirm Essent's Downside Deviation of 1.45, mean deviation of 0.9935, and Coefficient Of Variation of 2057.28 to check if the risk estimate we provide is consistent with the expected return of 0.0828%. Essent has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.45, which means possible diversification benefits within a given portfolio. As returns on the market increase, Essent's returns are expected to increase less than the market. However, during the bear market, the loss of holding Essent is expected to be smaller as well. Essent Group right now shows a risk of 1.42%. Please confirm Essent Group potential upside, as well as the relationship between the accumulation distribution and period momentum indicator , to decide if Essent Group will be following its price patterns.
Auto-correlation | 0.04 |
Virtually no predictability
Essent Group has virtually no predictability. Overlapping area represents the amount of predictability between Essent time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Essent Group price movement. The serial correlation of 0.04 indicates that only as little as 4.0% of current Essent price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.04 | |
| Spearman Rank Test | -0.17 | |
| Residual Average | 0.0 | |
| Price Variance | 3.17 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Essent Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Essent Group reported net income of 729.4 M. This is 42.9% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 27.75% lower than that of the firm.
Essent Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Essent's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Essent could also be used in its relative valuation, which is a method of valuing Essent by comparing valuation metrics of similar companies.Essent is currently under evaluation in net income category among its peers.
Essent ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Essent's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Essent's managers, analysts, and investors.Environmental | Governance | Social |
Essent Institutional Holders
Institutional Holdings refers to the ownership stake in Essent that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Essent's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Essent's value.| Shares | Cooke & Bieler Lp | 2025-06-30 | 1.6 M | Ameriprise Financial Inc | 2025-06-30 | 1.6 M | Aqr Capital Management Llc | 2025-06-30 | 1.5 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.5 M | Northern Trust Corp | 2025-06-30 | 1.3 M | Norges Bank | 2025-06-30 | 1.2 M | Capital Research Global Investors | 2025-06-30 | 1.2 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 1.1 M | Amvescap Plc. | 2025-06-30 | 1.1 M | Blackrock Inc | 2025-06-30 | 13.5 M | Vanguard Group Inc | 2025-06-30 | 12.1 M |
Essent Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0747 | ||||
| Profit Margin | 0.56 % | ||||
| Operating Margin | 0.67 % | ||||
| Current Valuation | 6.71 B | ||||
| Shares Outstanding | 96.67 M | ||||
| Shares Owned By Insiders | 5.28 % | ||||
| Shares Owned By Institutions | 98.33 % | ||||
| Number Of Shares Shorted | 1.95 M | ||||
| Price To Earning | 10.05 X | ||||
| Price To Book | 1.10 X | ||||
| Price To Sales | 5.09 X | ||||
| Revenue | 1.27 B | ||||
| Gross Profit | 1.02 B | ||||
| EBITDA | 896.59 M | ||||
| Net Income | 729.4 M | ||||
| Cash And Equivalents | 433.48 M | ||||
| Cash Per Share | 4.03 X | ||||
| Total Debt | 493.96 M | ||||
| Debt To Equity | 0.1 % | ||||
| Current Ratio | 1.88 X | ||||
| Book Value Per Share | 58.86 X | ||||
| Cash Flow From Operations | 861.53 M | ||||
| Short Ratio | 2.79 X | ||||
| Earnings Per Share | 6.88 X | ||||
| Price To Earnings To Growth | 0.84 X | ||||
| Target Price | 68.63 | ||||
| Number Of Employees | 510 | ||||
| Beta | 0.9 | ||||
| Market Capitalization | 6.43 B | ||||
| Total Asset | 7.11 B | ||||
| Retained Earnings | 4.69 B | ||||
| Working Capital | 129.5 M | ||||
| Current Asset | 407.2 M | ||||
| Current Liabilities | 277.7 M | ||||
| Annual Yield | 0.02 % | ||||
| Net Asset | 7.11 B | ||||
| Last Dividend Paid | 1.21 |
About Essent Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Essent Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Essent using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Essent Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Essent Stock Analysis
When running Essent's price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.