Fifth District Bancorp Net Income
| FDSB Stock | 15.11 0.01 0.07% |
As of the 15th of February 2026, Fifth District shows the Downside Deviation of 0.6642, coefficient of variation of 326.88, and Mean Deviation of 0.4833. Fifth District Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Fifth District Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.9466 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -970.2 K | -921.7 K | |
| Net Loss | -970.2 K | -921.7 K | |
| Net Loss | (0.24) | (0.23) | |
| Net Income Per E B T | 0.86 | 0.88 |
Fifth | Net Income | Build AI portfolio with Fifth Stock |
Analyzing Fifth District's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Fifth District's current valuation and future prospects.
Latest Fifth District's Net Income Growth Pattern
Below is the plot of the Net Income of Fifth District Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Fifth District Bancorp financial statement analysis. It represents the amount of money remaining after all of Fifth District Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Fifth District's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Fifth District's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (1.08 M) | 10 Years Trend |
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Net Income |
| Timeline |
Fifth Net Income Regression Statistics
| Arithmetic Mean | 2,097,409 | |
| Coefficient Of Variation | 74.32 | |
| Mean Deviation | 1,242,650 | |
| Median | 2,909,911 | |
| Standard Deviation | 1,558,877 | |
| Sample Variance | 2.4T | |
| Range | 4M | |
| R-Value | (0.73) | |
| Mean Square Error | 1.2T | |
| R-Squared | 0.54 | |
| Significance | 0.0008 | |
| Slope | (226,239) | |
| Total Sum of Squares | 38.9T |
Fifth Net Income History
Other Fundumenentals of Fifth District Bancorp
Fifth District Net Income component correlations
Fifth Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Fifth District is extremely important. It helps to project a fair market value of Fifth Stock properly, considering its historical fundamentals such as Net Income. Since Fifth District's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Fifth District's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Fifth District's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fifth District. Market participants price Fifth higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Fifth District assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 3.946 | Earnings Share 0.72 | Revenue Per Share | Quarterly Revenue Growth 0.101 | Return On Assets |
Investors evaluate Fifth District Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Fifth District's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Fifth District's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Fifth District's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fifth District is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Fifth District's market price signifies the transaction level at which participants voluntarily complete trades.
Fifth District 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Fifth District's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Fifth District.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in Fifth District on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding Fifth District Bancorp or generate 0.0% return on investment in Fifth District over 90 days. Fifth District is related to or competes with Bank of the, First Bancshares, United Bancorp, IF Bancorp, Summit State, First Northwest, and Catalyst Bancorp. Fifth District is entity of United States More
Fifth District Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Fifth District's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Fifth District Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.6642 | |||
| Information Ratio | 0.205 | |||
| Maximum Drawdown | 3.97 | |||
| Value At Risk | (0.93) | |||
| Potential Upside | 1.09 |
Fifth District Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Fifth District's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Fifth District's standard deviation. In reality, there are many statistical measures that can use Fifth District historical prices to predict the future Fifth District's volatility.| Risk Adjusted Performance | 0.2452 | |||
| Jensen Alpha | 0.2005 | |||
| Total Risk Alpha | 0.1505 | |||
| Sortino Ratio | 0.2138 | |||
| Treynor Ratio | 8.63 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Fifth District's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Fifth District February 15, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
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| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.2452 | |||
| Market Risk Adjusted Performance | 8.64 | |||
| Mean Deviation | 0.4833 | |||
| Semi Deviation | 0.128 | |||
| Downside Deviation | 0.6642 | |||
| Coefficient Of Variation | 326.88 | |||
| Standard Deviation | 0.6928 | |||
| Variance | 0.4799 | |||
| Information Ratio | 0.205 | |||
| Jensen Alpha | 0.2005 | |||
| Total Risk Alpha | 0.1505 | |||
| Sortino Ratio | 0.2138 | |||
| Treynor Ratio | 8.63 | |||
| Maximum Drawdown | 3.97 | |||
| Value At Risk | (0.93) | |||
| Potential Upside | 1.09 | |||
| Downside Variance | 0.4411 | |||
| Semi Variance | 0.0164 | |||
| Expected Short fall | (0.57) | |||
| Skewness | 0.3751 | |||
| Kurtosis | 2.26 |
Fifth District Bancorp Backtested Returns
Fifth District appears to be very steady, given 3 months investment horizon. Fifth District Bancorp secures Sharpe Ratio (or Efficiency) of 0.36, which denotes the company had a 0.36 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for Fifth District Bancorp, which you can use to evaluate the volatility of the firm. Please utilize Fifth District's Coefficient Of Variation of 326.88, downside deviation of 0.6642, and Mean Deviation of 0.4833 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Fifth District holds a performance score of 28. The firm shows a Beta (market volatility) of 0.0234, which means not very significant fluctuations relative to the market. As returns on the market increase, Fifth District's returns are expected to increase less than the market. However, during the bear market, the loss of holding Fifth District is expected to be smaller as well. Please check Fifth District's coefficient of variation, maximum drawdown, skewness, as well as the relationship between the total risk alpha and downside variance , to make a quick decision on whether Fifth District's price patterns will revert.
Auto-correlation | 0.68 |
Good predictability
Fifth District Bancorp has good predictability. Overlapping area represents the amount of predictability between Fifth District time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Fifth District Bancorp price movement. The serial correlation of 0.68 indicates that around 68.0% of current Fifth District price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.68 | |
| Spearman Rank Test | 0.81 | |
| Residual Average | 0.0 | |
| Price Variance | 0.01 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Fifth Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Fifth District Bancorp reported net income of (1.08 Million). This is 100.08% lower than that of the Banks sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 100.19% higher than that of the company.
Fifth Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Fifth District's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Fifth District could also be used in its relative valuation, which is a method of valuing Fifth District by comparing valuation metrics of similar companies.Fifth District is currently under evaluation in net income category among its peers.
Fifth District ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Fifth District's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Fifth District's managers, analysts, and investors.Environmental | Governance | Social |
Fifth Fundamentals
| Return On Equity | 0.0286 | ||||
| Return On Asset | 0.007 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 43.33 M | ||||
| Shares Outstanding | 5.52 M | ||||
| Shares Owned By Insiders | 7.14 % | ||||
| Shares Owned By Institutions | 30.17 % | ||||
| Number Of Shares Shorted | 6.84 K | ||||
| Price To Book | 0.64 X | ||||
| Price To Sales | 5.18 X | ||||
| Revenue | 19.29 M | ||||
| Gross Profit | 16.12 M | ||||
| EBITDA | (742 K) | ||||
| Net Income | (1.08 M) | ||||
| Total Debt | 401.53 M | ||||
| Book Value Per Share | 25.53 X | ||||
| Cash Flow From Operations | (1.05 M) | ||||
| Short Ratio | 0.71 X | ||||
| Earnings Per Share | 0.72 X | ||||
| Number Of Employees | 67 | ||||
| Market Capitalization | 83.45 M | ||||
| Total Asset | 527.31 M | ||||
| Retained Earnings | 83.69 M | ||||
| Net Asset | 527.31 M |
About Fifth District Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Fifth District Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Fifth District using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Fifth District Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Fifth District Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fifth District's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fifth District Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fifth District Bancorp Stock:Check out You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fifth District. Market participants price Fifth higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Fifth District assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 3.946 | Earnings Share 0.72 | Revenue Per Share | Quarterly Revenue Growth 0.101 | Return On Assets |
Investors evaluate Fifth District Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Fifth District's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Fifth District's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Fifth District's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fifth District is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Fifth District's market price signifies the transaction level at which participants voluntarily complete trades.