First Bank Net Income
| FRBA Stock | USD 17.01 0.07 0.41% |
As of the 5th of February, First Bank shows the Downside Deviation of 1.45, coefficient of variation of 1113.43, and Mean Deviation of 1.2. First Bank technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Bank Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.3076 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 41.7 M | 43.8 M | |
| Net Income | 48.6 M | 51 M | |
| Net Income From Continuing Ops | 48.6 M | 51 M | |
| Net Income Per Share | 1.75 | 1.84 | |
| Net Income Per E B T | 0.76 | 0.83 |
First | Net Income | Build AI portfolio with First Stock |
Analyzing First Bank's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing First Bank's current valuation and future prospects.
Latest First Bank's Net Income Growth Pattern
Below is the plot of the Net Income of First Bank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Bank financial statement analysis. It represents the amount of money remaining after all of First Bank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Bank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Bank's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 42.24 M | 10 Years Trend |
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Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 18,027,291 | |
| Geometric Mean | 10,438,834 | |
| Coefficient Of Variation | 90.96 | |
| Mean Deviation | 13,837,048 | |
| Median | 13,445,000 | |
| Standard Deviation | 16,397,429 | |
| Sample Variance | 268.9T | |
| Range | 44.1M | |
| R-Value | 0.92 | |
| Mean Square Error | 42.1T | |
| R-Squared | 0.85 | |
| Slope | 2,999,144 | |
| Total Sum of Squares | 4302T |
First Net Income History
Other Fundumenentals of First Bank
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First Bank Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Bank is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Bank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Bank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Bank's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bank. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.194 | Dividend Share 0.24 | Earnings Share 1.67 | Revenue Per Share | Quarterly Revenue Growth 0.004 |
First Bank's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Bank's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since First Bank's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
First Bank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Bank's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Bank.
| 11/07/2025 |
| 02/05/2026 |
If you would invest 0.00 in First Bank on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding First Bank or generate 0.0% return on investment in First Bank over 90 days. First Bank is related to or competes with Sierra Bancorp, Bank7 Corp, Kearny Financial, Carter Bank, Greene County, Community West, and Northfield Bancorp. First Bank provides various banking products and services to individuals, businesses, and governmental entities More
First Bank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Bank's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.45 | |||
| Information Ratio | 0.0508 | |||
| Maximum Drawdown | 8.53 | |||
| Value At Risk | (1.92) | |||
| Potential Upside | 3.29 |
First Bank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Bank's standard deviation. In reality, there are many statistical measures that can use First Bank historical prices to predict the future First Bank's volatility.| Risk Adjusted Performance | 0.0716 | |||
| Jensen Alpha | 0.0895 | |||
| Total Risk Alpha | 0.016 | |||
| Sortino Ratio | 0.0579 | |||
| Treynor Ratio | 0.1541 |
First Bank February 5, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0716 | |||
| Market Risk Adjusted Performance | 0.1641 | |||
| Mean Deviation | 1.2 | |||
| Semi Deviation | 1.29 | |||
| Downside Deviation | 1.45 | |||
| Coefficient Of Variation | 1113.43 | |||
| Standard Deviation | 1.65 | |||
| Variance | 2.73 | |||
| Information Ratio | 0.0508 | |||
| Jensen Alpha | 0.0895 | |||
| Total Risk Alpha | 0.016 | |||
| Sortino Ratio | 0.0579 | |||
| Treynor Ratio | 0.1541 | |||
| Maximum Drawdown | 8.53 | |||
| Value At Risk | (1.92) | |||
| Potential Upside | 3.29 | |||
| Downside Variance | 2.11 | |||
| Semi Variance | 1.66 | |||
| Expected Short fall | (1.42) | |||
| Skewness | 0.4224 | |||
| Kurtosis | 1.07 |
First Bank Backtested Returns
At this point, First Bank is very steady. First Bank secures Sharpe Ratio (or Efficiency) of 0.0825, which denotes the company had a 0.0825 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for First Bank, which you can use to evaluate the volatility of the firm. Please confirm First Bank's Mean Deviation of 1.2, downside deviation of 1.45, and Coefficient Of Variation of 1113.43 to check if the risk estimate we provide is consistent with the expected return of 0.14%. First Bank has a performance score of 6 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.9, which means possible diversification benefits within a given portfolio. First Bank returns are very sensitive to returns on the market. As the market goes up or down, First Bank is expected to follow. First Bank right now shows a risk of 1.72%. Please confirm First Bank sortino ratio, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance , to decide if First Bank will be following its price patterns.
Auto-correlation | 0.12 |
Insignificant predictability
First Bank has insignificant predictability. Overlapping area represents the amount of predictability between First Bank time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Bank price movement. The serial correlation of 0.12 indicates that less than 12.0% of current First Bank price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.12 | |
| Spearman Rank Test | 0.12 | |
| Residual Average | 0.0 | |
| Price Variance | 0.09 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, First Bank reported net income of 42.24 M. This is 96.69% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 92.6% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Bank's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Bank could also be used in its relative valuation, which is a method of valuing First Bank by comparing valuation metrics of similar companies.First Bank is currently under evaluation in net income category among its peers.
First Bank Institutional Holders
Institutional Holdings refers to the ownership stake in First Bank that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of First Bank's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Bank's value.| Shares | Royce & Associates, Lp | 2025-06-30 | 292.3 K | American Century Companies Inc | 2025-06-30 | 251.6 K | Northern Trust Corp | 2025-06-30 | 220.6 K | Advisor Group Holdings, Inc. | 2025-06-30 | 199.2 K | Bridgeway Capital Management, Llc | 2025-06-30 | 185.5 K | Connor Clark & Lunn Inv Mgmt Ltd | 2025-06-30 | 169 K | Petiole Usa Ltd | 2025-06-30 | 154.7 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 146.3 K | Foundry Partners, Llc | 2025-03-31 | 142.5 K | Patriot Financial Partners Gp, Llc | 2025-06-30 | 2 M | Blackrock Inc | 2025-06-30 | 1.9 M |
First Fundamentals
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0113 | ||||
| Profit Margin | 0.32 % | ||||
| Operating Margin | 0.45 % | ||||
| Current Valuation | 388.99 M | ||||
| Shares Outstanding | 24.81 M | ||||
| Shares Owned By Insiders | 7.07 % | ||||
| Shares Owned By Institutions | 57.23 % | ||||
| Number Of Shares Shorted | 131.67 K | ||||
| Price To Earning | 11.77 X | ||||
| Price To Book | 0.97 X | ||||
| Price To Sales | 3.12 X | ||||
| Revenue | 246.78 M | ||||
| Gross Profit | 135.31 M | ||||
| EBITDA | 57.3 M | ||||
| Net Income | 42.24 M | ||||
| Cash And Equivalents | 99.49 M | ||||
| Cash Per Share | 5.12 X | ||||
| Total Debt | 271.06 M | ||||
| Book Value Per Share | 17.88 X | ||||
| Cash Flow From Operations | 27.63 M | ||||
| Short Ratio | 2.13 X | ||||
| Earnings Per Share | 1.67 X | ||||
| Target Price | 19.75 | ||||
| Number Of Employees | 334 | ||||
| Beta | 0.69 | ||||
| Market Capitalization | 421.64 M | ||||
| Total Asset | 3.96 B | ||||
| Retained Earnings | 214.46 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 1.11 % | ||||
| Net Asset | 3.96 B | ||||
| Last Dividend Paid | 0.24 |
About First Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether First Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bank Stock:Check out For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bank. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.194 | Dividend Share 0.24 | Earnings Share 1.67 | Revenue Per Share | Quarterly Revenue Growth 0.004 |
First Bank's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Bank's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since First Bank's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.