Isabella Bank Net Income
| ISBA Stock | USD 49.73 1.55 3.22% |
As of the 4th of February, Isabella Bank retains the Risk Adjusted Performance of 0.1294, market risk adjusted performance of 0.7785, and Downside Deviation of 2.68. Isabella Bank technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Simply put, you can use this information to find out if the firm will indeed mirror its model of historical price patterns, or the prices will eventually revert. We have analyzed nineteen technical drivers for Isabella Bank, which can be compared to its competitors.
Isabella Bank's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Isabella Bank's valuation are provided below:Isabella Bank does not presently have any fundamental trends for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Isabella |
Isabella Bank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Isabella Bank's otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Isabella Bank.
| 11/06/2025 |
| 02/04/2026 |
If you would invest 0.00 in Isabella Bank on November 6, 2025 and sell it all today you would earn a total of 0.00 from holding Isabella Bank or generate 0.0% return on investment in Isabella Bank over 90 days. Isabella Bank is related to or competes with Colony Bankcorp, Plumas Bancorp, Waterstone Financial, First Bancorp, John Marshall, Citizens Northern, and BayCom Corp. Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products ... More
Isabella Bank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Isabella Bank's otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Isabella Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.68 | |||
| Information Ratio | 0.1504 | |||
| Maximum Drawdown | 20.02 | |||
| Value At Risk | (4.19) | |||
| Potential Upside | 7.12 |
Isabella Bank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Isabella Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Isabella Bank's standard deviation. In reality, there are many statistical measures that can use Isabella Bank historical prices to predict the future Isabella Bank's volatility.| Risk Adjusted Performance | 0.1294 | |||
| Jensen Alpha | 0.5426 | |||
| Total Risk Alpha | 0.3677 | |||
| Sortino Ratio | 0.1988 | |||
| Treynor Ratio | 0.7685 |
Isabella Bank February 4, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1294 | |||
| Market Risk Adjusted Performance | 0.7785 | |||
| Mean Deviation | 2.63 | |||
| Semi Deviation | 2.35 | |||
| Downside Deviation | 2.68 | |||
| Coefficient Of Variation | 604.54 | |||
| Standard Deviation | 3.54 | |||
| Variance | 12.5 | |||
| Information Ratio | 0.1504 | |||
| Jensen Alpha | 0.5426 | |||
| Total Risk Alpha | 0.3677 | |||
| Sortino Ratio | 0.1988 | |||
| Treynor Ratio | 0.7685 | |||
| Maximum Drawdown | 20.02 | |||
| Value At Risk | (4.19) | |||
| Potential Upside | 7.12 | |||
| Downside Variance | 7.16 | |||
| Semi Variance | 5.54 | |||
| Expected Short fall | (3.10) | |||
| Skewness | 1.08 | |||
| Kurtosis | 2.47 |
Isabella Bank Backtested Returns
Isabella Bank appears to be very steady, given 3 months investment horizon. Isabella Bank holds Efficiency (Sharpe) Ratio of 0.14, which attests that the entity had a 0.14 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Isabella Bank, which you can use to evaluate the volatility of the firm. Please utilize Isabella Bank's Downside Deviation of 2.68, risk adjusted performance of 0.1294, and Market Risk Adjusted Performance of 0.7785 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Isabella Bank holds a performance score of 11. The company retains a Market Volatility (i.e., Beta) of 0.75, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Isabella Bank's returns are expected to increase less than the market. However, during the bear market, the loss of holding Isabella Bank is expected to be smaller as well. Please check Isabella Bank's semi deviation, jensen alpha, maximum drawdown, as well as the relationship between the coefficient of variation and sortino ratio , to make a quick decision on whether Isabella Bank's current trending patterns will revert.
Auto-correlation | -0.32 |
Poor reverse predictability
Isabella Bank has poor reverse predictability. Overlapping area represents the amount of predictability between Isabella Bank time series from 6th of November 2025 to 21st of December 2025 and 21st of December 2025 to 4th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Isabella Bank price movement. The serial correlation of -0.32 indicates that nearly 32.0% of current Isabella Bank price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.32 | |
| Spearman Rank Test | -0.39 | |
| Residual Average | 0.0 | |
| Price Variance | 1.95 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Isabella Bank reported net income of 22.24 M. This is 98.26% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 96.11% higher than that of the company.
Isabella Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Isabella Bank's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of Isabella Bank could also be used in its relative valuation, which is a method of valuing Isabella Bank by comparing valuation metrics of similar companies.Isabella Bank is currently under evaluation in net income category among its peers.
Isabella Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.011 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 121.14 M | |||
| Shares Outstanding | 7.57 M | |||
| Shares Owned By Insiders | 9.88 % | |||
| Price To Earning | 13.61 X | |||
| Price To Book | 0.94 X | |||
| Price To Sales | 2.40 X | |||
| Revenue | 71.23 M | |||
| Gross Profit | 73.61 M | |||
| Net Income | 22.24 M | |||
| Cash And Equivalents | 98.91 M | |||
| Cash Per Share | 13.08 X | |||
| Total Debt | 29.25 M | |||
| Book Value Per Share | 24.63 X | |||
| Cash Flow From Operations | 25.5 M | |||
| Earnings Per Share | 2.91 X | |||
| Target Price | 25.5 | |||
| Number Of Employees | 27 | |||
| Beta | 0.39 | |||
| Market Capitalization | 180.7 M | |||
| Total Asset | 2.03 B | |||
| Retained Earnings | 44.28 M | |||
| Z Score | 3.6 | |||
| Annual Yield | 0.05 % | |||
| Five Year Return | 4.62 % | |||
| Net Asset | 2.03 B | |||
| Last Dividend Paid | 1.09 |
About Isabella Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Isabella Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Isabella Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Isabella Bank based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in Isabella OTC Stock
Isabella Bank financial ratios help investors to determine whether Isabella OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Isabella with respect to the benefits of owning Isabella Bank security.