KB Financial Group Current Valuation
| KB Stock | USD 94.64 0.20 0.21% |
Valuation analysis of KB Financial Group helps investors to measure KB Financial's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. As of February 6, 2026, Enterprise Value Over EBITDA is expected to decline to 15.78. In addition to that, Enterprise Value Multiple is expected to decline to 15.78. Fundamental drivers impacting KB Financial's valuation include:
Undervalued
Today
Please note that KB Financial's price fluctuation is very steady at this time. Calculation of the real value of KB Financial Group is based on 3 months time horizon. Increasing KB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since KB Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of KB Financial Stock. However, KB Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 94.64 | Real 110.79 | Target 112.2 | Hype 94.86 | Naive 92.82 |
The real value of KB Financial Stock, also known as its intrinsic value, is the underlying worth of KB Financial Group Company, which is reflected in its stock price. It is based on KB Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of KB Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of KB Financial Group helps investors to forecast how KB Financial stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of KB Financial more accurately as focusing exclusively on KB Financial's fundamentals will not take into account other important factors: KB Financial Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for KB Financial is extremely important. It helps to project a fair market value of KB Financial Stock properly, considering its historical fundamentals such as Current Valuation. Since KB Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of KB Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of KB Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of KB Financial. Expected growth trajectory for KB Financial significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive KB Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.086 | Dividend Share 3.6 K | Earnings Share 10.4 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
KB Financial Group's market price often diverges from its book value, the accounting figure shown on KB Financial's balance sheet. Smart investors calculate KB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since KB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that KB Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether KB Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, KB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
KB Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to KB Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of KB Financial.
| 11/08/2025 |
| 02/06/2026 |
If you would invest 0.00 in KB Financial on November 8, 2025 and sell it all today you would earn a total of 0.00 from holding KB Financial Group or generate 0.0% return on investment in KB Financial over 90 days. KB Financial is related to or competes with Truist Financial, Banco Bradesco, Shinhan Financial, MT Bank, Fifth Third, US Bancorp, and Natwest Group. KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in Sout... More
KB Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure KB Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess KB Financial Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.79 | |||
| Information Ratio | 0.1123 | |||
| Maximum Drawdown | 8.71 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 4.61 |
KB Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for KB Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as KB Financial's standard deviation. In reality, there are many statistical measures that can use KB Financial historical prices to predict the future KB Financial's volatility.| Risk Adjusted Performance | 0.108 | |||
| Jensen Alpha | 0.2352 | |||
| Total Risk Alpha | 0.1628 | |||
| Sortino Ratio | 0.1218 | |||
| Treynor Ratio | 0.4833 |
KB Financial February 6, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.108 | |||
| Market Risk Adjusted Performance | 0.4933 | |||
| Mean Deviation | 1.4 | |||
| Semi Deviation | 1.51 | |||
| Downside Deviation | 1.79 | |||
| Coefficient Of Variation | 738.31 | |||
| Standard Deviation | 1.95 | |||
| Variance | 3.79 | |||
| Information Ratio | 0.1123 | |||
| Jensen Alpha | 0.2352 | |||
| Total Risk Alpha | 0.1628 | |||
| Sortino Ratio | 0.1218 | |||
| Treynor Ratio | 0.4833 | |||
| Maximum Drawdown | 8.71 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 4.61 | |||
| Downside Variance | 3.22 | |||
| Semi Variance | 2.29 | |||
| Expected Short fall | (1.50) | |||
| Skewness | 0.4804 | |||
| Kurtosis | 0.809 |
KB Financial Group Backtested Returns
At this point, KB Financial is very steady. KB Financial Group retains Efficiency (Sharpe Ratio) of 0.0757, which conveys that the company had a 0.0757 % return per unit of price deviation over the last 3 months. We have found twenty-nine technical indicators for KB Financial, which you can use to evaluate the volatility of the entity. Please verify KB Financial's Market Risk Adjusted Performance of 0.4933, mean deviation of 1.4, and Standard Deviation of 1.95 to check out if the risk estimate we provide is consistent with the expected return of 0.14%. KB Financial has a performance score of 6 on a scale of 0 to 100. The firm owns a Beta (Systematic Risk) of 0.52, which conveys possible diversification benefits within a given portfolio. As returns on the market increase, KB Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding KB Financial is expected to be smaller as well. KB Financial Group today owns a risk of 1.9%. Please verify KB Financial Group treynor ratio, expected short fall, and the relationship between the jensen alpha and potential upside , to decide if KB Financial Group will be following its current price history.
Auto-correlation | -0.08 |
Very weak reverse predictability
KB Financial Group has very weak reverse predictability. Overlapping area represents the amount of predictability between KB Financial time series from 8th of November 2025 to 23rd of December 2025 and 23rd of December 2025 to 6th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of KB Financial Group price movement. The serial correlation of -0.08 indicates that barely 8.0% of current KB Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.08 | |
| Spearman Rank Test | -0.18 | |
| Residual Average | 0.0 | |
| Price Variance | 17.98 |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, KB Financial Group has a Current Valuation of 38.3 T. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is significantly lower than that of the firm.
KB Financial Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses KB Financial's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of KB Financial could also be used in its relative valuation, which is a method of valuing KB Financial by comparing valuation metrics of similar companies.KB Financial is currently under evaluation in current valuation category among its peers.
KB Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, KB Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to KB Financial's managers, analysts, and investors.Environmental | Governance | Social |
KB Financial Fundamentals
| Return On Equity | 0.095 | ||||
| Return On Asset | 0.0075 | ||||
| Profit Margin | 0.39 % | ||||
| Operating Margin | 0.59 % | ||||
| Current Valuation | 38.3 T | ||||
| Shares Outstanding | 358.59 M | ||||
| Shares Owned By Institutions | 5.80 % | ||||
| Number Of Shares Shorted | 400.89 K | ||||
| Price To Earning | 4.13 X | ||||
| Price To Book | 0.83 X | ||||
| Price To Sales | 0 X | ||||
| Revenue | 37.77 T | ||||
| Gross Profit | 14.89 T | ||||
| EBITDA | 7.9 T | ||||
| Net Income | 5.03 T | ||||
| Cash And Equivalents | 85.9 T | ||||
| Total Debt | 140.77 T | ||||
| Debt To Equity | 10.47 % | ||||
| Book Value Per Share | 104.39 X | ||||
| Cash Flow From Operations | 4.02 T | ||||
| Short Ratio | 4.26 X | ||||
| Earnings Per Share | 10.40 X | ||||
| Price To Earnings To Growth | 0.71 X | ||||
| Target Price | 112.2 | ||||
| Number Of Employees | 142 | ||||
| Beta | 0.63 | ||||
| Market Capitalization | 33.94 B | ||||
| Total Asset | 757.85 T | ||||
| Retained Earnings | 34.81 T | ||||
| Annual Yield | 0.03 % | ||||
| Net Asset | 757.85 T | ||||
| Last Dividend Paid | 3566.0 |
About KB Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze KB Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of KB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of KB Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of KB Financial. Expected growth trajectory for KB Financial significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive KB Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.086 | Dividend Share 3.6 K | Earnings Share 10.4 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
KB Financial Group's market price often diverges from its book value, the accounting figure shown on KB Financial's balance sheet. Smart investors calculate KB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since KB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that KB Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether KB Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, KB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.