KB Financial Group Net Income

KB Stock  USD 104.63  8.47  8.81%   
As of the 9th of February, KB Financial owns the Market Risk Adjusted Performance of 0.375, standard deviation of 2.22, and Mean Deviation of 1.55. KB Financial Group technical analysis lets you operate past data patterns with an objective to determine a pattern that forecasts the direction of the entity's future prices.

KB Financial Total Revenue

86.61 Trillion

KB Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing KB Financial's valuation are provided below:
Gross Profit
15.6 T
Profit Margin
0.375
Market Capitalization
37.5 B
Enterprise Value Revenue
8.8788
Revenue
15.6 T
We have found one hundred twenty available fundamental measures for KB Financial, which can be analyzed and compared to other ratios and to its peers in the sector. All investors should make sure to check all of KB Financial latest market performance against the performance between 2010 and 2026 to make sure the company can sustain itself this quarter and beyond. As of February 9, 2026, Market Cap is expected to decline to about 12.7 T. In addition to that, Enterprise Value is expected to decline to about 92 T This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income5.8 T6.1 T
Net Income Applicable To Common Shares5.8 T6.1 T
Net Income From Continuing Ops5.8 T6.1 T
Net Income Per Share12.1 K12.7 K
Net Income Per E B T 0.71  0.59 
At present, KB Financial's Net Income is projected to increase significantly based on the last few years of reporting. The current year's Net Income Applicable To Common Shares is expected to grow to about 6.1 T, whereas Net Income Per E B T is forecasted to decline to 0.59.
  
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Analyzing KB Financial's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing KB Financial's current valuation and future prospects.

Latest KB Financial's Net Income Growth Pattern

Below is the plot of the Net Income of KB Financial Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in KB Financial Group financial statement analysis. It represents the amount of money remaining after all of KB Financial Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is KB Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in KB Financial's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 5.03 T10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

KB Financial Net Income Regression Statistics

Arithmetic Mean3,221,312,387,871
Geometric Mean2,739,698,210,829
Coefficient Of Variation51.76
Mean Deviation1,347,132,365,055
Median3,311,257,000,000
Standard Deviation1,667,317,451,977
Sample Variance2779947485668.5T
Range5.7T
R-Value0.95
Mean Square Error281045204914.2T
R-Squared0.91
Slope314,141,694,398
Total Sum of Squares44479159770695.3T

KB Financial Net Income History

20266.2 T
20255.9 T
20245.1 T
20234.6 T
20224.1 T
20214.4 T
20203.5 T

Other Fundumenentals of KB Financial Group

KB Financial Net Income component correlations

KB Financial Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for KB Financial is extremely important. It helps to project a fair market value of KB Financial Stock properly, considering its historical fundamentals such as Net Income. Since KB Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of KB Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of KB Financial's interrelated accounts and indicators.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of KB Financial. Expected growth trajectory for KB Financial significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive KB Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.257
Earnings Share
10.25
Revenue Per Share
10.3 K
Quarterly Revenue Growth
0.222
Return On Assets
0.0075
KB Financial Group's market price often diverges from its book value, the accounting figure shown on KB Financial's balance sheet. Smart investors calculate KB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since KB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that KB Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether KB Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, KB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

KB Financial 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to KB Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of KB Financial.
0.00
11/11/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/09/2026
0.00
If you would invest  0.00  in KB Financial on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding KB Financial Group or generate 0.0% return on investment in KB Financial over 90 days. KB Financial is related to or competes with Truist Financial, Banco Bradesco, Shinhan Financial, MT Bank, Fifth Third, US Bancorp, and Natwest Group. KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in Sout... More

KB Financial Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure KB Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess KB Financial Group upside and downside potential and time the market with a certain degree of confidence.

KB Financial Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for KB Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as KB Financial's standard deviation. In reality, there are many statistical measures that can use KB Financial historical prices to predict the future KB Financial's volatility.
Hype
Prediction
LowEstimatedHigh
102.87105.05107.23
Details
Intrinsic
Valuation
LowRealHigh
94.17117.89120.07
Details
1 Analysts
Consensus
LowTargetHigh
108.33119.05132.14
Details
Earnings
Estimates (0)
LowProjected EPSHigh
4,3194,3194,319
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as KB Financial. Your research has to be compared to or analyzed against KB Financial's peers to derive any actionable benefits. When done correctly, KB Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in KB Financial Group.

KB Financial February 9, 2026 Technical Indicators

KB Financial Group Backtested Returns

KB Financial appears to be very steady, given 3 months investment horizon. KB Financial Group retains Efficiency (Sharpe Ratio) of 0.14, which conveys that the company had a 0.14 % return per unit of price deviation over the last 3 months. We have found twenty-nine technical indicators for KB Financial, which you can use to evaluate the volatility of the entity. Please exercise KB Financial's Standard Deviation of 2.22, market risk adjusted performance of 0.375, and Mean Deviation of 1.55 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, KB Financial holds a performance score of 11. The firm owns a Beta (Systematic Risk) of 1.07, which conveys a somewhat significant risk relative to the market. KB Financial returns are very sensitive to returns on the market. As the market goes up or down, KB Financial is expected to follow. Please check KB Financial's treynor ratio, expected short fall, and the relationship between the jensen alpha and potential upside , to make a quick decision on whether KB Financial's current price history will revert.

Auto-correlation

    
  -0.05  

Very weak reverse predictability

KB Financial Group has very weak reverse predictability. Overlapping area represents the amount of predictability between KB Financial time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of KB Financial Group price movement. The serial correlation of -0.05 indicates that only as little as 5.0% of current KB Financial price fluctuation can be explain by its past prices.
Correlation Coefficient-0.05
Spearman Rank Test-0.12
Residual Average0.0
Price Variance29.13
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

KB Financial Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

301.77 Billion

At present, KB Financial's Accumulated Other Comprehensive Income is projected to increase significantly based on the last few years of reporting.
Based on the recorded statements, KB Financial Group reported net income of 5.03 T. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.

KB Financial Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses KB Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of KB Financial could also be used in its relative valuation, which is a method of valuing KB Financial by comparing valuation metrics of similar companies.
KB Financial is currently under evaluation in net income category among its peers.

KB Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, KB Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to KB Financial's managers, analysts, and investors.
Environmental
Governance
Social

KB Financial Institutional Holders

Institutional Holdings refers to the ownership stake in KB Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of KB Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing KB Financial's value.
Shares
Orbis Allan Gray Ltd2025-06-30
370.3 K
Vanguard Group Inc2025-06-30
368.5 K
Royal Bank Of Canada2025-06-30
340.3 K
Trinity Street Asset Management Llp2025-06-30
328.6 K
Teachers Retirement System Of The State Of Kentucky2025-06-30
320.5 K
Ramirez Asset Management Inc2025-06-30
304.3 K
Hsbc Holdings Plc2025-06-30
258.1 K
Ranmore Fund Management Ltd2025-06-30
255.5 K
Macquarie Group Ltd2025-06-30
251.3 K
Dimensional Fund Advisors, Inc.2025-06-30
2.6 M
Blackrock Inc2025-06-30
1.7 M

KB Financial Fundamentals

About KB Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze KB Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of KB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of KB Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of KB Financial. Expected growth trajectory for KB Financial significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive KB Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.257
Earnings Share
10.25
Revenue Per Share
10.3 K
Quarterly Revenue Growth
0.222
Return On Assets
0.0075
KB Financial Group's market price often diverges from its book value, the accounting figure shown on KB Financial's balance sheet. Smart investors calculate KB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since KB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that KB Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether KB Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, KB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.