Lemonade Net Income
| LMND Stock | USD 68.49 3.11 4.34% |
As of the 12th of February 2026, Lemonade secures the Risk Adjusted Performance of 0.0027, mean deviation of 3.62, and Standard Deviation of 4.68. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lemonade, as well as the relationship between them. Please verify Lemonade variance and value at risk to decide if Lemonade is priced some-what accurately, providing market reflects its recent price of 68.49 per share. Given that Lemonade has information ratio of (0.03), we recommend you to check Lemonade's last-minute market performance to make sure the company can sustain itself at a future point.
Lemonade Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 7.9657 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -268 M | -254.6 M | |
| Net Loss | -182 M | -191.1 M | |
| Net Loss | -182 M | -191.1 M | |
| Net Loss | (3.27) | (3.44) | |
| Net Income Per E B T | 0.89 | 0.81 |
Lemonade | Net Income | Build AI portfolio with Lemonade Stock |
Analyzing Lemonade's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Lemonade's current valuation and future prospects.
Latest Lemonade's Net Income Growth Pattern
Below is the plot of the Net Income of Lemonade over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Lemonade financial statement analysis. It represents the amount of money remaining after all of Lemonade operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Lemonade's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Lemonade's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (202.2 M) | 10 Years Trend |
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Net Income |
| Timeline |
Lemonade Net Income Regression Statistics
| Arithmetic Mean | (109,397,588) | |
| Coefficient Of Variation | (87.30) | |
| Mean Deviation | 83,267,751 | |
| Median | (52,900,000) | |
| Standard Deviation | 95,504,112 | |
| Sample Variance | 9121T | |
| Range | 269.7M | |
| R-Value | (0.84) | |
| Mean Square Error | 2917T | |
| R-Squared | 0.70 | |
| Significance | 0.000028 | |
| Slope | (15,825,471) | |
| Total Sum of Squares | 145936.6T |
Lemonade Net Income History
Other Fundumenentals of Lemonade
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Lemonade Net Income component correlations
Lemonade Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Lemonade is extremely important. It helps to project a fair market value of Lemonade Stock properly, considering its historical fundamentals such as Net Income. Since Lemonade's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Lemonade's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Lemonade's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Property & Casualty Insurance sector continue expanding? Could Lemonade diversify its offerings? Factors like these will boost the valuation of Lemonade. Expected growth trajectory for Lemonade significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Lemonade data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Earnings Share (2.37) | Revenue Per Share | Quarterly Revenue Growth 0.422 | Return On Assets | Return On Equity |
Understanding Lemonade requires distinguishing between market price and book value, where the latter reflects Lemonade's accounting equity. The concept of intrinsic value - what Lemonade's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Lemonade's price substantially above or below its fundamental value.
Understanding that Lemonade's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lemonade represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Lemonade's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Lemonade 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Lemonade's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Lemonade.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in Lemonade on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Lemonade or generate 0.0% return on investment in Lemonade over 90 days. Lemonade is related to or competes with Selective Insurance, Mercury General, White Mountains, Allstate, Flagstar Financial, RLI Corp, and Radian. Lemonade, Inc. provides various insurance products in the United States and Europe More
Lemonade Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Lemonade's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Lemonade upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.03) | |||
| Maximum Drawdown | 23.42 | |||
| Value At Risk | (7.10) | |||
| Potential Upside | 8.47 |
Lemonade Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Lemonade's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Lemonade's standard deviation. In reality, there are many statistical measures that can use Lemonade historical prices to predict the future Lemonade's volatility.| Risk Adjusted Performance | 0.0027 | |||
| Jensen Alpha | (0.27) | |||
| Total Risk Alpha | (0.59) | |||
| Treynor Ratio | (0.02) |
Lemonade February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0027 | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 3.62 | |||
| Coefficient Of Variation | (14,106) | |||
| Standard Deviation | 4.68 | |||
| Variance | 21.91 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.27) | |||
| Total Risk Alpha | (0.59) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 23.42 | |||
| Value At Risk | (7.10) | |||
| Potential Upside | 8.47 | |||
| Skewness | 0.3956 | |||
| Kurtosis | 0.186 |
Lemonade Backtested Returns
At this point, Lemonade is very steady. Lemonade has Sharpe Ratio of 0.0127, which conveys that the firm had a 0.0127 % return per unit of risk over the last 3 months. We have found twenty-two technical indicators for Lemonade, which you can use to evaluate the volatility of the firm. Please verify Lemonade's Standard Deviation of 4.68, risk adjusted performance of 0.0027, and Mean Deviation of 3.62 to check out if the risk estimate we provide is consistent with the expected return of 0.0596%. Lemonade has a performance score of 1 on a scale of 0 to 100. The company secures a Beta (Market Risk) of 2.43, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Lemonade will likely underperform. Lemonade right now secures a risk of 4.71%. Please verify Lemonade maximum drawdown, as well as the relationship between the accumulation distribution and day typical price , to decide if Lemonade will be following its current price movements.
Auto-correlation | 0.44 |
Average predictability
Lemonade has average predictability. Overlapping area represents the amount of predictability between Lemonade time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Lemonade price movement. The serial correlation of 0.44 indicates that just about 44.0% of current Lemonade price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.44 | |
| Spearman Rank Test | 0.22 | |
| Residual Average | 0.0 | |
| Price Variance | 52.15 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Lemonade Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Lemonade reported net income of (202.2 Million). This is 115.83% lower than that of the Insurance sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 135.41% higher than that of the company.
Lemonade Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Lemonade's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Lemonade could also be used in its relative valuation, which is a method of valuing Lemonade by comparing valuation metrics of similar companies.Lemonade is currently under evaluation in net income category among its peers.
Lemonade ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Lemonade's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Lemonade's managers, analysts, and investors.Environmental | Governance | Social |
Lemonade Institutional Holders
Institutional Holdings refers to the ownership stake in Lemonade that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Lemonade's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Lemonade's value.| Shares | Goldman Sachs Group Inc | 2025-06-30 | 656.6 K | Squarepoint Ops Llc | 2025-06-30 | 616.2 K | Jane Street Group Llc | 2025-06-30 | 601.1 K | Citadel Advisors Llc | 2025-06-30 | 589.4 K | Jump Financial Llc | 2025-06-30 | 581.4 K | Analyst Ims Investment Management Services Ltd. | 2025-06-30 | 571.8 K | Northern Trust Corp | 2025-06-30 | 562.9 K | Two Sigma Investments Llc | 2025-06-30 | 560.8 K | Charles Schwab Investment Management Inc | 2025-06-30 | 464.3 K | Vanguard Group Inc | 2025-06-30 | 6.2 M | Softbank Group Corp | 2025-06-30 | 6 M |
Lemonade Fundamentals
| Return On Equity | -0.31 | ||||
| Return On Asset | -0.0548 | ||||
| Profit Margin | (0.26) % | ||||
| Operating Margin | (0.16) % | ||||
| Current Valuation | 5.25 B | ||||
| Shares Outstanding | 74.73 M | ||||
| Shares Owned By Insiders | 14.85 % | ||||
| Shares Owned By Institutions | 57.86 % | ||||
| Number Of Shares Shorted | 11.96 M | ||||
| Price To Book | 10.54 X | ||||
| Price To Sales | 8.13 X | ||||
| Revenue | 526.5 M | ||||
| Gross Profit | 343.1 M | ||||
| EBITDA | (183.9 M) | ||||
| Net Income | (202.2 M) | ||||
| Cash And Equivalents | 285.5 M | ||||
| Cash Per Share | 4.14 X | ||||
| Total Debt | 107.2 M | ||||
| Debt To Equity | 0.03 % | ||||
| Current Ratio | 1.55 X | ||||
| Book Value Per Share | 6.91 X | ||||
| Cash Flow From Operations | (11.4 M) | ||||
| Short Ratio | 5.35 X | ||||
| Earnings Per Share | (2.37) X | ||||
| Price To Earnings To Growth | 1.61 X | ||||
| Target Price | 67.11 | ||||
| Number Of Employees | 1.24 K | ||||
| Beta | 2.05 | ||||
| Market Capitalization | 5.35 B | ||||
| Total Asset | 1.85 B | ||||
| Retained Earnings | (1.3 B) | ||||
| Net Asset | 1.85 B |
About Lemonade Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Lemonade's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Lemonade using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Lemonade based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Lemonade is a strong investment it is important to analyze Lemonade's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Lemonade's future performance. For an informed investment choice regarding Lemonade Stock, refer to the following important reports:Check out For information on how to trade Lemonade Stock refer to our How to Trade Lemonade Stock guide.You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Will Property & Casualty Insurance sector continue expanding? Could Lemonade diversify its offerings? Factors like these will boost the valuation of Lemonade. Expected growth trajectory for Lemonade significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Lemonade data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Earnings Share (2.37) | Revenue Per Share | Quarterly Revenue Growth 0.422 | Return On Assets | Return On Equity |
Understanding Lemonade requires distinguishing between market price and book value, where the latter reflects Lemonade's accounting equity. The concept of intrinsic value - what Lemonade's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Lemonade's price substantially above or below its fundamental value.
Understanding that Lemonade's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lemonade represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Lemonade's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.