Plumas Bancorp Net Income

PLBC Stock  USD 52.30  0.34  0.65%   
As of the 5th of February, Plumas Bancorp holds the Risk Adjusted Performance of 0.1765, coefficient of variation of 431.38, and Semi Deviation of 0.4945. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Plumas Bancorp, as well as the relationship between them.

Plumas Bancorp Total Revenue

113.66 Million

Plumas Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Plumas Bancorp's valuation are provided below:
Gross Profit
91.4 M
Profit Margin
0.3239
Market Capitalization
366.1 M
Enterprise Value Revenue
4.4797
Revenue
91.4 M
We have found one hundred twenty available trending fundamental ratios for Plumas Bancorp, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Plumas Bancorp's recent performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 204.5 M, whereas Enterprise Value is forecasted to decline to about 39.3 M. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income32.9 M34.6 M
Net Income Applicable To Common Shares30.4 M31.9 M
Net Income From Continuing Ops32.9 M34.6 M
Net Income Per Share 4.60  4.83 
Net Income Per E B T 0.75  0.85 
The current year's Net Income is expected to grow to about 34.6 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 31.9 M.
  
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Analyzing Plumas Bancorp's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Plumas Bancorp's current valuation and future prospects.

Latest Plumas Bancorp's Net Income Growth Pattern

Below is the plot of the Net Income of Plumas Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Plumas Bancorp financial statement analysis. It represents the amount of money remaining after all of Plumas Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Plumas Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Plumas Bancorp's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 28.62 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Plumas Net Income Regression Statistics

Arithmetic Mean14,432,403
Geometric Mean9,368,678
Coefficient Of Variation77.40
Mean Deviation9,540,074
Median13,992,000
Standard Deviation11,170,012
Sample Variance124.8T
Range30.2M
R-Value0.97
Mean Square Error7.5T
R-Squared0.94
Slope2,149,098
Total Sum of Squares1996.3T

Plumas Net Income History

202631.1 M
202529.6 M
202428.6 M
202329.8 M
202226.4 M
202121 M
202014.5 M

Other Fundumenentals of Plumas Bancorp

Plumas Bancorp Net Income component correlations

Plumas Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Plumas Bancorp is extremely important. It helps to project a fair market value of Plumas Stock properly, considering its historical fundamentals such as Net Income. Since Plumas Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Plumas Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Plumas Bancorp's interrelated accounts and indicators.
Will Regional Banks sector continue expanding? Could Plumas diversify its offerings? Factors like these will boost the valuation of Plumas Bancorp. Anticipated expansion of Plumas directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Plumas Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.199
Dividend Share
1.2
Earnings Share
4.54
Revenue Per Share
14.2
Quarterly Revenue Growth
0.324
Plumas Bancorp's market price often diverges from its book value, the accounting figure shown on Plumas's balance sheet. Smart investors calculate Plumas Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Plumas Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Plumas Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Plumas Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Plumas Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Plumas Bancorp 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Plumas Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Plumas Bancorp.
0.00
11/07/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/05/2026
0.00
If you would invest  0.00  in Plumas Bancorp on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Plumas Bancorp or generate 0.0% return on investment in Plumas Bancorp over 90 days. Plumas Bancorp is related to or competes with Victory Bancorp, MF Bancorp, First Community, Andover Bancorp, Community Capital, Woodlands Financial, and HCB Financial. Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and servi... More

Plumas Bancorp Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Plumas Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Plumas Bancorp upside and downside potential and time the market with a certain degree of confidence.

Plumas Bancorp Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Plumas Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Plumas Bancorp's standard deviation. In reality, there are many statistical measures that can use Plumas Bancorp historical prices to predict the future Plumas Bancorp's volatility.
Hype
Prediction
LowEstimatedHigh
50.0951.9953.89
Details
Intrinsic
Valuation
LowRealHigh
47.0757.8259.72
Details
Naive
Forecast
LowNextHigh
51.5653.4655.37
Details
3 Analysts
Consensus
LowTargetHigh
52.1757.3363.64
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Plumas Bancorp. Your research has to be compared to or analyzed against Plumas Bancorp's peers to derive any actionable benefits. When done correctly, Plumas Bancorp's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Plumas Bancorp.

Plumas Bancorp February 5, 2026 Technical Indicators

Plumas Bancorp Backtested Returns

Plumas Bancorp appears to be very steady, given 3 months investment horizon. Plumas Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.22, which implies the firm had a 0.22 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Plumas Bancorp, which you can use to evaluate the volatility of the company. Please evaluate Plumas Bancorp's Coefficient Of Variation of 431.38, risk adjusted performance of 0.1765, and Semi Deviation of 0.4945 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Plumas Bancorp holds a performance score of 17. The company holds a Beta of 0.14, which implies not very significant fluctuations relative to the market. As returns on the market increase, Plumas Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Plumas Bancorp is expected to be smaller as well. Please check Plumas Bancorp's kurtosis, market facilitation index, and the relationship between the semi variance and rate of daily change , to make a quick decision on whether Plumas Bancorp's historical price patterns will revert.

Auto-correlation

    
  0.85  

Very good predictability

Plumas Bancorp has very good predictability. Overlapping area represents the amount of predictability between Plumas Bancorp time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Plumas Bancorp price movement. The serial correlation of 0.85 indicates that around 85.0% of current Plumas Bancorp price fluctuation can be explain by its past prices.
Correlation Coefficient0.85
Spearman Rank Test0.64
Residual Average0.0
Price Variance7.93
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Plumas Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(9.97 Million)

At present, Plumas Bancorp's Accumulated Other Comprehensive Income is projected to decrease significantly based on the last few years of reporting.
Based on the recorded statements, Plumas Bancorp reported net income of 28.62 M. This is 97.76% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 94.99% higher than that of the company.

Plumas Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Plumas Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Plumas Bancorp could also be used in its relative valuation, which is a method of valuing Plumas Bancorp by comparing valuation metrics of similar companies.
Plumas Bancorp is currently under evaluation in net income category among its peers.

Plumas Bancorp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Plumas Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Plumas Bancorp's managers, analysts, and investors.
Environmental
Governance
Social

Plumas Bancorp Institutional Holders

Institutional Holdings refers to the ownership stake in Plumas Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Plumas Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Plumas Bancorp's value.
Shares
Albert D Mason Inc2025-06-30
31.6 K
Rice Hall James & Associates, Llc2025-06-30
31.4 K
Fourthstone Llc2025-06-30
28.7 K
Bank Of New York Mellon Corp2025-06-30
28.6 K
Kennedy Capital Management Inc2025-06-30
27.4 K
Angel Oak Capital Advisors, Llc2025-06-30
26.7 K
Morgan Stanley - Brokerage Accounts2025-06-30
25.5 K
Rbf Llc2025-06-30
20 K
Citadel Advisors Llc2025-06-30
18.7 K
Fmr Inc2025-06-30
530.1 K
Blackrock Inc2025-06-30
383.6 K

Plumas Fundamentals

About Plumas Bancorp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Plumas Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Plumas Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Plumas Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Plumas Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Plumas Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Plumas Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Plumas Bancorp Stock:
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For information on how to trade Plumas Stock refer to our How to Trade Plumas Stock guide.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Will Regional Banks sector continue expanding? Could Plumas diversify its offerings? Factors like these will boost the valuation of Plumas Bancorp. Anticipated expansion of Plumas directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Plumas Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.199
Dividend Share
1.2
Earnings Share
4.54
Revenue Per Share
14.2
Quarterly Revenue Growth
0.324
Plumas Bancorp's market price often diverges from its book value, the accounting figure shown on Plumas's balance sheet. Smart investors calculate Plumas Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Plumas Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Plumas Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Plumas Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Plumas Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.