Five Historical Income Statement

FSBC Stock  USD 33.05  0.11  0.33%   
Historical analysis of Five Star income statement accounts such as Selling General Administrative of 16.7 M or Total Revenue of 7.1 M can show how well Five Star Bancorp performed in making a profits. Evaluating Five Star income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Five Star's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Five Star Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Five Star Bancorp is a good buy for the upcoming year.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About Five Income Statement Analysis

Five Star Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Five Star shareholders. The income statement also shows Five investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Five Star Income Statement Chart

At present, Five Star's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Other Operating Expenses is expected to grow to about 9.6 M, whereas Selling General Administrative is forecasted to decline to about 16.7 M.

Total Revenue

Total revenue comprises all receipts Five Star Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Five Star Bancorp minus its cost of goods sold. It is profit before Five Star operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Income Before Tax

Income Before Tax which can also be referred as pre-tax income is reported on Five Star income statement and is an important metric when analyzing Five Star Bancorp profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.
Most accounts from Five Star's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Five Star Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
At present, Five Star's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Other Operating Expenses is expected to grow to about 9.6 M, whereas Selling General Administrative is forecasted to decline to about 16.7 M.
 2021 2022 2023 2024 (projected)
Gross Profit83.8M102.5M793K753.4K
Total Revenue83.8M108.9M7.5M7.1M

Five Star income statement Correlations

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0.940.790.930.410.35-0.080.42-0.07-0.06-0.10.90.840.950.90.940.960.890.980.850.54
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0.740.850.78-0.01-0.070.07-0.03-0.17-0.170.040.710.630.780.740.790.850.950.920.820.54
0.660.890.38-0.19-0.250.16-0.22-0.24-0.240.120.340.320.720.650.740.540.560.530.580.54
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Five Star Account Relationship Matchups

Five Star income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization433K461K607K1.6M1.6M1.7M
Interest Expense11.6M9.2M4.0M14.8M63.5M66.7M
Selling General Administrative13.1M17.2M20.5M23.4M29.3M16.7M
Total Revenue58.0M73.8M83.8M108.9M7.5M7.1M
Gross Profit58.0M73.8M83.8M102.5M793K753.4K
Other Operating Expenses27.6M(36.5M)(36.7M)8.3M9.1M9.6M
Operating Income30.4M37.3M47.1M77.7M(1.6M)(1.5M)
Ebit30.4M37.3M47.1M(2.8M)(1.6M)(1.5M)
Ebitda30.8M37.7M47.8M(1.2M)(1.6M)(1.5M)
Total Operating Expenses(27.6M)(36.5M)(36.7M)1.9M2.4M2.5M
Income Before Tax30.4M37.3M47.1M62.9M66.6M33.9M
Net Income29.3M35.9M42.4M44.8M47.7M27.7M
Income Tax Expense1.1M1.3M4.7M18.1M18.9M19.8M
Total Other Income Expense Net30.4M(5.4M)47.1M64.0M68.2M71.6M

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When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.19)
Dividend Share
0.8
Earnings Share
2.26
Revenue Per Share
5.91
Quarterly Revenue Growth
0.043
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.