Heritage Long Term Debt vs Total Liab Analysis

HTBK Stock

USD 10.71 0.19 1.81%

Heritage Commerce financial indicator trend analysis is much more than just examining Heritage Commerce Corp latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Heritage Commerce Corp is a good investment. Please check the relationship between Heritage Commerce Long Term Debt and its Total Liab accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Commerce Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Long Term Debt vs Total Liab

Long Term Debt vs Total Liab Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Heritage Commerce Corp Long Term Debt account and Total Liab. At this time, the significance of the direction appears to have strong relationship.

The correlation between Heritage Commerce's Long Term Debt and Total Liab is 0.71. Overlapping area represents the amount of variation of Long Term Debt that can explain the historical movement of Total Liab in the same time period over historical financial statements of Heritage Commerce Corp, assuming nothing else is changed. The correlation between historical values of Heritage Commerce's Long Term Debt and Total Liab is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Long Term Debt of Heritage Commerce Corp are associated (or correlated) with its Total Liab. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Total Liab has no effect on the direction of Long Term Debt i.e., Heritage Commerce's Long Term Debt and Total Liab go up and down completely randomly.

Correlation Coefficient

0.71

Relationship Direction	Positive
Relationship Strength	Significant

View All Relationships

Long Term Debt

Long-term debt is a debt that Heritage Commerce Corp has held for over one year. Long-term debt appears on Heritage Commerce Corp balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Heritage Commerce Corp balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Total Liab

The total amount of all liabilities that a company has, including both short-term and long-term liabilities.

Most indicators from Heritage Commerce's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Heritage Commerce Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Commerce Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

At this time, Heritage Commerce's Enterprise Value Over EBITDA is quite stable compared to the past year. Enterprise Value Multiple is expected to rise to 3.20 this year, although the value of Sales General And Administrative To Revenue will most likely fall to 0.02.

	2021	2022	2023	2024 (projected)
Interest Expense	7.1M	8.9M	51.1K	48.5K
Depreciation And Amortization	4.1M	3.8M	3.5M	2.1M

Interest Expense Depreciation And Amortization

Heritage Commerce fundamental ratios Correlations

	Total Assets	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Total Equity	Common Stock Shares Outstanding	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Common Stock	Other Current Liab	Total Current Liabilities	Accounts Payable	Net Receivables	Short Long Term Debt Total	Other Liab	Long Term Debt	Short Term Investments	Non Current Liabilities Total
Total Assets		0.98	0.6	-0.64	0.94	0.62	0.68	-0.71	0.64	0.61	0.98	0.98	0.85	1.0	0.85	-0.04	0.98	-0.14	0.54	0.98	0.97	0.7	0.81	0.72	0.18	0.5
Total Stockholder Equity	0.98		0.65	-0.56	0.95	0.54	0.63	-0.77	0.65	0.52	1.0	0.97	0.82	0.98	0.84	-0.15	0.99	-0.17	0.59	0.98	0.98	0.72	0.79	0.73	0.21	0.54
Property Plant And Equipment Net	0.6	0.65		-0.09	0.79	0.04	-0.05	-0.35	0.63	-0.13	0.67	0.61	0.69	0.59	0.76	-0.46	0.58	-0.08	0.99	0.67	0.72	0.29	0.29	0.31	0.05	0.97
Net Debt	-0.64	-0.56	-0.09		-0.38	-0.99	-0.37	0.47	-0.22	-0.89	-0.57	-0.6	-0.48	-0.65	-0.39	-0.2	-0.61	0.06	-0.03	-0.65	-0.56	-0.43	-0.6	-0.43	0.3	0.01
Retained Earnings	0.94	0.95	0.79	-0.38		0.35	0.53	-0.68	0.68	0.32	0.95	0.92	0.87	0.93	0.9	-0.23	0.92	-0.16	0.75	0.93	0.95	0.64	0.67	0.66	0.2	0.72
Cash	0.62	0.54	0.04	-0.99	0.35		0.41	-0.47	0.19	0.91	0.55	0.59	0.45	0.63	0.36	0.23	0.6	-0.07	-0.03	0.63	0.53	0.45	0.63	0.46	-0.26	-0.07
Non Current Assets Total	0.68	0.63	-0.05	-0.37	0.53	0.41		-0.48	0.3	0.63	0.6	0.66	0.42	0.68	0.41	0.38	0.66	-0.1	-0.11	0.56	0.54	0.63	0.76	0.65	0.55	-0.12
Non Currrent Assets Other	-0.71	-0.77	-0.35	0.47	-0.68	-0.47	-0.48		-0.35	-0.39	-0.77	-0.68	-0.64	-0.7	-0.65	0.48	-0.79	0.31	-0.33	-0.69	-0.72	-0.72	-0.46	-0.71	0.05	-0.24
Other Assets	0.64	0.65	0.63	-0.22	0.68	0.19	0.3	-0.35		0.2	0.65	0.64	0.72	0.63	0.63	0.04	0.62	0.1	0.58	0.65	0.71	0.16	0.52	0.19	0.28	0.61
Cash And Short Term Investments	0.61	0.52	-0.13	-0.89	0.32	0.91	0.63	-0.39	0.2		0.51	0.59	0.33	0.62	0.25	0.48	0.59	0.02	-0.21	0.57	0.47	0.43	0.69	0.44	0.04	-0.24
Common Stock Total Equity	0.98	1.0	0.67	-0.57	0.95	0.55	0.6	-0.77	0.65	0.51		0.96	0.83	0.97	0.83	-0.17	0.99	-0.17	0.61	0.98	0.98	0.71	0.77	0.73	0.18	0.57
Common Stock Shares Outstanding	0.98	0.97	0.61	-0.6	0.92	0.59	0.66	-0.68	0.64	0.59	0.96		0.84	0.98	0.83	0.0	0.97	-0.21	0.53	0.97	0.97	0.68	0.81	0.71	0.24	0.49
Other Stockholder Equity	0.85	0.82	0.69	-0.48	0.87	0.45	0.42	-0.64	0.72	0.33	0.83	0.84		0.85	0.88	-0.19	0.8	-0.22	0.65	0.84	0.88	0.54	0.54	0.55	-0.01	0.65
Total Liab	1.0	0.98	0.59	-0.65	0.93	0.63	0.68	-0.7	0.63	0.62	0.97	0.98	0.85		0.85	-0.02	0.98	-0.13	0.53	0.98	0.96	0.7	0.82	0.71	0.18	0.49
Property Plant And Equipment Gross	0.85	0.84	0.76	-0.39	0.9	0.36	0.41	-0.65	0.63	0.25	0.83	0.83	0.88	0.85		-0.34	0.79	-0.13	0.72	0.85	0.88	0.49	0.54	0.51	0.06	0.68
Total Current Assets	-0.04	-0.15	-0.46	-0.2	-0.23	0.23	0.38	0.48	0.04	0.48	-0.17	0.0	-0.19	-0.02	-0.34		-0.11	0.23	-0.52	-0.09	-0.17	-0.08	0.31	-0.06	0.35	-0.47
Common Stock	0.98	0.99	0.58	-0.61	0.92	0.6	0.66	-0.79	0.62	0.59	0.99	0.97	0.8	0.98	0.79	-0.11		-0.18	0.52	0.97	0.97	0.73	0.81	0.75	0.19	0.47
Other Current Liab	-0.14	-0.17	-0.08	0.06	-0.16	-0.07	-0.1	0.31	0.1	0.02	-0.17	-0.21	-0.22	-0.13	-0.13	0.23	-0.18		-0.08	-0.12	-0.17	-0.37	0.0	-0.38	0.17	-0.1
Total Current Liabilities	0.54	0.59	0.99	-0.03	0.75	-0.03	-0.11	-0.33	0.58	-0.21	0.61	0.53	0.65	0.53	0.72	-0.52	0.52	-0.08		0.6	0.66	0.27	0.21	0.28	0.0	0.98
Accounts Payable	0.98	0.98	0.67	-0.65	0.93	0.63	0.56	-0.69	0.65	0.57	0.98	0.97	0.84	0.98	0.85	-0.09	0.97	-0.12	0.6		0.99	0.64	0.8	0.66	0.13	0.55
Net Receivables	0.97	0.98	0.72	-0.56	0.95	0.53	0.54	-0.72	0.71	0.47	0.98	0.97	0.88	0.96	0.88	-0.17	0.97	-0.17	0.66	0.99		0.63	0.75	0.65	0.18	0.62
Short Long Term Debt Total	0.7	0.72	0.29	-0.43	0.64	0.45	0.63	-0.72	0.16	0.43	0.71	0.68	0.54	0.7	0.49	-0.08	0.73	-0.37	0.27	0.64	0.63		0.58	1.0	0.2	0.17
Other Liab	0.81	0.79	0.29	-0.6	0.67	0.63	0.76	-0.46	0.52	0.69	0.77	0.81	0.54	0.82	0.54	0.31	0.81	0.0	0.21	0.8	0.75	0.58		0.6	0.39	0.18
Long Term Debt	0.72	0.73	0.31	-0.43	0.66	0.46	0.65	-0.71	0.19	0.44	0.73	0.71	0.55	0.71	0.51	-0.06	0.75	-0.38	0.28	0.66	0.65	1.0	0.6		0.23	0.19
Short Term Investments	0.18	0.21	0.05	0.3	0.2	-0.26	0.55	0.05	0.28	0.04	0.18	0.24	-0.01	0.18	0.06	0.35	0.19	0.17	0.0	0.13	0.18	0.2	0.39	0.23		-0.01
Non Current Liabilities Total	0.5	0.54	0.97	0.01	0.72	-0.07	-0.12	-0.24	0.61	-0.24	0.57	0.49	0.65	0.49	0.68	-0.47	0.47	-0.1	0.98	0.55	0.62	0.17	0.18	0.19	-0.01

Click cells to compare fundamentals

Heritage Commerce Account Relationship Matchups

Heritage Commerce fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	4.1B	4.6B	5.5B	5.2B	5.2B	5.5B
Total Stockholder Equity	576.7M	577.9M	598.0M	632.5M	672.9M	706.5M
Property Plant And Equipment Net	8.3M	10.5M	9.6M	9.3M	41.5M	43.6M
Net Debt	(417.5M)	(1.1B)	(1.3B)	(267.3M)	(368.6M)	(350.2M)
Retained Earnings	96.7M	94.9M	111.3M	146.4M	179.1M	188.0M
Cash	457.4M	1.1B	1.3B	306.6M	408.1M	239.6M
Non Current Assets Total	967.5M	727.9M	951.6M	1.4B	621.9M	454.4M
Non Currrent Assets Other	(967.5M)	(727.9M)	(951.6M)	(1.4B)	(621.9M)	(590.8M)
Other Assets	2.2B	2.4B	3.0B	2.9B	4.2B	4.4B
Cash And Short Term Investments	862.2M	1.4B	1.4B	796.2M	408.1M	389.6M
Common Stock Total Equity	489.7M	493.7M	497.7M	502.9M	578.4M	607.3M
Common Stock Shares Outstanding	47.9M	60.2M	60.7M	61.1M	61.3M	64.4M
Liabilities And Stockholders Equity	4.1B	4.6B	5.5B	5.2B	5.2B	5.5B
Other Stockholder Equity	(489.7M)	4.4B	5.2B	5.4B	6.2B	6.5B
Total Liab	3.5B	4.1B	4.9B	4.5B	4.5B	4.7B
Property Plant And Equipment Gross	8.3M	10.5M	24.9M	25.8M	27.7M	29.0M
Total Current Assets	959.2M	1.5B	1.5B	889.7M	408.1M	387.7M
Accumulated Other Comprehensive Income	(9.8M)	(10.7M)	(11.0M)	(16.9M)	(12.7M)	(12.1M)
Common Stock	489.7M	493.7M	497.7M	502.9M	506.5M	531.9M
Other Current Liab	(78.4M)	(102.0M)	(102.0M)	3.3M	(6.7M)	(6.3M)
Total Current Liabilities	78.4M	102.0M	102.0M	96.2M	2.2B	2.3B
Accounts Payable	78.1M	102.0M	102.0M	92.8M	106.7M	112.1M
Net Receivables	97.0M	121.0M	117.6M	122.6M	141.0M	148.1M
Short Long Term Debt Total	39.9M	39.9M	40.0M	39.4M	39.5M	29.4M
Other Liab	64.3M	65.5M	66.6M	62.5M	71.9M	40.3M
Long Term Debt	39.6M	39.7M	39.9M	39.4M	39.5M	30.0M
Short Term Investments	404.8M	235.8M	102.3M	489.6M	366.5M	248.6M
Non Current Liabilities Total	39.6M	39.7M	39.9M	96.2M	4.5B	4.7B
Inventory	(468.3M)	(1.1B)	(1.3B)	(351.0M)	(315.9M)	(300.1M)
Property Plant Equipment	8.3M	10.5M	9.6M	9.3M	10.7M	7.8M
Short Term Debt	328K	139K	45K	24K	6.7M	11.4M
Other Current Assets	468.3M	1.1B	1.3B	321.8M	423.2M	750.2M
Intangible Assets	20.4M	16.7M	13.7M	11.0M	8.6M	8.3M
Net Tangible Assets	388.9M	393.6M	416.7M	453.8M	521.9M	285.0M
Retained Earnings Total Equity	96.7M	94.9M	111.3M	146.4M	168.3M	176.8M
Long Term Debt Total	39.6M	39.7M	39.9M	39.4M	45.3M	37.1M
Long Term Investments	3.3B	2.8B	760.6M	1.2B	1.1B	1.8B
Non Current Liabilities Other	78.1M	102.0M	102.0M	96.2M	110.6M	66.6M

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect

When determining whether Heritage Commerce Corp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Heritage Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Heritage Commerce Corp Stock. Highlighted below are key reports to facilitate an investment decision about Heritage Commerce Corp Stock:

How To Invest In Heritage

Details

Is Heritage Stock a good investment?

Details

What is Heritage Commerce's Net Worth?

Details

Largest Banks - Regional Companies

View

Largest Financial Services Companies

View

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Commerce Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Commerce. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Commerce listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.34)

Dividend Share

0.52

Earnings Share

0.71

Revenue Per Share

2.763

Quarterly Revenue Growth

(0.11)

The market value of Heritage Commerce Corp is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Commerce's value that differs from its market value or its book value, called intrinsic value, which is Heritage Commerce's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Commerce's market value can be influenced by many factors that don't directly affect Heritage Commerce's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Heritage Commerce's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Commerce is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Commerce's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Heritage Long Term Debt vs Total Liab Analysis

Long Term Debt vs Total Liab

Long Term Debt vs Total Liab Correlation Analysis

Correlation Coefficient

Long Term Debt

Total Liab

Heritage Commerce fundamental ratios Correlations

Heritage Commerce Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Heritage Commerce fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Common Stock Total Equity	+ 1.0	Total Stockholder Equity
Long Term Debt	+ 1.0	Short Long Term Debt Total
Common Stock	+ 0.99	Total Stockholder Equity
Total Current Liabilities	+ 0.99	Property Plant And Equipment Net
Common Stock	+ 0.99	Common Stock Total Equity

Cash	- 0.99	Net Debt
Cash And Short Term Investments	- 0.89	Net Debt
Common Stock	- 0.79	Non Currrent Assets Other
Common Stock Total Equity	- 0.77	Non Currrent Assets Other
Non Currrent Assets Other	- 0.77	Total Stockholder Equity
Short Long Term Debt Total	- 0.72	Non Currrent Assets Other