Mercantile Historical Cash Flow
| MBWM Stock | USD 51.14 0.75 1.49% |
Analysis of Mercantile Bank cash flow over time is an excellent tool to project Mercantile Bank future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Other Cashflows From Financing Activities of 183.3 M or Depreciation of 5.8 M as it is a great indicator of Mercantile Bank ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Mercantile Bank latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Mercantile Bank is a good buy for the upcoming year.
Mercantile |
About Mercantile Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Mercantile balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Mercantile's non-liquid assets can be easily converted into cash.
Mercantile Bank Cash Flow Chart
Add Fundamental
Capital Expenditures
Capital Expenditures are funds used by Mercantile Bank to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Mercantile Bank operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Dividends Paid
The total amount of dividends that a company has paid out to its shareholders over a specific period.Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Total Cashflows From Investing Activities
The net amount of cash used in or generated from a company's investment activities, such as purchasing or selling assets, during a reporting period.Change Receivables
The difference in the amount of accounts receivable from one accounting period to the next. A positive number indicates an increase in receivables, while a negative number indicates a decrease.Most accounts from Mercantile Bank's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Mercantile Bank current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mercantile Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.At this time, Mercantile Bank's End Period Cash Flow is very stable compared to the past year. As of the 26th of November 2024, Begin Period Cash Flow is likely to grow to about 148.1 M, while Other Cashflows From Financing Activities is likely to drop about 183.3 M.
Mercantile Bank cash flow statement Correlations
Click cells to compare fundamentals
Mercantile Bank Account Relationship Matchups
High Positive Relationship
High Negative Relationship
Mercantile Bank cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Sale Purchase Of Stock | (7.2M) | (6.6M) | (21.4M) | 948K | 390.1M | 409.6M | |
| Change In Cash | 158.4M | 392.3M | 349.2M | (878.4M) | 33.8M | 35.4M | |
| Free Cash Flow | 31.3M | 28.9M | 59.0M | 116.8M | 59.9M | 62.9M | |
| Change In Working Capital | (10.5M) | (9.9M) | (14.4M) | 25.9M | (20.3M) | (21.3M) | |
| Other Cashflows From Financing Activities | 226.7M | 796.9M | 839.1M | (330.5M) | 223.5M | 183.3M | |
| Depreciation | 9.6M | 9.4M | 13.7M | 12.9M | 11.5M | 5.8M | |
| Other Non Cash Items | (6.7M) | (4.0M) | 486K | 17.9M | (8.2M) | (7.8M) | |
| Capital Expenditures | 13.5M | 9.0M | 5.6M | 3.0M | 6.7M | 4.3M | |
| Total Cash From Operating Activities | 44.8M | 37.9M | 64.6M | 119.9M | 66.6M | 69.9M | |
| Net Income | 49.5M | 44.1M | 59.0M | 61.1M | 82.2M | 86.3M | |
| Total Cash From Financing Activities | 206.4M | 753.2M | 780.1M | (443.3M) | 363.1M | 381.2M | |
| End Period Cash Flow | 233.7M | 626.0M | 975.2M | 96.8M | 130.5M | 147.6M | |
| Begin Period Cash Flow | 75.4M | 233.7M | 626.0M | 975.2M | 96.8M | 148.1M | |
| Dividends Paid | 17.1M | 17.9M | 18.5M | 19.6M | 21.0M | 10.7M | |
| Change To Account Receivables | (48K) | (917K) | 1.5M | (6.2M) | (4.3M) | (4.1M) | |
| Other Cashflows From Investing Activities | 4.9M | 162K | (3.7M) | (809K) | (728.1K) | (691.7K) | |
| Stock Based Compensation | 2.9M | 2.3M | 3.8M | 3.4M | 3.4M | 1.8M | |
| Total Cashflows From Investing Activities | (92.8M) | (398.8M) | (495.5M) | (555.0M) | (499.5M) | (474.5M) | |
| Investments | (84.2M) | (390.0M) | (486.2M) | (551.2M) | (249.1M) | (261.5M) | |
| Change Receivables | (48K) | (917K) | 1.5M | (6.2M) | (5.5M) | (5.3M) | |
| Net Borrowings | 3.2M | 55.7M | 132.7M | (54.2M) | (62.3M) | (59.2M) | |
| Cash And Cash Equivalents Changes | 158.4M | 392.3M | 349.2M | (878.4M) | (790.5M) | (751.0M) | |
| Cash Flows Other Operating | (9.0M) | (11.7M) | (16.6M) | (231K) | (207.9K) | (218.3K) | |
| Change To Netincome | (2.4M) | (5.0M) | 6.6M | 19.7M | 22.7M | 23.8M | |
| Change To Liabilities | (2.8M) | 1.9M | 335K | 32.5M | 37.4M | 39.3M | |
| Change To Operating Activities | (10.5M) | (9.0M) | (15.9M) | 32.1M | 36.9M | 38.7M | |
| Issuance Of Capital Stock | 729K | 814K | 877K | 867K | 891K | 712.4K |
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mercantile Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mercantile Bank. If investors know Mercantile will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mercantile Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.07) | Dividend Share 1.4 | Earnings Share 4.96 | Revenue Per Share 13.795 | Quarterly Revenue Growth 0.036 |
The market value of Mercantile Bank is measured differently than its book value, which is the value of Mercantile that is recorded on the company's balance sheet. Investors also form their own opinion of Mercantile Bank's value that differs from its market value or its book value, called intrinsic value, which is Mercantile Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mercantile Bank's market value can be influenced by many factors that don't directly affect Mercantile Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mercantile Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mercantile Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mercantile Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.