Stellar Historical Income Statement

STEL Stock

USD 31.87 0.86 2.77%

Historical analysis of Stellar Bancorp, income statement accounts such as Total Revenue of 484.4 M, Gross Profit of 620.4 M, Other Operating Expenses of 459.8 M or Operating Income of 186.3 M can show how well Stellar Bancorp, performed in making a profits. Evaluating Stellar Bancorp, income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Stellar Bancorp,'s future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Stellar Bancorp, latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Stellar Bancorp, is a good buy for the upcoming year.

Net Income Gross Profit

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.

For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.

About Stellar Income Statement Analysis

Stellar Bancorp, Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Stellar Bancorp, shareholders. The income statement also shows Stellar investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Stellar Bancorp, Income Statement Chart

At this time, Stellar Bancorp,'s Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 170 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 2 M.

Selling General Administrative Selling And Marketing Expenses Total Revenue Gross Profit Operating Income Ebitda

Total Revenue

Total revenue comprises all receipts Stellar Bancorp, generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Stellar Bancorp, minus its cost of goods sold. It is profit before Stellar Bancorp, operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Operating Income

Operating Income is the amount of profit realized from Stellar Bancorp, operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Stellar Bancorp, is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most accounts from Stellar Bancorp,'s income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Stellar Bancorp, current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.

For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.At this time, Stellar Bancorp,'s Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 170 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 2 M.

	2021	2022	2023	2024 (projected)
Interest Expense	5.9M	34.0M	154.1M	161.8M
Depreciation And Amortization	7.6M	14.3M	34.5M	36.2M

Interest Expense Depreciation And Amortization

Stellar Bancorp, income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Tax Provision	Net Interest Income	Interest Income	Net Income From Continuing Ops	Reconciled Depreciation	Cost Of Revenue
Depreciation And Amortization		0.99	0.8	0.75	0.98	0.99	0.94	0.98	0.97	0.98	0.84	0.97	-0.28	0.97	0.93	0.72	0.83	0.99	0.73	1.0	0.92
Interest Expense	0.99		0.76	0.72	0.96	0.99	0.96	0.98	0.97	0.98	0.81	0.99	-0.23	0.98	0.96	0.74	0.81	0.98	0.75	0.99	0.94
Selling General Administrative	0.8	0.76		0.95	0.84	0.81	0.66	0.79	0.79	0.79	0.72	0.76	-0.2	0.78	0.66	0.77	0.97	0.8	0.79	0.79	0.83
Selling And Marketing Expenses	0.75	0.72	0.95		0.81	0.78	0.62	0.79	0.79	0.78	0.65	0.77	-0.06	0.78	0.64	0.7	0.9	0.76	0.73	0.75	0.77
Total Revenue	0.98	0.96	0.84	0.81		0.99	0.87	0.98	0.98	0.98	0.87	0.96	-0.25	0.96	0.88	0.67	0.86	0.99	0.7	0.98	0.87
Gross Profit	0.99	0.99	0.81	0.78	0.99		0.91	0.99	0.98	0.99	0.85	0.98	-0.25	0.98	0.92	0.7	0.85	1.0	0.72	1.0	0.9
Other Operating Expenses	0.94	0.96	0.66	0.62	0.87	0.91		0.9	0.88	0.89	0.64	0.95	-0.13	0.94	0.94	0.7	0.68	0.9	0.69	0.94	0.93
Operating Income	0.98	0.98	0.79	0.79	0.98	0.99	0.9		1.0	1.0	0.87	0.99	-0.28	0.99	0.94	0.74	0.83	0.98	0.76	0.98	0.89
Ebit	0.97	0.97	0.79	0.79	0.98	0.98	0.88	1.0		1.0	0.89	0.98	-0.3	0.98	0.93	0.73	0.84	0.98	0.76	0.97	0.88
Ebitda	0.98	0.98	0.79	0.78	0.98	0.99	0.89	1.0	1.0		0.89	0.98	-0.3	0.98	0.94	0.73	0.84	0.99	0.76	0.98	0.89
Total Operating Expenses	0.84	0.81	0.72	0.65	0.87	0.85	0.64	0.87	0.89	0.89		0.79	-0.58	0.78	0.79	0.69	0.82	0.88	0.73	0.84	0.72
Income Before Tax	0.97	0.99	0.76	0.77	0.96	0.98	0.95	0.99	0.98	0.98	0.79		-0.19	1.0	0.96	0.74	0.79	0.97	0.75	0.98	0.92
Total Other Income Expense Net	-0.28	-0.23	-0.2	-0.06	-0.25	-0.25	-0.13	-0.28	-0.3	-0.3	-0.58	-0.19		-0.16	-0.31	-0.32	-0.29	-0.29	-0.29	-0.26	-0.23
Net Income	0.97	0.98	0.78	0.78	0.96	0.98	0.94	0.99	0.98	0.98	0.78	1.0	-0.16		0.94	0.73	0.8	0.97	0.74	0.98	0.91
Income Tax Expense	0.93	0.96	0.66	0.64	0.88	0.92	0.94	0.94	0.93	0.94	0.79	0.96	-0.31	0.94		0.78	0.72	0.92	0.78	0.93	0.91
Tax Provision	0.72	0.74	0.77	0.7	0.67	0.7	0.7	0.74	0.73	0.73	0.69	0.74	-0.32	0.73	0.78		0.83	0.71	0.99	0.72	0.89
Net Interest Income	0.83	0.81	0.97	0.9	0.86	0.85	0.68	0.83	0.84	0.84	0.82	0.79	-0.29	0.8	0.72	0.83		0.85	0.87	0.84	0.87
Interest Income	0.99	0.98	0.8	0.76	0.99	1.0	0.9	0.98	0.98	0.99	0.88	0.97	-0.29	0.97	0.92	0.71	0.85		0.74	1.0	0.9
Net Income From Continuing Ops	0.73	0.75	0.79	0.73	0.7	0.72	0.69	0.76	0.76	0.76	0.73	0.75	-0.29	0.74	0.78	0.99	0.87	0.74		0.73	0.88
Reconciled Depreciation	1.0	0.99	0.79	0.75	0.98	1.0	0.94	0.98	0.97	0.98	0.84	0.98	-0.26	0.98	0.93	0.72	0.84	1.0	0.73		0.92
Cost Of Revenue	0.92	0.94	0.83	0.77	0.87	0.9	0.93	0.89	0.88	0.89	0.72	0.92	-0.23	0.91	0.91	0.89	0.87	0.9	0.88	0.92

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Stellar Bancorp, Account Relationship Matchups

Stellar Bancorp, income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	5.4M	5.6M	7.6M	14.3M	34.5M	36.2M
Interest Expense	17.4M	10.1M	5.9M	34.0M	154.1M	161.8M
Selling General Administrative	64.9M	64.3M	79.0M	112.5M	168.1M	86.4M
Selling And Marketing Expenses	1.8M	1.5M	1.6M	2.5M	3.6M	2.0M
Total Revenue	152.9M	141.9M	140.6M	309.3M	461.3M	484.4M
Gross Profit	152.9M	141.9M	140.6M	309.3M	590.8M	620.4M
Other Operating Expenses	90.8M	109.5M	95.1M	6.0M	437.9M	459.8M
Operating Income	62.1M	32.4M	45.5M	96.6M	177.4M	186.3M
Ebit	57.5M	32.4M	38.7M	96.6M	161.9M	170.0M
Ebitda	63.0M	38.0M	46.3M	110.8M	196.4M	206.2M
Total Operating Expenses	(90.8M)	(109.5M)	(95.1M)	6.0M	11.6M	12.2M
Income Before Tax	62.1M	32.4M	45.5M	62.5M	161.9M	170.0M
Total Other Income Expense Net	62.1M	32.4M	(2.0M)	(24.1M)	(15.6M)	(14.8M)
Net Income	50.5M	26.4M	35.6M	51.4M	130.5M	137.0M
Income Tax Expense	11.6M	6.0M	9.9M	11.1M	31.4M	33.0M
Tax Provision	11.6M	6.0M	9.9M	11.1M	24.6M	13.7M
Net Interest Income	136.0M	128.6M	126.2M	289.0M	446.4M	229.3M
Interest Income	153.4M	138.7M	132.1M	323.0M	570.6M	599.1M
Net Income From Continuing Ops	50.5M	26.4M	35.6M	51.4M	105.3M	58.0M
Reconciled Depreciation	5.4M	5.6M	5.7M	14.3M	35.2M	37.0M
Net Income Applicable To Common Shares	53.0M	45.5M	81.6M	51.4M	59.1M	59.1M

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When determining whether Stellar Bancorp, is a strong investment it is important to analyze Stellar Bancorp,'s competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp,'s future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports:

How To Invest In Stellar

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Is Stellar Stock a good investment?

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What is Stellar Bancorp,'s Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.087

Dividend Share

0.52

Earnings Share

2.19

Revenue Per Share

8.209

Quarterly Revenue Growth

0.043

The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

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Stellar Historical Income Statement

About Stellar Income Statement Analysis

Stellar Bancorp, Income Statement Chart

Total Revenue

Gross Profit

Operating Income

Stellar Bancorp, income statement Correlations

Stellar Bancorp, Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Stellar Bancorp, income statement Accounts

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Reconciled Depreciation	+ 1.0	Depreciation And Amortization
Interest Income	+ 1.0	Gross Profit
Reconciled Depreciation	+ 1.0	Gross Profit
Ebit	+ 1.0	Operating Income
Ebitda	+ 1.0	Operating Income
Ebitda	+ 1.0	Ebit

Total Other Income Expense Net	- 0.58	Total Operating Expenses
Tax Provision	- 0.32	Total Other Income Expense Net
Income Tax Expense	- 0.31	Total Other Income Expense Net
Total Other Income Expense Net	- 0.3	Ebitda
Total Other Income Expense Net	- 0.3	Ebit
Net Income From Continuing Ops	- 0.29	Total Other Income Expense Net