United Historical Income Statement

UBSI Stock

USD 43.29 0.48 1.12%

Historical analysis of United Bankshares income statement accounts such as Interest Expense of 505.5 M, Other Operating Expenses of 413.8 M, Operating Income of 227.2 M or Ebit of 226.9 M can show how well United Bankshares performed in making a profits. Evaluating United Bankshares income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of United Bankshares's future profits or losses.

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Financial Statement Analysis is much more than just reviewing and examining United Bankshares latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether United Bankshares is a good buy for the upcoming year.

Net Income Gross Profit

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

About United Income Statement Analysis

United Bankshares Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to United Bankshares shareholders. The income statement also shows United investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

United Bankshares Income Statement Chart

As of now, United Bankshares' Net Income is increasing as compared to previous years. The United Bankshares' current Income Tax Expense is estimated to increase to about 102.4 M, while Operating Income is projected to decrease to under 227.2 M.

Ebitda Net Income Income Tax Expense Selling General Administrative Cost Of Revenue

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in United Bankshares financial statement analysis. It represents the amount of money remaining after all of United Bankshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Cost Of Revenue

Cost of Revenue is found on United Bankshares income statement and represents the costs associated with goods and services United Bankshares provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.

Most accounts from United Bankshares' income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into United Bankshares current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.As of now, United Bankshares' Net Income is increasing as compared to previous years. The United Bankshares' current Income Tax Expense is estimated to increase to about 102.4 M, while Operating Income is projected to decrease to under 227.2 M.

	2021	2022	2023	2024 (projected)
Operating Income	462.9M	585.8M	436.2M	227.2M
Other Operating Expenses	545.7M	445.8M	394.1M	413.8M

Operating Income Other Operating Expenses

United Bankshares income statement Correlations

	Interest Expense	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Net Income	Income Tax Expense	Depreciation And Amortization	Selling General Administrative	Total Revenue	Gross Profit	Income Before Tax	Total Other Income Expense Net	Cost Of Revenue	Extraordinary Items	Net Income From Continuing Ops	Selling And Marketing Expenses	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation
Interest Expense		0.47	0.26	0.4	0.42	0.82	0.67	0.45	0.48	0.54	0.63	0.63	0.66	0.35	-0.23	0.42	0.49	0.96	0.35	0.64	0.75	0.82
Other Operating Expenses	0.47		0.66	0.52	0.57	0.0	0.86	0.42	0.62	0.89	0.86	0.86	0.81	-0.03	-0.25	0.71	0.85	0.34	0.24	0.82	0.76	0.6
Operating Income	0.26	0.66		0.89	0.91	-0.19	0.81	0.72	0.34	0.8	0.81	0.81	0.83	-0.19	-0.55	0.34	0.89	0.12	0.5	0.81	0.74	0.45
Ebit	0.4	0.52	0.89		1.0	-0.04	0.7	0.71	0.14	0.69	0.73	0.73	0.73	-0.01	-0.61	0.22	0.75	0.22	0.42	0.7	0.72	0.33
Ebitda	0.42	0.57	0.91	1.0		-0.03	0.74	0.73	0.22	0.73	0.77	0.77	0.77	-0.02	-0.61	0.24	0.79	0.24	0.45	0.74	0.75	0.37
Total Operating Expenses	0.82	0.0	-0.19	-0.04	-0.03		0.22	0.08	0.26	0.04	0.15	0.15	0.2	0.25	0.05	0.16	0.04	0.91	0.16	0.25	0.38	0.66
Net Income	0.67	0.86	0.81	0.7	0.74	0.22		0.71	0.63	0.94	0.97	0.97	0.99	0.0	-0.44	0.58	0.93	0.56	0.48	0.92	0.87	0.81
Income Tax Expense	0.45	0.42	0.72	0.71	0.73	0.08	0.71		0.48	0.76	0.79	0.79	0.81	-0.02	-0.62	0.05	0.62	0.37	0.83	0.65	0.6	0.51
Depreciation And Amortization	0.48	0.62	0.34	0.14	0.22	0.26	0.63	0.48		0.64	0.66	0.67	0.64	0.0	-0.16	0.33	0.58	0.52	0.5	0.68	0.61	0.75
Selling General Administrative	0.54	0.89	0.8	0.69	0.73	0.04	0.94	0.76	0.64		0.98	0.98	0.95	-0.08	-0.49	0.5	0.89	0.42	0.55	0.86	0.8	0.67
Total Revenue	0.63	0.86	0.81	0.73	0.77	0.15	0.97	0.79	0.66	0.98		1.0	0.98	-0.05	-0.51	0.49	0.9	0.52	0.57	0.91	0.85	0.74
Gross Profit	0.63	0.86	0.81	0.73	0.77	0.15	0.97	0.79	0.67	0.98	1.0		0.98	-0.04	-0.51	0.49	0.9	0.52	0.57	0.91	0.85	0.74
Income Before Tax	0.66	0.81	0.83	0.73	0.77	0.2	0.99	0.81	0.64	0.95	0.98	0.98		0.0	-0.48	0.51	0.91	0.55	0.59	0.91	0.86	0.79
Total Other Income Expense Net	0.35	-0.03	-0.19	-0.01	-0.02	0.25	0.0	-0.02	0.0	-0.08	-0.05	-0.04	0.0		-0.05	0.05	-0.05	0.22	-0.16	-0.08	0.08	-0.01
Cost Of Revenue	-0.23	-0.25	-0.55	-0.61	-0.61	0.05	-0.44	-0.62	-0.16	-0.49	-0.51	-0.51	-0.48	-0.05		0.41	-0.32	-0.12	-0.2	-0.26	-0.25	-0.17
Extraordinary Items	0.42	0.71	0.34	0.22	0.24	0.16	0.58	0.05	0.33	0.5	0.49	0.49	0.51	0.05	0.41		0.64	0.35	0.12	0.64	0.63	0.51
Net Income From Continuing Ops	0.49	0.85	0.89	0.75	0.79	0.04	0.93	0.62	0.58	0.89	0.9	0.9	0.91	-0.05	-0.32	0.64		0.38	0.45	0.94	0.91	0.69
Selling And Marketing Expenses	0.96	0.34	0.12	0.22	0.24	0.91	0.56	0.37	0.52	0.42	0.52	0.52	0.55	0.22	-0.12	0.35	0.38		0.35	0.56	0.66	0.85
Tax Provision	0.35	0.24	0.5	0.42	0.45	0.16	0.48	0.83	0.5	0.55	0.57	0.57	0.59	-0.16	-0.2	0.12	0.45	0.35		0.6	0.53	0.5
Net Interest Income	0.64	0.82	0.81	0.7	0.74	0.25	0.92	0.65	0.68	0.86	0.91	0.91	0.91	-0.08	-0.26	0.64	0.94	0.56	0.6		0.97	0.82
Interest Income	0.75	0.76	0.74	0.72	0.75	0.38	0.87	0.6	0.61	0.8	0.85	0.85	0.86	0.08	-0.25	0.63	0.91	0.66	0.53	0.97		0.81
Reconciled Depreciation	0.82	0.6	0.45	0.33	0.37	0.66	0.81	0.51	0.75	0.67	0.74	0.74	0.79	-0.01	-0.17	0.51	0.69	0.85	0.5	0.82	0.81

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United Bankshares Account Relationship Matchups

United Bankshares income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Interest Expense	184.6M	108.6M	52.4M	105.6M	481.4M	505.5M
Other Operating Expenses	404.0M	673.1M	545.7M	445.8M	394.1M	413.8M
Operating Income	328.2M	363.6M	462.9M	585.8M	436.2M	227.2M
Ebit	328.2M	349.9M	237.3M	424.7M	436.2M	226.9M
Ebitda	335.2M	370.2M	259.8M	448.5M	459.3M	234.2M
Total Operating Expenses	(404.0M)	(673.1M)	(545.7M)	(445.8M)	1.0B	1.1B
Net Income	260.1M	289.0M	367.7M	379.6M	366.3M	384.6M
Income Tax Expense	68.1M	74.6M	95.1M	100.6M	97.5M	102.4M
Depreciation And Amortization	7.0M	20.3M	22.5M	23.8M	23.1M	24.3M
Selling General Administrative	240.0M	369.1M	373.6M	300.3M	309.6M	325.0M
Total Revenue	732.1M	1.0B	1.0B	1.0B	1.0B	1.1B
Gross Profit	732.1M	1.0B	1.0B	1.0B	1.0B	1.1B
Income Before Tax	328.2M	363.6M	462.9M	480.3M	463.8M	487.0M
Total Other Income Expense Net	324.4M	(151.5M)	(142.9M)	(154.1M)	27.6M	28.9M
Net Income Applicable To Common Shares	260.1M	289.0M	367.7M	379.6M	436.6M	458.4M
Net Income From Continuing Ops	260.1M	289.0M	367.7M	379.6M	386.7M	221.6M
Selling And Marketing Expenses	5.1M	5.6M	5.8M	8.2M	84.5M	88.7M
Tax Provision	64.3M	74.6M	95.1M	100.6M	99.3M	95.4M
Net Interest Income	577.9M	693.7M	742.7M	900.9M	939.6M	709.1M
Interest Income	762.6M	802.3M	795.1M	1.0B	1.3B	848.4M
Reconciled Depreciation	(20.5M)	(16.4M)	5.9M	5.5M	23.1M	24.3M

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When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:

How To Invest In United

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Is United Stock a good investment?

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What is United Bankshares' Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.01)

Dividend Share

1.48

Earnings Share

2.65

Revenue Per Share

7.498

Quarterly Revenue Growth

(0)

The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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United Historical Income Statement

About United Income Statement Analysis

United Bankshares Income Statement Chart

Net Income

Cost Of Revenue

United Bankshares income statement Correlations

United Bankshares Account Relationship Matchups

High Positive Relationship

High Negative Relationship

United Bankshares income statement Accounts

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Ebitda	+ 1.0	Ebit
Gross Profit	+ 1.0	Total Revenue
Income Before Tax	+ 0.99	Net Income
Total Revenue	+ 0.98	Selling General Administrative
Gross Profit	+ 0.98	Selling General Administrative
Income Before Tax	+ 0.98	Total Revenue

Cost Of Revenue	- 0.62	Income Tax Expense
Cost Of Revenue	- 0.61	Ebitda
Cost Of Revenue	- 0.61	Ebit
Cost Of Revenue	- 0.55	Operating Income
Cost Of Revenue	- 0.51	Gross Profit
Cost Of Revenue	- 0.51	Total Revenue