First Bancorp Stock Probability of Future Stock Price Finishing Over 29.03

FNLC Stock  USD 29.03  0.04  0.14%   
First Bancorp's implied volatility is one of the determining factors in the pricing options written on First Bancorp. Implied volatility approximates the future value of First Bancorp based on the option's current value. Options with high implied volatility have higher premiums and can be used to hedge the downside of investing in First Bancorp over a specific time period. For example, FNLC260320C00030000 is a PUT option contract on First Bancorp's common stock with a strick price of 30.0 expiring on 2026-03-20. The contract was not traded in recent days and, as of today, has 36 days remaining before the expiration. The option is currently trading at a bid price of $0.8, and an ask price of $1.35. The implied volatility as of the 12th of February 2026 is 36.0. View All First options

Closest to current price First long PUT Option Payoff at Expiration

First Bancorp's future price is the expected price of First Bancorp instrument. It is based on its current growth rate as well as the projected cash flow expected by the investors. This tool provides a mechanism to make assumptions about the upside potential and downside risk of First Bancorp performance during a given time horizon utilizing its historical volatility. Check out First Bancorp Analysis, First Bancorp Valuation, First Bancorp Correlation, First Bancorp Hype Analysis, First Bancorp Volatility, First Bancorp Price History as well as First Bancorp Performance.
For information on how to trade First Stock refer to our How to Trade First Stock guide.As of February 12, 2026, Price To Sales Ratio is expected to decline to 1.57. In addition to that, Price Earnings Ratio is expected to decline to 8.09. Please specify First Bancorp's target price for which you would like First Bancorp odds to be computed.

First Bancorp Target Price Odds to finish over 29.03

The tendency of First Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 29.03 90 days 29.03 
under 4
Based on a normal probability distribution, the odds of First Bancorp to move above the current price in 90 days from now is under 4 (This First Bancorp probability density function shows the probability of First Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days First Bancorp has a beta of 0.85. This usually indicates First Bancorp market returns are highly-sensitive to returns on the market. As the market goes up or down, First Bancorp is expected to follow. Additionally First Bancorp has an alpha of 0.1719, implying that it can generate a 0.17 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   First Bancorp Price Density   
       Price  

Predictive Modules for First Bancorp

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as First Bancorp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
27.4029.1030.80
Details
Intrinsic
Valuation
LowRealHigh
26.1632.6534.35
Details

First Bancorp Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. First Bancorp is not an exception. The market had few large corrections towards the First Bancorp's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold First Bancorp, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of First Bancorp within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.17
β
Beta against Dow Jones0.85
σ
Overall volatility
1.37
Ir
Information ratio 0.1

First Bancorp Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of First Bancorp for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for First Bancorp can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
First Bancorp is unlikely to experience financial distress in the next 2 years
First Bancorp has a strong financial position based on the latest SEC filings
On 16th of January 2026 First Bancorp paid $ 0.37 per share dividend to its current shareholders
Latest headline from news.google.com: First BanCorps Shareholders Will Receive A Bigger Dividend Than Last Year - simplywall.st

First Bancorp Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of First Stock often depends not only on the future outlook of the current and potential First Bancorp's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. First Bancorp's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding11.2 M
Cash And Short Term Investments292.3 M

First Bancorp Technical Analysis

First Bancorp's future price can be derived by breaking down and analyzing its technical indicators over time. First Stock technical analysis helps investors analyze different prices and returns patterns as well as diagnose historical swings to determine the real value of First Bancorp. In general, you should focus on analyzing First Stock price patterns and their correlations with different microeconomic environments and drivers.

First Bancorp Predictive Forecast Models

First Bancorp's time-series forecasting models is one of many First Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models are widely used for non-stationary data. Non-stationary data are called the data whose statistical properties, e.g., the mean and standard deviation, are not constant over time, but instead, these metrics vary over time. This non-stationary First Bancorp's historical data is usually called time series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

Things to note about First Bancorp

Checking the ongoing alerts about First Bancorp for important developments is a great way to find new opportunities for your next move. Our stock alerts and notifications screener for First Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
First Bancorp is unlikely to experience financial distress in the next 2 years
First Bancorp has a strong financial position based on the latest SEC filings
On 16th of January 2026 First Bancorp paid $ 0.37 per share dividend to its current shareholders
Latest headline from news.google.com: First BanCorps Shareholders Will Receive A Bigger Dividend Than Last Year - simplywall.st
When determining whether First Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancorp Stock:
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Bancorp. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.406
Dividend Share
1.47
Earnings Share
3.07
Revenue Per Share
8.37
Quarterly Revenue Growth
0.228
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, First Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.