Is First Business Stock a Good Investment?
First Business Investment Advice | FBIZ |
- Examine First Business' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research First Business' leadership team and their track record. Good management can help First Business navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact First Business' business and its evolving consumer preferences.
- Compare First Business' performance and market position to its competitors. Analyze how First Business is positioned in terms of product offerings, innovation, and market share.
- Check if First Business pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about First Business' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in First Business Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if First Business Financial is a good investment.
Sell | Buy |
Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine First Business Stock
Researching First Business' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 68.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.4. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Business Financial has Price/Earnings To Growth (PEG) ratio of 1.89. The entity last dividend was issued on the 7th of November 2024. The firm had 2:1 split on the 31st of August 2015.
To determine if First Business is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Business' research are outlined below:
| First Business has a poor financial position based on the latest SEC disclosures | |
| About 68.0% of the company shares are owned by institutional investors | |
| On 20th of November 2024 First Business paid $ 0.25 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Disposition of 1000 shares by Lorenz William Kent of First Business at 49.0 subject to Rule 16b-3 |
First Business Quarterly Long Term Debt |
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First Business uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Business Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Business' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact First Business' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises First Business' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-04-29 | 2011-03-31 | 0.23 | 0.26 | 0.03 | 13 | ||
2011-03-11 | 2010-12-31 | 0.15 | 0.12 | -0.03 | 20 | ||
2010-10-29 | 2010-09-30 | 0.22 | 0.19 | -0.03 | 13 | ||
2015-07-23 | 2015-06-30 | 0.5 | 0.45 | -0.05 | 10 | ||
2013-10-24 | 2013-09-30 | 0.41 | 0.46 | 0.05 | 12 | ||
2012-10-26 | 2012-09-30 | 0.45 | 0.5 | 0.05 | 11 | ||
2018-01-25 | 2017-12-31 | 0.39 | 0.45 | 0.06 | 15 | ||
2016-04-28 | 2016-03-31 | 0.46 | 0.52 | 0.06 | 13 |
Know First Business' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as First Business is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Business Financial backward and forwards among themselves. First Business' institutional investor refers to the entity that pools money to purchase First Business' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | State Street Corp | 2024-06-30 | 134.1 K | Alliancebernstein L.p. | 2024-06-30 | 118.1 K | Lsv Asset Management | 2024-09-30 | 105.2 K | Northern Trust Corp | 2024-09-30 | 92.4 K | Franklin Resources Inc | 2024-09-30 | 89.1 K | Bridgeway Capital Management, Llc | 2024-09-30 | 88.3 K | American Century Companies Inc | 2024-09-30 | 78 K | Federated Hermes Inc | 2024-09-30 | 66.6 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 65.9 K | Blackrock Inc | 2024-06-30 | 680.5 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 537.7 K |
First Business' market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 418.73 M.Market Cap |
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First Business' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.08 |
Determining First Business' profitability involves analyzing its financial statements and using various financial metrics to determine if First Business is a good buy. For example, gross profit margin measures First Business' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Business' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in First Business' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of First Business Financial. Check First Business' Beneish M Score to see the likelihood of First Business' management manipulating its earnings.
Evaluate First Business' management efficiency
First Business Financial has return on total asset (ROA) of 0.0111 % which means that it generated a profit of $0.0111 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1336 %, meaning that it created $0.1336 on every $100 dollars invested by stockholders. First Business' management efficiency ratios could be used to measure how well First Business manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to rise to 0.03 in 2024, whereas Return On Tangible Assets are likely to drop 0.01 in 2024. At this time, First Business' Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to rise to about 3.8 B in 2024, despite the fact that Other Assets are likely to grow to (196.7 M).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 35.61 | 37.39 | |
| Tangible Book Value Per Share | 34.14 | 35.84 | |
| Enterprise Value Over EBITDA | 10.63 | 7.46 | |
| Price Book Value Ratio | 1.13 | 1.33 | |
| Enterprise Value Multiple | 10.63 | 7.46 | |
| Price Fair Value | 1.13 | 1.33 | |
| Enterprise Value | 624.6 M | 655.9 M |
The operational strategies employed by First Business management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Dividend Yield 0.0198 | Forward Dividend Yield 0.0198 | Forward Dividend Rate 1 | Beta 0.827 |
Basic technical analysis of First Stock
As of the 26th of November, First Business shows the Downside Deviation of 1.95, coefficient of variation of 839.65, and Mean Deviation of 1.71. First Business Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.First Business' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Business insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Business' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Business insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First Business' Outstanding Corporate Bonds
First Business issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Business Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Business Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand First Business' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing First Business' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0983 | |||
| Market Risk Adjusted Performance | 0.136 | |||
| Mean Deviation | 1.71 | |||
| Semi Deviation | 1.78 | |||
| Downside Deviation | 1.95 | |||
| Coefficient Of Variation | 839.65 | |||
| Standard Deviation | 2.55 | |||
| Variance | 6.52 | |||
| Information Ratio | 0.0679 | |||
| Jensen Alpha | 0.0121 | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | 0.0886 | |||
| Treynor Ratio | 0.126 | |||
| Maximum Drawdown | 16.67 | |||
| Value At Risk | (3.58) | |||
| Potential Upside | 3.96 | |||
| Downside Variance | 3.82 | |||
| Semi Variance | 3.16 | |||
| Expected Short fall | (1.96) | |||
| Skewness | 1.88 | |||
| Kurtosis | 8.57 |
| Risk Adjusted Performance | 0.0983 | |||
| Market Risk Adjusted Performance | 0.136 | |||
| Mean Deviation | 1.71 | |||
| Semi Deviation | 1.78 | |||
| Downside Deviation | 1.95 | |||
| Coefficient Of Variation | 839.65 | |||
| Standard Deviation | 2.55 | |||
| Variance | 6.52 | |||
| Information Ratio | 0.0679 | |||
| Jensen Alpha | 0.0121 | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | 0.0886 | |||
| Treynor Ratio | 0.126 | |||
| Maximum Drawdown | 16.67 | |||
| Value At Risk | (3.58) | |||
| Potential Upside | 3.96 | |||
| Downside Variance | 3.82 | |||
| Semi Variance | 3.16 | |||
| Expected Short fall | (1.96) | |||
| Skewness | 1.88 | |||
| Kurtosis | 8.57 |
Consider First Business' intraday indicators
First Business intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Business stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First Business Corporate Filings
F4 | 21st of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 6th of November 2024 Other Reports | ViewVerify | |
8K | 28th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 25th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
First Stock media impact
Far too much social signal, news, headlines, and media speculation about First Business that are available to investors today. That information is available publicly through First media outlets and privately through word of mouth or via First internal channels. However, regardless of the origin, that massive amount of First data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of First Business news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of First Business relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to First Business' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive First Business alpha.
First Business Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards First Business can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
First Business Corporate Management
| Bradley Quade | Chief Officer | Profile | |
| Bill Elliott | LLC Finance | Profile | |
| Daniel Ovokaitys | Chief Officer | Profile | |
| Barbara JD | G Counsel | Profile | |
| Theresa Wiese | Managing Management | Profile |
Additional Tools for First Stock Analysis
When running First Business' price analysis, check to measure First Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Business is operating at the current time. Most of First Business' value examination focuses on studying past and present price action to predict the probability of First Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Business' price. Additionally, you may evaluate how the addition of First Business to your portfolios can decrease your overall portfolio volatility.