First Business Stock Forecast - Naive Prediction

FBIZ Stock  USD 56.37  0.93  1.68%   
First Stock outlook is based on your current time horizon.
At this time, The relative strength index (RSI) of First Business' share price is at 54. This usually indicates that the stock is in nutural position, most likellhy at or near its resistance level. The main idea of RSI analysis is to track how fast people are buying or selling First Business, making its price go up or down.

Momentum 54

 Impartial

 
Oversold
 
Overbought
The successful prediction of First Business' future price could yield a significant profit. We analyze noise-free headlines and recent hype associated with First Business Financial, which may create opportunities for some arbitrage if properly timed. Below are the key fundamental drivers impacting First Business' stock price prediction:
Quarterly Earnings Growth
0.371
EPS Estimate Next Quarter
1.432
EPS Estimate Current Year
5.722
EPS Estimate Next Year
5.982
Wall Street Target Price
61.4
Using First Business hype-based prediction, you can estimate the value of First Business Financial from the perspective of First Business response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards First Business using First Business' stock options and short interest. It helps to benchmark the overall future attitude of investors towards First using crowd psychology based on the activity and movement of First Business' stock price.

First Business Implied Volatility

    
  0.67  
First Business' implied volatility exposes the market's sentiment of First Business Financial stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if First Business' implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that First Business stock will not fluctuate a lot when First Business' options are near their expiration.
The Naive Prediction forecasted value of First Business Financial on the next trading day is expected to be 57.74 with a mean absolute deviation of 1.07 and the sum of the absolute errors of 65.03.

First Business after-hype prediction price

    
  USD 56.36  
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.
Check out Historical Fundamental Analysis of First Business to cross-verify your projections.

Prediction based on Rule 16 of the current First contract

Based on the Rule 16, the options market is currently suggesting that First Business Financial will have an average daily up or down price movement of about 0.0419% per day over the life of the 2026-03-20 option contract. With First Business trading at USD 56.37, that is roughly USD 0.0236 . If you think that the market is fully incorporating First Business' daily price movement you should consider acquiring First Business Financial options at the current volatility level of 0.67%. But if you have an opposite viewpoint you should avoid it and even consider selling them.

Open Interest Against 2026-03-20 First Option Contracts

Although open interest is a measure utilized in the options markets, it could be used to forecast First Business' spot prices because the number of available contracts in the market changes daily, and new contracts can be created or liquidated at will. Since open interest in First Business' options reflects these daily shifts, investors could use the patterns of these changes to develop long and short-term trading strategies for First Business stock based on available contracts left at the end of a trading day.
Please note that to derive more accurate forecasting about market movement from the current First Business' open interest, investors have to compare it to First Business' spot prices. As Ford's stock price increases, high open interest indicates that money is entering the market, and the market is strongly bullish. Conversely, if the price of First Business is decreasing and there is high open interest, that is a sign that the bearish trend will continue, and investors may react by taking short positions in First. So, decreasing or low open interest during a bull market indicates that investors are becoming uncertain of the depth of the bullish trend, and a reversal in sentiment will likely follow.

First Business Additional Predictive Modules

Most predictive techniques to examine First price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for First using various technical indicators. When you analyze First charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
Forecasting cash, or other financial indicators, requires analysts to apply different statistical methods, techniques, and algorithms to find hidden patterns within the First Business' financial statements to predict how it will affect future prices.
 
Cash  
First Reported
2004-12-31
Previous Quarter
123.2 M
Current Value
44.3 M
Quarterly Volatility
58.8 M
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
A naive forecasting model for First Business is a special case of the moving average forecasting where the number of periods used for smoothing is one. Therefore, the forecast of First Business Financial value for a given trading day is simply the observed value for the previous period. Due to the simplistic nature of the naive forecasting model, it can only be used to forecast up to one period.

First Business Naive Prediction Price Forecast For the 30th of January

Given 90 days horizon, the Naive Prediction forecasted value of First Business Financial on the next trading day is expected to be 57.74 with a mean absolute deviation of 1.07, mean absolute percentage error of 1.60, and the sum of the absolute errors of 65.03.
Please note that although there have been many attempts to predict First Stock prices using its time series forecasting, we generally do not recommend using it to place bets in the real market. The most commonly used models for forecasting predictions are the autoregressive models, which specify that First Business' next future price depends linearly on its previous prices and some stochastic term (i.e., imperfectly predictable multiplier).

First Business Stock Forecast Pattern

Backtest First Business  First Business Price Prediction  Buy or Sell Advice  

First Business Forecasted Value

In the context of forecasting First Business' Stock value on the next trading day, we examine the predictive performance of the model to find good statistically significant boundaries of downside and upside scenarios. First Business' downside and upside margins for the forecasting period are 56.13 and 59.35, respectively. We have considered First Business' daily market price to evaluate the above model's predictive performance. Remember, however, there is no scientific proof or empirical evidence that traditional linear or nonlinear forecasting models outperform artificial intelligence and frequency domain models to provide accurate forecasts consistently.
Market Value
56.37
57.74
Expected Value
59.35
Upside

Model Predictive Factors

The below table displays some essential indicators generated by the model showing the Naive Prediction forecasting method's relative quality and the estimations of the prediction error of First Business stock data series using in forecasting. Note that when a statistical model is used to represent First Business stock, the representation will rarely be exact; so some information will be lost using the model to explain the process. AIC estimates the relative amount of information lost by a given model: the less information a model loses, the higher its quality.
AICAkaike Information Criteria118.5796
BiasArithmetic mean of the errors None
MADMean absolute deviation1.066
MAPEMean absolute percentage error0.0196
SAESum of the absolute errors65.0268
This model is not at all useful as a medium-long range forecasting tool of First Business Financial. This model is simplistic and is included partly for completeness and partly because of its simplicity. It is unlikely that you'll want to use this model directly to predict First Business. Instead, consider using either the moving average model or the more general weighted moving average model with a higher (i.e., greater than 1) number of periods, and possibly a different set of weights.

Predictive Modules for First Business

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as First Business Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
54.7556.3657.97
Details
Intrinsic
Valuation
LowRealHigh
50.7361.1362.74
Details
Bollinger
Band Projection (param)
LowMiddleHigh
53.1855.7358.28
Details
5 Analysts
Consensus
LowTargetHigh
55.8761.4068.15
Details

First Business After-Hype Price Density Analysis

As far as predicting the price of First Business at your current risk attitude, this probability distribution graph shows the chance that the prediction will fall between or within a specific range. We use this chart to confirm that your returns on investing in First Business or, for that matter, your successful expectations of its future price, cannot be replicated consistently. Please note, a large amount of money has been lost over the years by many investors who confused the symmetrical distributions of Stock prices, such as prices of First Business, with the unreliable approximations that try to describe financial returns.
   Next price density   
       Expected price to next headline  

First Business Estimiated After-Hype Price Volatility

In the context of predicting First Business' stock value on the day after the next significant headline, we show statistically significant boundaries of downside and upside scenarios based on First Business' historical news coverage. First Business' after-hype downside and upside margins for the prediction period are 54.75 and 57.97, respectively. We have considered First Business' daily market price in relation to the headlines to evaluate this method's predictive performance. Remember, however, there is no scientific proof or empirical evidence that news-based prediction models outperform traditional linear, nonlinear models or artificial intelligence models to provide accurate predictions consistently.
Current Value
56.37
56.36
After-hype Price
57.97
Upside
First Business is very steady at this time. Analysis and calculation of next after-hype price of First Business Financial is based on 3 months time horizon.

First Business Stock Price Outlook Analysis

Have you ever been surprised when a price of a Company such as First Business is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Business backward and forwards among themselves. Have you ever observed a lot of a particular company's price movement is driven by press releases or news about the company that has nothing to do with actual earnings? Usually, hype to individual companies acts as price momentum. If not enough favorable publicity is forthcoming, the Stock price eventually runs out of speed. So, the rule of thumb here is that as long as this news hype has nothing to do with immediate earnings, you should pay more attention to it. If you see this tendency with First Business, there might be something going there, and it might present an excellent short sale opportunity.
Expected ReturnPeriod VolatilityHype ElasticityRelated ElasticityNews DensityRelated DensityExpected Hype
  0.20 
1.61
  0.01 
  0.05 
8 Events / Month
6 Events / Month
In about 8 days
Latest traded priceExpected after-news pricePotential return on next major newsAverage after-hype volatility
56.37
56.36
0.02 
4,025  
Notes

First Business Hype Timeline

First Business Financial is currently traded for 56.37. The entity has historical hype elasticity of -0.01, and average elasticity to hype of competition of 0.05. First is forecasted to decline in value after the next headline, with the price expected to drop to 56.36. The average volatility of media hype impact on the company price is over 100%. The price decrease on the next news is expected to be -0.02%, whereas the daily expected return is currently at 0.2%. The volatility of related hype on First Business is about 621.62%, with the expected price after the next announcement by competition of 56.42. About 71.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.36. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Business Financial has Price/Earnings To Growth (PEG) ratio of 1.89. The entity recorded earning per share (EPS) of 6.07. The firm last dividend was issued on the 19th of November 2025. First Business had 2:1 split on the 31st of August 2015. Given the investment horizon of 90 days the next forecasted press release will be in about 8 days.
Check out Historical Fundamental Analysis of First Business to cross-verify your projections.

First Business Related Hype Analysis

Having access to credible news sources related to First Business' direct competition is more important than ever and may enhance your ability to predict First Business' future price movements. Getting to know how First Business' peers react to changing market sentiment, related social signals, and mainstream news is a great way to find investing opportunities and time the market. The summary table below summarizes the essential lagging indicators that can help you analyze how First Business may potentially react to the hype associated with one of its peers.
Hype
Elasticity
News
Density
Semi
Deviation
Information
Ratio
Potential
Upside
Value
At Risk
Maximum
Drawdown
HBCPHome Bancorp(0.33)32 per month 1.35  0.03  3.62 (2.40) 9.63 
NFBKNorthfield Bancorp(0.24)8 per month 1.31  0.06  3.61 (2.44) 8.50 
RRBIRed River Bancshares 2.68 6 per month 1.30  0.1  3.40 (2.35) 7.97 
CIVBCivista Bancshares 0.88 8 per month 1.09  0.06  2.78 (2.13) 7.53 
CBNKCapital Bancorp 0.06 8 per month 1.34 (0.03) 2.67 (2.02) 8.39 
BSVNBank7 Corp(0.68)9 per month 1.45 (0.01) 2.39 (2.38) 5.28 
FRBAFirst Bank 0.02 7 per month 1.32  0  3.29 (1.92) 8.53 
CWBCCommunity West Bancshares(0.14)10 per month 0.96  0.08  2.75 (2.00) 7.93 
UNTYUnity Bancorp 0.70 10 per month 1.44  0.04  3.33 (2.89) 7.55 
PGCPeapack Gladstone Financial(0.36)8 per month 1.52  0.06  3.97 (2.33) 11.04 

Other Forecasting Options for First Business

For every potential investor in First, whether a beginner or expert, First Business' price movement is the inherent factor that sparks whether it is viable to invest in it or hold it better. First Stock price charts are filled with many 'noises.' These noises can hugely alter the decision one can make regarding investing in First. Basic forecasting techniques help filter out the noise by identifying First Business' price trends.

First Business Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with First Business stock to make a market-neutral strategy. Peer analysis of First Business could also be used in its relative valuation, which is a method of valuing First Business by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

First Business Market Strength Events

Market strength indicators help investors to evaluate how First Business stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading First Business shares will generate the highest return on investment. By undertsting and applying First Business stock market strength indicators, traders can identify First Business Financial entry and exit signals to maximize returns.

First Business Risk Indicators

The analysis of First Business' basic risk indicators is one of the essential steps in accurately forecasting its future price. The process involves identifying the amount of risk involved in First Business' investment and either accepting that risk or mitigating it. Along with some essential techniques for forecasting first stock prices, we also provide a set of basic risk indicators that can assist in the individual investment decision or help in hedging the risk of your existing portfolios.
Please note, the risk measures we provide can be used independently or collectively to perform a risk assessment. When comparing two potential investments, we recommend comparing similar equities with homogenous growth potential and valuation from related markets to determine which investment holds the most risk.

Story Coverage note for First Business

The number of cover stories for First Business depends on current market conditions and First Business' risk-adjusted performance over time. The coverage that generates the most noise at a given time depends on the prevailing investment theme that First Business is classified under. However, while its typical story may have numerous social followers, the rapid visibility can also attract short-sellers, who usually are skeptical about First Business' long-term prospects. So, having above-average coverage will typically attract above-average short interest, leading to significant price volatility.

First Business Short Properties

First Business' future price predictability will typically decrease when First Business' long traders begin to feel the short-sellers pressure to drive the price lower. The predictive aspect of First Business Financial often depends not only on the future outlook of the potential First Business' investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. First Business' indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding8.1 M
Cash And Short Term Investments499.1 M

Additional Tools for First Stock Analysis

When running First Business' price analysis, check to measure First Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Business is operating at the current time. Most of First Business' value examination focuses on studying past and present price action to predict the probability of First Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Business' price. Additionally, you may evaluate how the addition of First Business to your portfolios can decrease your overall portfolio volatility.