First Business Financial Stock Debt To Equity

FBIZ Stock

USD 50.48 0.23 0.46%

First Business Financial fundamentals help investors to digest information that contributes to First Business' financial success or failures. It also enables traders to predict the movement of First Stock. The fundamental analysis module provides a way to measure First Business' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to First Business stock.

		Last Reported	Projected for Next Year
	Debt To Equity	1.14	1.05

Debt To Equity is likely to drop to 1.05 in 2024.

This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.

First Business Financial Company Debt To Equity Analysis

First Business' Debt to Equity is calculated by dividing the Total Debt of a company by its Equity. If the debt exceeds equity of a company, then the creditors have more stakes in a firm than the stockholders. In other words, Debt to Equity ratio provides analysts with insights about composition of both equity and debt, and its influence on the valuation of the company.

D/E

Total Debt

Total Equity

More About Debt To Equity | All Equity Analysis

Current First Business Debt To Equity

10.82 %

Most of First Business' fundamental indicators, such as Debt To Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Business Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

First Debt To Equity Driver Correlations

Understanding the fundamental principles of building solid financial models for First Business is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Debt To Equity. Since First Business' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Business' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Business' interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Total Liab	Net Debt	Retained Earnings	Net Receivables	Total Current Assets	Short Term Debt	Common Stock	Accounts Payable	Long Term Debt	Good Will	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.99	1.0	0.6	0.99	0.29	-0.4	0.78	0.65	-0.45	0.73	0.6	0.34	-0.94	0.04	0.58	0.87	0.87	0.8	-0.11	0.34	0.73	0.78
Total Stockholder Equity	0.99		0.98	0.62	0.98	0.37	-0.32	0.79	0.73	-0.56	0.69	0.67	0.39	-0.93	0.1	0.64	0.9	0.8	0.87	-0.05	0.25	0.68	0.73
Total Liab	1.0	0.98		0.6	0.99	0.29	-0.4	0.78	0.64	-0.44	0.74	0.59	0.33	-0.93	0.04	0.58	0.86	0.87	0.8	-0.12	0.35	0.73	0.78
Net Debt	0.6	0.62	0.6		0.65	0.73	-0.47	0.47	0.65	-0.2	0.41	0.54	0.35	-0.75	0.2	0.43	0.74	0.59	0.54	0.27	0.11	0.62	0.3
Retained Earnings	0.99	0.98	0.99	0.65		0.29	-0.48	0.81	0.64	-0.44	0.75	0.59	0.29	-0.96	0.12	0.59	0.88	0.87	0.78	-0.12	0.34	0.71	0.81
Net Receivables	0.29	0.37	0.29	0.73	0.29		0.04	0.12	0.72	-0.42	-0.12	0.61	0.51	-0.37	0.23	0.27	0.51	0.19	0.55	0.71	-0.27	0.4	-0.13
Total Current Assets	-0.4	-0.32	-0.4	-0.47	-0.48	0.04		-0.19	0.07	-0.1	-0.57	0.07	0.11	0.58	-0.1	-0.02	-0.33	-0.66	-0.02	0.27	-0.65	-0.53	-0.52
Short Term Debt	0.78	0.79	0.78	0.47	0.81	0.12	-0.19		0.57	-0.34	0.69	0.52	0.09	-0.74	0.25	0.66	0.72	0.61	0.62	-0.24	0.15	0.41	0.69
Common Stock	0.65	0.73	0.64	0.65	0.64	0.72	0.07	0.57		-0.6	0.28	0.87	0.43	-0.64	0.32	0.69	0.84	0.37	0.89	0.33	-0.09	0.47	0.23
Accounts Payable	-0.45	-0.56	-0.44	-0.2	-0.44	-0.42	-0.1	-0.34	-0.6		-0.2	-0.56	-0.48	0.4	-0.19	-0.45	-0.57	-0.24	-0.78	-0.17	0.06	-0.26	-0.18
Long Term Debt	0.73	0.69	0.74	0.41	0.75	-0.12	-0.57	0.69	0.28	-0.2		0.27	0.07	-0.73	0.08	0.58	0.6	0.71	0.44	-0.68	0.44	0.44	0.57
Good Will	0.6	0.67	0.59	0.54	0.59	0.61	0.07	0.52	0.87	-0.56	0.27		0.17	-0.58	0.55	0.78	0.77	0.34	0.86	0.28	-0.06	0.43	0.23
Short Term Investments	0.34	0.39	0.33	0.35	0.29	0.51	0.11	0.09	0.43	-0.48	0.07	0.17		-0.36	-0.5	0.27	0.41	0.16	0.48	0.32	0.04	0.09	0.0
Treasury Stock	-0.94	-0.93	-0.93	-0.75	-0.96	-0.37	0.58	-0.74	-0.64	0.4	-0.73	-0.58	-0.36		-0.14	-0.62	-0.9	-0.87	-0.74	0.03	-0.41	-0.67	-0.76
Intangible Assets	0.04	0.1	0.04	0.2	0.12	0.23	-0.1	0.25	0.32	-0.19	0.08	0.55	-0.5	-0.14		0.39	0.19	0.06	0.2	0.11	-0.24	0.02	0.04
Property Plant Equipment	0.58	0.64	0.58	0.43	0.59	0.27	-0.02	0.66	0.69	-0.45	0.58	0.78	0.27	-0.62	0.39		0.74	0.33	0.74	-0.14	0.13	0.12	0.29
Net Tangible Assets	0.87	0.9	0.86	0.74	0.88	0.51	-0.33	0.72	0.84	-0.57	0.6	0.77	0.41	-0.9	0.19	0.74		0.71	0.91	0.08	0.31	0.66	0.59
Long Term Debt Total	0.87	0.8	0.87	0.59	0.87	0.19	-0.66	0.61	0.37	-0.24	0.71	0.34	0.16	-0.87	0.06	0.33	0.71		0.53	-0.12	0.5	0.77	0.81
Capital Surpluse	0.8	0.87	0.8	0.54	0.78	0.55	-0.02	0.62	0.89	-0.78	0.44	0.86	0.48	-0.74	0.2	0.74	0.91	0.53		0.16	0.09	0.55	0.43
Long Term Investments	-0.11	-0.05	-0.12	0.27	-0.12	0.71	0.27	-0.24	0.33	-0.17	-0.68	0.28	0.32	0.03	0.11	-0.14	0.08	-0.12	0.16		-0.31	0.06	-0.16
Earning Assets	0.34	0.25	0.35	0.11	0.34	-0.27	-0.65	0.15	-0.09	0.06	0.44	-0.06	0.04	-0.41	-0.24	0.13	0.31	0.5	0.09	-0.31		0.46	0.44
Net Invested Capital	0.73	0.68	0.73	0.62	0.71	0.4	-0.53	0.41	0.47	-0.26	0.44	0.43	0.09	-0.67	0.02	0.12	0.66	0.77	0.55	0.06	0.46		0.51
Capital Stock	0.78	0.73	0.78	0.3	0.81	-0.13	-0.52	0.69	0.23	-0.18	0.57	0.23	0.0	-0.76	0.04	0.29	0.59	0.81	0.43	-0.16	0.44	0.51

Click cells to compare fundamentals

First Debt To Equity Historical Pattern

Today, most investors in First Business Stock are looking for potential investment opportunities by analyzing not only static indicators but also various First Business' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's debt to equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of First Business debt to equity as a starting point in their analysis.

First Business Debt To Equity

Timeline

High Debt to Equity ratio typically indicates that a firm has been borrowing aggressively to finance its growth and as a result may experience a burden of additional interest expense. This may reduce earnings or future growth. On the other hand a small D/E ratio may indicate that a company is not taking enough advantage from financial leverage. Debt to Equity ratio measures how the company is leveraging borrowing against the capital invested by the owners.

Competition

Predict First Business

Debt To Equity Over Time

First Total Stockholder Equity

Total Stockholder Equity

304.07 Million

At this time, First Business' Total Stockholder Equity is fairly stable compared to the past year.

According to the company disclosure, First Business Financial has a Debt To Equity of 10.82%. This is 67.05% lower than that of the Banks sector and significantly higher than that of the Financials industry. The debt to equity for all United States stocks is 77.78% higher than that of the company.

First Debt To Equity Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Business' direct or indirect competition against its Debt To Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Business could also be used in its relative valuation, which is a method of valuing First Business by comparing valuation metrics of similar companies.

First Business is currently under evaluation in debt to equity category among its peers.

First Business Current Valuation Drivers

We derive many important indicators used in calculating different scores of First Business from analyzing First Business' financial statements. These drivers represent accounts that assess First Business' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Business' important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	224.2M	154.4M	242.5M	300.7M	326.1M	342.4M
Enterprise Value	494.1M	533.1M	604.4M	665.0M	624.6M	655.9M

First Business ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Business' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Business' managers, analysts, and investors.

Environmental

Governance

Social

First Fundamentals

	Return On Equity	0.13
	Return On Asset	0.0111
	Profit Margin	0.28 %
	Operating Margin	0.38 %
	Current Valuation	656.87 M
	Shares Outstanding	8.3 M
	Shares Owned By Insiders	5.17 %
	Shares Owned By Institutions	67.50 %
	Number Of Shares Shorted	18.37 K
	Price To Earning	14.43 X
	Price To Book	1.38 X
	Price To Sales	2.97 X
	Revenue	89.23 M
	Gross Profit	131.72 M
	EBITDA	22.65 M
	Net Income	54.45 M
	Cash And Equivalents	84.44 M
	Cash Per Share	9.96 X
	Total Debt	330.92 M
	Debt To Equity	10.82 %
	Book Value Per Share	36.16 X
	Cash Flow From Operations	54.45 M
	Short Ratio	0.93 X
	Earnings Per Share	4.64 X
	Price To Earnings To Growth	1.89 X
	Target Price	52.8
	Number Of Employees	353
	Beta	0.83
	Market Capitalization	416.82 M
	Total Asset	3.51 B
	Retained Earnings	230.73 M
	Annual Yield	0.02 %
	Five Year Return	2.69 %
	Net Asset	3.51 B
	Last Dividend Paid	0.98

About First Business Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze First Business Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Business using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Business Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.

RSI	Rush Street Interactive
OKTA	Okta Inc
BAC	Bank of America

Additional Tools for First Stock Analysis

When running First Business' price analysis, check to measure First Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Business is operating at the current time. Most of First Business' value examination focuses on studying past and present price action to predict the probability of First Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Business' price. Additionally, you may evaluate how the addition of First Business to your portfolios can decrease your overall portfolio volatility.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC