Is Hilltop Holdings Stock a Good Investment?
Hilltop Holdings Investment Advice | HTH |
- Examine Hilltop Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Hilltop Holdings' leadership team and their track record. Good management can help Hilltop Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Hilltop Holdings' business and its evolving consumer preferences.
- Compare Hilltop Holdings' performance and market position to its competitors. Analyze how Hilltop Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if Hilltop Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Hilltop Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Hilltop Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Hilltop Holdings is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Hilltop Holdings Stock
Researching Hilltop Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 29.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.86. Some equities with similar Price to Book (P/B) outperform the market in the long run. Hilltop Holdings has Price/Earnings To Growth (PEG) ratio of 1.14. The entity last dividend was issued on the 8th of November 2024.
To determine if Hilltop Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Hilltop Holdings' research are outlined below:
| Hilltop Holdings generated a negative expected return over the last 90 days | |
| Hilltop Holdings has 656.48 M in debt with debt to equity (D/E) ratio of 1.03, which is OK given its current industry classification. Hilltop Holdings has a current ratio of 0.43, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Hilltop to invest in growth at high rates of return. | |
| About 58.0% of Hilltop Holdings shares are owned by institutional investors | |
| On 22nd of November 2024 Hilltop Holdings paid $ 0.17 per share dividend to its current shareholders | |
| Latest headline from zacks.com: Fee Income NII to Aid KeyCorps Q4 Earnings, High Provisions to Hurt |
Hilltop Holdings Quarterly Good Will |
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Hilltop Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Hilltop Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Hilltop Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Hilltop Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Hilltop Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-04-29 | 2011-03-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2010-08-05 | 2010-06-30 | -0.1 | -0.09 | 0.01 | 10 | ||
2008-03-17 | 2007-12-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2014-07-30 | 2014-06-30 | 0.27 | 0.3 | 0.03 | 11 | ||
2012-05-04 | 2012-03-31 | 0.04 | 0.01 | -0.03 | 75 | ||
2011-03-11 | 2010-12-31 | 0.05 | 0.02 | -0.03 | 60 | ||
2009-11-06 | 2009-09-30 | 0.01 | -0.02 | -0.03 | 300 | ||
2009-05-08 | 2009-03-31 | 0.01 | -0.02 | -0.03 | 300 |
Hilltop Holdings Target Price Consensus
Hilltop target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Hilltop Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 4 | Hold |
Most Hilltop analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Hilltop stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Hilltop Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationHilltop Holdings Target Price Projection
Hilltop Holdings' current and average target prices are 28.90 and 34.00, respectively. The current price of Hilltop Holdings is the price at which Hilltop Holdings is currently trading. On the other hand, Hilltop Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Hilltop Holdings Market Quote on 18th of January 2025
Target Price
Analyst Consensus On Hilltop Holdings Target Price
Hilltop Holdings Analyst Ratings
Hilltop Holdings' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Hilltop Holdings stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Hilltop Holdings' financials, market performance, and future outlook by experienced professionals. Hilltop Holdings' historical ratings below, therefore, can serve as a valuable tool for investors.Know Hilltop Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Hilltop Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Hilltop Holdings backward and forwards among themselves. Hilltop Holdings' institutional investor refers to the entity that pools money to purchase Hilltop Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | North Reef Capital Management Lp | 2024-09-30 | 530 K | Assenagon Asset Management Sa | 2024-09-30 | 511.3 K | Jpmorgan Chase & Co | 2024-09-30 | 480.6 K | Hodges Capital Management Inc | 2024-09-30 | 432.8 K | Jennison Associates Llc | 2024-09-30 | 432.2 K | Ameriprise Financial Inc | 2024-09-30 | 430.4 K | American Century Companies Inc | 2024-09-30 | 415.4 K | Goldman Sachs Group Inc | 2024-09-30 | 407.8 K | Jacobs Levy Equity Management, Inc. | 2024-09-30 | 391.8 K | Blackrock Inc | 2024-09-30 | 7.5 M | Vanguard Group Inc | 2024-09-30 | 5.4 M |
Hilltop Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.88 B.Market Cap |
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Hilltop Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.05 | 0.05 |
Determining Hilltop Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if Hilltop Holdings is a good buy. For example, gross profit margin measures Hilltop Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Hilltop Holdings' profitability and make more informed investment decisions.
Evaluate Hilltop Holdings' management efficiency
The Hilltop Holdings' current Return On Tangible Assets is estimated to increase to 0.01. The Hilltop Holdings' current Return On Capital Employed is estimated to increase to 0.02. As of now, Hilltop Holdings' Intangible Assets are increasing as compared to previous years. The Hilltop Holdings' current Return On Tangible Assets is estimated to increase to 0.01, while Other Assets are forecasted to increase to (3.5 B). Hilltop Holdings' management efficiency ratios could be used to measure how well Hilltop Holdings manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 38.02 | 29.26 | |
| Tangible Book Value Per Share | 31.43 | 26.51 | |
| Enterprise Value Over EBITDA | 4.14 | 3.94 | |
| Price Book Value Ratio | 0.97 | 0.81 | |
| Enterprise Value Multiple | 4.14 | 3.94 | |
| Price Fair Value | 0.97 | 0.81 | |
| Enterprise Value | 27.3 M | 24.3 M |
Understanding the operational decisions made by Hilltop Holdings management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Basic technical analysis of Hilltop Stock
As of the 18th of January 2025, Hilltop Holdings retains the Market Risk Adjusted Performance of (0.23), risk adjusted performance of (0.04), and Standard Deviation of 2.07. Hilltop Holdings technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.Hilltop Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Hilltop Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Hilltop Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Hilltop Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Hilltop Holdings' Outstanding Corporate Bonds
Hilltop Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Hilltop Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Hilltop bonds can be classified according to their maturity, which is the date when Hilltop Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| International Game Technology Corp BondUS460599AD57 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Hilltop Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Hilltop Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.23) | |||
| Mean Deviation | 1.3 | |||
| Coefficient Of Variation | (1,969) | |||
| Standard Deviation | 2.07 | |||
| Variance | 4.27 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.16) | |||
| Treynor Ratio | (0.24) | |||
| Maximum Drawdown | 15.84 | |||
| Value At Risk | (2.55) | |||
| Potential Upside | 2.35 | |||
| Skewness | 1.75 | |||
| Kurtosis | 11.0 |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.23) | |||
| Mean Deviation | 1.3 | |||
| Coefficient Of Variation | (1,969) | |||
| Standard Deviation | 2.07 | |||
| Variance | 4.27 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.16) | |||
| Treynor Ratio | (0.24) | |||
| Maximum Drawdown | 15.84 | |||
| Value At Risk | (2.55) | |||
| Potential Upside | 2.35 | |||
| Skewness | 1.75 | |||
| Kurtosis | 11.0 |
Consider Hilltop Holdings' intraday indicators
Hilltop Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Hilltop Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Hilltop Holdings Corporate Filings
8K | 16th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 3rd of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 14th of November 2024 Other Reports | ViewVerify | |
10Q | 25th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Hilltop Stock media impact
Far too much social signal, news, headlines, and media speculation about Hilltop Holdings that are available to investors today. That information is available publicly through Hilltop media outlets and privately through word of mouth or via Hilltop internal channels. However, regardless of the origin, that massive amount of Hilltop data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Hilltop Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Hilltop Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Hilltop Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Hilltop Holdings alpha.
Hilltop Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Hilltop Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Hilltop Holdings Corporate Directors
| Lee Lewis | Director | Profile | |
| Rhodes Bobbitt | Independent Director | Profile | |
| Andrew Littlefair | Independent Director | Profile | |
| Kenneth Russell | Director | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hilltop Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. For more detail on how to invest in Hilltop Stock please use our How to Invest in Hilltop Holdings guide.You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hilltop Holdings. If investors know Hilltop will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hilltop Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Dividend Share 0.67 | Earnings Share 1.65 | Revenue Per Share | Quarterly Revenue Growth (0.02) |
The market value of Hilltop Holdings is measured differently than its book value, which is the value of Hilltop that is recorded on the company's balance sheet. Investors also form their own opinion of Hilltop Holdings' value that differs from its market value or its book value, called intrinsic value, which is Hilltop Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hilltop Holdings' market value can be influenced by many factors that don't directly affect Hilltop Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Hilltop Holdings' value and its price, as these two are different measures arrived at by various means. Investors typically determine if Hilltop Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hilltop Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.