Is Lincoln National Stock a Good Investment?
Lincoln National Investment Advice | LNC |
- Examine Lincoln National's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Lincoln National's leadership team and their track record. Good management can help Lincoln National navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Life & Health Insurance space and any emerging trends that could impact Lincoln National's business and its evolving consumer preferences.
- Compare Lincoln National's performance and market position to its competitors. Analyze how Lincoln National is positioned in terms of product offerings, innovation, and market share.
- Check if Lincoln National pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Lincoln National's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Lincoln National stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Lincoln National is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Lincoln National Stock
Researching Lincoln National's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 75.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.73. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lincoln National has Price/Earnings To Growth (PEG) ratio of 1.24. The entity last dividend was issued on the 10th of January 2025. The firm had 2:1 split on the 22nd of June 1999.
To determine if Lincoln National is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Lincoln National's research are outlined below:
| The company reported the last year's revenue of 11.64 B. Reported Net Loss for the year was (752 M) with loss before taxes, overhead, and interest of (1.73 B). | |
| Lincoln National has about 3.34 B in cash with (2.07 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 30.7. | |
| Lincoln National has a frail financial position based on the latest SEC disclosures | |
| Roughly 75.0% of the company shares are owned by institutional investors | |
| On 1st of November 2024 Lincoln National paid $ 0.45 per share dividend to its current shareholders | |
| Latest headline from patch.com: Anti-Abortion Group Sues Gov Over Unconscionable Insurance Mandate |
Lincoln National uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Lincoln National. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Lincoln National's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 8th of February 2024 Upcoming Quarterly Report | View | |
| 14th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 8th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Lincoln National's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Lincoln National's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
1998-02-06 | 1997-12-31 | 0.54 | 0.6 | 0.06 | 11 | ||
1999-04-22 | 1999-03-31 | 0.7 | 0.77 | 0.07 | 10 | ||
2009-10-28 | 2009-09-30 | 0.76 | 0.84 | 0.08 | 10 | ||
2003-10-29 | 2003-09-30 | 0.79 | 0.87 | 0.08 | 10 | ||
2000-10-24 | 2000-09-30 | 0.88 | 0.98 | 0.1 | 11 | ||
2000-02-01 | 1999-12-31 | 0.72 | 0.82 | 0.1 | 13 | ||
2013-07-31 | 2013-06-30 | 1.15 | 1.27 | 0.12 | 10 | ||
2006-10-31 | 2006-09-30 | 1.19 | 1.31 | 0.12 | 10 |
Know Lincoln National's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Lincoln National is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lincoln National backward and forwards among themselves. Lincoln National's institutional investor refers to the entity that pools money to purchase Lincoln National's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Lsv Asset Management | 2024-09-30 | 2.6 M | Bank Of New York Mellon Corp | 2024-06-30 | 2.2 M | Aqr Capital Management Llc | 2024-06-30 | 2.2 M | Two Sigma Advisers, Llc | 2024-06-30 | 2.1 M | Charles Schwab Investment Management Inc | 2024-09-30 | 2.1 M | Goldman Sachs Group Inc | 2024-06-30 | 2.1 M | Norges Bank | 2024-06-30 | 1.9 M | Two Sigma Investments Llc | 2024-06-30 | 1.7 M | Amvescap Plc. | 2024-06-30 | 1.6 M | Vanguard Group Inc | 2024-06-30 | 20.7 M | Blackrock Inc | 2024-06-30 | 16.3 M |
Lincoln National's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 5.93 B.Market Cap |
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Lincoln National's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Equity | (0.11) | (0.10) |
Determining Lincoln National's profitability involves analyzing its financial statements and using various financial metrics to determine if Lincoln National is a good buy. For example, gross profit margin measures Lincoln National's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Lincoln National's profitability and make more informed investment decisions.
Please note, the presentation of Lincoln National's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Lincoln National's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Lincoln National's management manipulating its earnings.
Evaluate Lincoln National's management efficiency
The current year's Return On Tangible Assets is expected to grow to -0.0019. The current year's Return On Capital Employed is expected to grow to -0.0021. At present, Lincoln National's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 3.5 B, whereas Non Current Assets Total are forecasted to decline to about 1.1 B. Lincoln National's management efficiency ratios could be used to measure how well Lincoln National manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 40.64 | 74.32 | |
| Tangible Book Value Per Share | 33.90 | 32.20 | |
| Enterprise Value Over EBITDA | (9.43) | (8.96) | |
| Price Book Value Ratio | 0.66 | 1.14 | |
| Enterprise Value Multiple | (9.43) | (8.96) | |
| Price Fair Value | 0.66 | 1.14 | |
| Enterprise Value | 7.5 B | 7.2 B |
Leadership effectiveness at Lincoln National is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield 0.0525 | Forward Dividend Yield 0.0525 | Forward Dividend Rate 1.8 | Beta 1.783 |
Basic technical analysis of Lincoln Stock
As of the 22nd of November, Lincoln National secures the Mean Deviation of 1.6, risk adjusted performance of 0.077, and Downside Deviation of 2.05. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lincoln National, as well as the relationship between them.Lincoln National's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Lincoln National insiders, such as employees or executives, is commonly permitted as long as it does not rely on Lincoln National's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Lincoln National insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Deirdre Connelly over six months ago Acquisition by Deirdre Connelly of 1409 shares of Lincoln National subject to Rule 16b-3 | ||
Dale LeFebvre over six months ago Acquisition by Dale LeFebvre of 1835 shares of Lincoln National subject to Rule 16b-3 | ||
Lynn Utter over a year ago Acquisition by Lynn Utter of 2784 shares of Lincoln National subject to Rule 16b-3 | ||
Isaiah Tidwell over a year ago Acquisition by Isaiah Tidwell of 550 shares of Lincoln National subject to Rule 16b-3 | ||
Lynn Utter over a year ago Acquisition by Lynn Utter of 2668 shares of Lincoln National subject to Rule 16b-3 | ||
Woodroffe Sean over a year ago Acquisition by Woodroffe Sean of 22717 shares of Lincoln National subject to Rule 16b-3 | ||
Woodroffe Sean over a year ago Acquisition by Woodroffe Sean of 22717 shares of Lincoln National subject to Rule 16b-3 |
Lincoln National's Outstanding Corporate Bonds
Lincoln National issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Lincoln National uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Lincoln bonds can be classified according to their maturity, which is the date when Lincoln National has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| LNC 925 Corp BondUS534187BR92 | View | |
| LNC 34 01 MAR 32 Corp BondUS534187BQ10 | View | |
| US534187AU31 Corp BondUS534187AU31 | View | |
| LNC 723407 17 MAY 66 Corp BondUS534187AS84 | View | |
| LINCOLN NATL P Corp BondUS534187AW96 | View | |
| LINCOLN NATL P Corp BondUS534187BA67 | View | |
| LINCOLN NATL P Corp BondUS534187BH11 | View | |
| LINCOLN NATL P Corp BondUS534187BG38 | View |
Understand Lincoln National's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Lincoln National's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.077 | |||
| Market Risk Adjusted Performance | 0.1184 | |||
| Mean Deviation | 1.6 | |||
| Semi Deviation | 1.74 | |||
| Downside Deviation | 2.05 | |||
| Coefficient Of Variation | 1088.41 | |||
| Standard Deviation | 2.45 | |||
| Variance | 6.01 | |||
| Information Ratio | 0.0472 | |||
| Jensen Alpha | 0.0176 | |||
| Total Risk Alpha | (0.10) | |||
| Sortino Ratio | 0.0564 | |||
| Treynor Ratio | 0.1084 | |||
| Maximum Drawdown | 16.67 | |||
| Value At Risk | (3.07) | |||
| Potential Upside | 3.45 | |||
| Downside Variance | 4.21 | |||
| Semi Variance | 3.04 | |||
| Expected Short fall | (1.86) | |||
| Skewness | 1.76 | |||
| Kurtosis | 8.72 |
| Risk Adjusted Performance | 0.077 | |||
| Market Risk Adjusted Performance | 0.1184 | |||
| Mean Deviation | 1.6 | |||
| Semi Deviation | 1.74 | |||
| Downside Deviation | 2.05 | |||
| Coefficient Of Variation | 1088.41 | |||
| Standard Deviation | 2.45 | |||
| Variance | 6.01 | |||
| Information Ratio | 0.0472 | |||
| Jensen Alpha | 0.0176 | |||
| Total Risk Alpha | (0.10) | |||
| Sortino Ratio | 0.0564 | |||
| Treynor Ratio | 0.1084 | |||
| Maximum Drawdown | 16.67 | |||
| Value At Risk | (3.07) | |||
| Potential Upside | 3.45 | |||
| Downside Variance | 4.21 | |||
| Semi Variance | 3.04 | |||
| Expected Short fall | (1.86) | |||
| Skewness | 1.76 | |||
| Kurtosis | 8.72 |
Consider Lincoln National's intraday indicators
Lincoln National intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Lincoln National stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Lincoln National Corporate Filings
F3 | 21st of November 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
13A | 12th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
F4 | 8th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
ASR | 7th of November 2024 Automatic Shelf Registration Statement under Rule 415 filed with the U.S. Securities and Exchange Commission (SEC) | ViewVerify |
Lincoln Stock media impact
Far too much social signal, news, headlines, and media speculation about Lincoln National that are available to investors today. That information is available publicly through Lincoln media outlets and privately through word of mouth or via Lincoln internal channels. However, regardless of the origin, that massive amount of Lincoln data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Lincoln National news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Lincoln National relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Lincoln National's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Lincoln National alpha.
Lincoln National Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Lincoln National can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Lincoln National Historical Investor Sentiment
Investor biases related to Lincoln National's public news can be used to forecast risks associated with an investment in Lincoln. The trend in average sentiment can be used to explain how an investor holding Lincoln can time the market purely based on public headlines and social activities around Lincoln National. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Lincoln National's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Lincoln National and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Lincoln National news discussions. The higher the estimate score, the more favorable the investor's outlook on Lincoln National.
Lincoln National Corporate Directors
| Eric Johnson | Independent Director | Profile | |
| Reginald Davis | Independent Director | Profile | |
| Lynn Utter | Independent Director | Profile | |
| Patrick Pittard | Independent Director | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lincoln National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade Lincoln Stock refer to our How to Trade Lincoln Stock guide.You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lincoln National. If investors know Lincoln will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lincoln National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.736 | Dividend Share 1.8 | Earnings Share 1.43 | Revenue Per Share 79.547 | Quarterly Revenue Growth (0.01) |
The market value of Lincoln National is measured differently than its book value, which is the value of Lincoln that is recorded on the company's balance sheet. Investors also form their own opinion of Lincoln National's value that differs from its market value or its book value, called intrinsic value, which is Lincoln National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lincoln National's market value can be influenced by many factors that don't directly affect Lincoln National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Lincoln National's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Lincoln National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lincoln National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.