Is Nerdwallet Stock a Good Investment?
Nerdwallet Investment Advice | NRDS |
- Examine Nerdwallet's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Nerdwallet's leadership team and their track record. Good management can help Nerdwallet navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact Nerdwallet's business and its evolving consumer preferences.
- Compare Nerdwallet's performance and market position to its competitors. Analyze how Nerdwallet is positioned in terms of product offerings, innovation, and market share.
- Check if Nerdwallet pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Nerdwallet's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Nerdwallet stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Nerdwallet is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Nerdwallet Stock
Researching Nerdwallet's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 78.0% of the company shares are owned by institutional investors. The book value of Nerdwallet was now reported as 4.36. The company recorded a loss per share of 0.14. Nerdwallet had not issued any dividends in recent years. The entity had 3:2 split on the February 9, 1987.
To determine if Nerdwallet is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Nerdwallet's research are outlined below:
| Nerdwallet generated a negative expected return over the last 90 days | |
| The company reported the previous year's revenue of 599.4 M. Net Loss for the year was (11.8 M) with profit before overhead, payroll, taxes, and interest of 576.9 M. | |
| Over 78.0% of the company shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Disposition of 11913 shares by Stclair Lauren of Nerdwallet at 12.6 subject to Rule 16b-3 |
Nerdwallet Quarterly Liabilities And Stockholders Equity |
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Nerdwallet uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Nerdwallet. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Nerdwallet's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 14th of February 2024 Upcoming Quarterly Report | View | |
| 7th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 14th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Nerdwallet's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Nerdwallet's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2022-05-03 | 2022-03-31 | -0.14 | -0.16 | -0.02 | 14 | ||
2022-08-04 | 2022-06-30 | -0.1 | -0.14 | -0.04 | 40 | ||
2023-02-14 | 2022-12-31 | 0.07 | 0.12 | 0.05 | 71 | ||
2021-11-05 | 2021-09-30 | -0.14 | -0.09 | 0.05 | 35 | ||
2024-10-29 | 2024-09-30 | 0.03 | 0.09 | 0.06 | 200 | ||
2022-02-24 | 2021-12-31 | -0.19 | -0.13 | 0.06 | 31 | ||
2024-07-31 | 2024-06-30 | -0.05 | -0.12 | -0.07 | 140 | ||
2023-10-26 | 2023-09-30 | -0.08 | -0.01 | 0.07 | 87 |
Know Nerdwallet's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Nerdwallet is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Nerdwallet backward and forwards among themselves. Nerdwallet's institutional investor refers to the entity that pools money to purchase Nerdwallet's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Renaissance Technologies Corp | 2024-09-30 | 496.9 K | Nuveen Asset Management, Llc | 2024-09-30 | 447.2 K | Connor Clark & Lunn Inv Mgmt Ltd | 2024-09-30 | 353.1 K | Northern Trust Corp | 2024-09-30 | 351.9 K | Charles Schwab Investment Management Inc | 2024-09-30 | 329.4 K | D. E. Shaw & Co Lp | 2024-09-30 | 318.3 K | Arrowstreet Capital Limited Partnership | 2024-09-30 | 302.9 K | Steamboat Capital Partners, Llc | 2024-09-30 | 244.9 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 235.9 K | Innovius Capital Management, Llc | 2024-09-30 | 5.2 M | Vanguard Group Inc | 2024-09-30 | 4.1 M |
Nerdwallet's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.04 B.Market Cap |
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Nerdwallet's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.05) | (0.05) | |
| Return On Capital Employed | 0.01 | 0.02 | |
| Return On Assets | (0.03) | (0.03) | |
| Return On Equity | (0.04) | (0.04) |
Determining Nerdwallet's profitability involves analyzing its financial statements and using various financial metrics to determine if Nerdwallet is a good buy. For example, gross profit margin measures Nerdwallet's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Nerdwallet's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Nerdwallet's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Nerdwallet. Check Nerdwallet's Beneish M Score to see the likelihood of Nerdwallet's management manipulating its earnings.
Evaluate Nerdwallet's management efficiency
Nerdwallet has return on total asset (ROA) of 0.0222 % which means that it generated a profit of $0.0222 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.0306) %, meaning that it created substantial loss on money invested by shareholders. Nerdwallet's management efficiency ratios could be used to measure how well Nerdwallet manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to gain to 0.02 in 2025, despite the fact that Return On Tangible Assets are likely to grow to (0.05). At this time, Nerdwallet's Net Tangible Assets are comparatively stable compared to the past year. Non Currrent Assets Other is likely to gain to about 2.4 M in 2025, whereas Total Assets are likely to drop slightly above 353.8 M in 2025.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 4.31 | 2.38 | |
| Tangible Book Value Per Share | 2.45 | 1.28 | |
| Enterprise Value Over EBITDA | 21.59 | 23.63 | |
| Price Book Value Ratio | 3.54 | 3.36 | |
| Enterprise Value Multiple | 21.59 | 23.63 | |
| Price Fair Value | 3.54 | 3.36 | |
| Enterprise Value | 1 B | 1.7 B |
Management at Nerdwallet focuses on leveraging technology and optimizing operations. We evaluate the impact of these focuses on the company's financial health and stock performance.
Beta 1.389 |
Basic technical analysis of Nerdwallet Stock
As of the 7th of February, Nerdwallet secures the Standard Deviation of 2.76, mean deviation of 2.13, and Risk Adjusted Performance of 0.0028. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Nerdwallet, as well as the relationship between them. Please verify Nerdwallet risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if Nerdwallet is priced some-what accurately, providing market reflects its recent price of 14.2 per share. Given that Nerdwallet has information ratio of (0.04), we recommend you to check Nerdwallet's last-minute market performance to make sure the company can sustain itself at a future point.Nerdwallet's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Nerdwallet insiders, such as employees or executives, is commonly permitted as long as it does not rely on Nerdwallet's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Nerdwallet insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Nerdwallet's Outstanding Corporate Bonds
Nerdwallet issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Nerdwallet uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Nerdwallet bonds can be classified according to their maturity, which is the date when Nerdwallet has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| US64083YAA91 Corp BondUS64083YAA91 | View |
Understand Nerdwallet's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Nerdwallet's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0028 | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 2.13 | |||
| Coefficient Of Variation | (19,658) | |||
| Standard Deviation | 2.76 | |||
| Variance | 7.63 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.32) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 12.68 | |||
| Value At Risk | (4.50) | |||
| Potential Upside | 4.39 | |||
| Skewness | 0.4444 | |||
| Kurtosis | 0.153 |
| Risk Adjusted Performance | 0.0028 | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 2.13 | |||
| Coefficient Of Variation | (19,658) | |||
| Standard Deviation | 2.76 | |||
| Variance | 7.63 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.32) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 12.68 | |||
| Value At Risk | (4.50) | |||
| Potential Upside | 4.39 | |||
| Skewness | 0.4444 | |||
| Kurtosis | 0.153 |
Consider Nerdwallet's intraday indicators
Nerdwallet intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Nerdwallet stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 5201.13 | |||
| Daily Balance Of Power | 0.0625 | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 14.11 | |||
| Day Typical Price | 14.14 | |||
| Price Action Indicator | 0.1 | |||
| Period Momentum Indicator | 0.02 |
Nerdwallet Corporate Filings
| 31st of January 2025 Other Reports | ViewVerify | |
F4 | 7th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
8K | 29th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Nerdwallet Stock media impact
Far too much social signal, news, headlines, and media speculation about Nerdwallet that are available to investors today. That information is available publicly through Nerdwallet media outlets and privately through word of mouth or via Nerdwallet internal channels. However, regardless of the origin, that massive amount of Nerdwallet data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Nerdwallet news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Nerdwallet relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Nerdwallet's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Nerdwallet alpha.
Nerdwallet Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Nerdwallet can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Nerdwallet Maximum Pain Price Across March 21st 2025 Option Contracts
Nerdwallet's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Nerdwallet close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Nerdwallet's options.
Nerdwallet Corporate Management
| Lauren Waugh | Chief Officer | Profile | |
| Caitlin MacNamee | Investor Officer | Profile | |
| Tim Chen | Chairman Cofounder | Profile | |
| Alison McCoy | Vice Marketing | Profile | |
| Kevin Yuann | Chief Officer | Profile | |
| Ekumene Lysonge | Chief Secretary | Profile | |
| Lynee Luque | Chief Officer | Profile |
Additional Tools for Nerdwallet Stock Analysis
When running Nerdwallet's price analysis, check to measure Nerdwallet's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nerdwallet is operating at the current time. Most of Nerdwallet's value examination focuses on studying past and present price action to predict the probability of Nerdwallet's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nerdwallet's price. Additionally, you may evaluate how the addition of Nerdwallet to your portfolios can decrease your overall portfolio volatility.