Choiceone Financial Services Stock Market Value
| COFS Stock | USD 28.76 0.29 1.00% |
| Symbol | ChoiceOne |
Is there potential for Regional Banks market expansion? Will ChoiceOne introduce new products? Factors like these will boost the valuation of ChoiceOne Financial. Projected growth potential of ChoiceOne fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about ChoiceOne Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.157 | Dividend Share 1.13 | Earnings Share 2.01 | Revenue Per Share | Quarterly Revenue Growth 0.797 |
Investors evaluate ChoiceOne Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating ChoiceOne Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause ChoiceOne Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between ChoiceOne Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding ChoiceOne Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, ChoiceOne Financial's market price signifies the transaction level at which participants voluntarily complete trades.
ChoiceOne Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to ChoiceOne Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of ChoiceOne Financial.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in ChoiceOne Financial on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding ChoiceOne Financial Services or generate 0.0% return on investment in ChoiceOne Financial over 90 days. ChoiceOne Financial is related to or competes with Peoples Fin, Red River, Peapack Gladstone, Northfield Bancorp, First Business, Bridgewater Bancshares, and Home Bancorp. ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banki... More
ChoiceOne Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure ChoiceOne Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess ChoiceOne Financial Services upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.78 | |||
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 10.14 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 3.72 |
ChoiceOne Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for ChoiceOne Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as ChoiceOne Financial's standard deviation. In reality, there are many statistical measures that can use ChoiceOne Financial historical prices to predict the future ChoiceOne Financial's volatility.| Risk Adjusted Performance | 0.0059 | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.15) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | (0.01) |
ChoiceOne Financial February 15, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.0059 | |||
| Mean Deviation | 1.29 | |||
| Semi Deviation | 1.73 | |||
| Downside Deviation | 1.78 | |||
| Coefficient Of Variation | 242502.83 | |||
| Standard Deviation | 1.83 | |||
| Variance | 3.35 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.15) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | (0.01) | |||
| Maximum Drawdown | 10.14 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 3.72 | |||
| Downside Variance | 3.17 | |||
| Semi Variance | 2.99 | |||
| Expected Short fall | (1.38) | |||
| Skewness | 0.1733 | |||
| Kurtosis | 1.41 |
ChoiceOne Financial Backtested Returns
Currently, ChoiceOne Financial Services is very steady. ChoiceOne Financial secures Sharpe Ratio (or Efficiency) of 0.022, which signifies that the company had a 0.022 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for ChoiceOne Financial Services, which you can use to evaluate the volatility of the firm. Please confirm ChoiceOne Financial's Risk Adjusted Performance of 0.0059, downside deviation of 1.78, and Mean Deviation of 1.29 to double-check if the risk estimate we provide is consistent with the expected return of 0.0398%. ChoiceOne Financial has a performance score of 1 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.93, which signifies possible diversification benefits within a given portfolio. ChoiceOne Financial returns are very sensitive to returns on the market. As the market goes up or down, ChoiceOne Financial is expected to follow. ChoiceOne Financial right now shows a risk of 1.81%. Please confirm ChoiceOne Financial semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if ChoiceOne Financial will be following its price patterns.
Auto-correlation | 0.29 |
Poor predictability
ChoiceOne Financial Services has poor predictability. Overlapping area represents the amount of predictability between ChoiceOne Financial time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of ChoiceOne Financial price movement. The serial correlation of 0.29 indicates that nearly 29.0% of current ChoiceOne Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.29 | |
| Spearman Rank Test | 0.01 | |
| Residual Average | 0.0 | |
| Price Variance | 0.52 |
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Additional Tools for ChoiceOne Stock Analysis
When running ChoiceOne Financial's price analysis, check to measure ChoiceOne Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ChoiceOne Financial is operating at the current time. Most of ChoiceOne Financial's value examination focuses on studying past and present price action to predict the probability of ChoiceOne Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ChoiceOne Financial's price. Additionally, you may evaluate how the addition of ChoiceOne Financial to your portfolios can decrease your overall portfolio volatility.