Southern First Bancshares Stock Market Value
| SFST Stock | USD 55.16 0.72 1.29% |
| Symbol | Southern |
Is there potential for Regional Banks market expansion? Will Southern introduce new products? Factors like these will boost the valuation of Southern First. If investors know Southern will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Southern First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.752 | Earnings Share 3.69 | Revenue Per Share | Quarterly Revenue Growth 0.226 | Return On Assets |
Investors evaluate Southern First Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Southern First's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Southern First's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Southern First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Southern First's market price signifies the transaction level at which participants voluntarily complete trades.
Southern First 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Southern First's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Southern First.
| 12/04/2025 |
| 03/04/2026 |
If you would invest 0.00 in Southern First on December 4, 2025 and sell it all today you would earn a total of 0.00 from holding Southern First Bancshares or generate 0.0% return on investment in Southern First over 90 days. Southern First is related to or competes with West Bancorporation, US Century, Carter Bank, Greene County, Pioneer Bancorp, Bankwell Financial, and Kearny Financial. Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banki... More
Southern First Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Southern First's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Southern First Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.22 | |||
| Information Ratio | 0.0428 | |||
| Maximum Drawdown | 13.26 | |||
| Value At Risk | (2.30) | |||
| Potential Upside | 3.36 |
Southern First Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Southern First's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Southern First's standard deviation. In reality, there are many statistical measures that can use Southern First historical prices to predict the future Southern First's volatility.| Risk Adjusted Performance | 0.0551 | |||
| Jensen Alpha | 0.089 | |||
| Total Risk Alpha | 0.0236 | |||
| Sortino Ratio | 0.0416 | |||
| Treynor Ratio | 0.118 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Southern First's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Southern First March 4, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.0551 | |||
| Market Risk Adjusted Performance | 0.128 | |||
| Mean Deviation | 1.44 | |||
| Semi Deviation | 2.07 | |||
| Downside Deviation | 2.22 | |||
| Coefficient Of Variation | 1552.85 | |||
| Standard Deviation | 2.16 | |||
| Variance | 4.68 | |||
| Information Ratio | 0.0428 | |||
| Jensen Alpha | 0.089 | |||
| Total Risk Alpha | 0.0236 | |||
| Sortino Ratio | 0.0416 | |||
| Treynor Ratio | 0.118 | |||
| Maximum Drawdown | 13.26 | |||
| Value At Risk | (2.30) | |||
| Potential Upside | 3.36 | |||
| Downside Variance | 4.95 | |||
| Semi Variance | 4.27 | |||
| Expected Short fall | (1.71) | |||
| Skewness | (1.13) | |||
| Kurtosis | 4.95 |
Southern First Bancshares Backtested Returns
Currently, Southern First Bancshares is very steady. Southern First Bancshares owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0504, which indicates the firm had a 0.0504 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Southern First Bancshares, which you can use to evaluate the volatility of the company. Please validate Southern First's Risk Adjusted Performance of 0.0551, coefficient of variation of 1552.85, and Semi Deviation of 2.07 to confirm if the risk estimate we provide is consistent with the expected return of 0.11%. Southern First has a performance score of 4 on a scale of 0 to 100. The entity has a beta of 1.1, which indicates a somewhat significant risk relative to the market. Southern First returns are very sensitive to returns on the market. As the market goes up or down, Southern First is expected to follow. Southern First Bancshares right now has a risk of 2.22%. Please validate Southern First sortino ratio, semi variance, as well as the relationship between the Semi Variance and rate of daily change , to decide if Southern First will be following its existing price patterns.
Auto-correlation | -0.62 |
Very good reverse predictability
Southern First Bancshares has very good reverse predictability. Overlapping area represents the amount of predictability between Southern First time series from 4th of December 2025 to 18th of January 2026 and 18th of January 2026 to 4th of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Southern First Bancshares price movement. The serial correlation of -0.62 indicates that roughly 62.0% of current Southern First price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.62 | |
| Spearman Rank Test | -0.14 | |
| Residual Average | 0.0 | |
| Price Variance | 5.06 |
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Additional Tools for Southern Stock Analysis
When running Southern First's price analysis, check to measure Southern First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern First is operating at the current time. Most of Southern First's value examination focuses on studying past and present price action to predict the probability of Southern First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern First's price. Additionally, you may evaluate how the addition of Southern First to your portfolios can decrease your overall portfolio volatility.