United Security Bancshares Stock Market Value
| UBFO Stock | USD 10.97 0.01 0.09% |
| Symbol | United |
Will Regional Banks sector continue expanding? Could United diversify its offerings? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every United Security data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.045 | Dividend Share 0.48 | Earnings Share 0.65 | Revenue Per Share | Quarterly Revenue Growth 0.066 |
Investors evaluate United Security Banc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating United Security's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause United Security's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, United Security's market price signifies the transaction level at which participants voluntarily complete trades.
United Security 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to United Security's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of United Security.
| 11/20/2025 |
| 02/18/2026 |
If you would invest 0.00 in United Security on November 20, 2025 and sell it all today you would earn a total of 0.00 from holding United Security Bancshares or generate 0.0% return on investment in United Security over 90 days. United Security is related to or competes with BV Financial, Citizens Community, Hanover Bancorp, Ohio Valley, First Capital, Peoples Bancorp, and First Internet. United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that pr... More
United Security Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure United Security's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess United Security Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.05 | |||
| Information Ratio | 0.1124 | |||
| Maximum Drawdown | 5.92 | |||
| Value At Risk | (1.45) | |||
| Potential Upside | 3.25 |
United Security Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Security's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as United Security's standard deviation. In reality, there are many statistical measures that can use United Security historical prices to predict the future United Security's volatility.| Risk Adjusted Performance | 0.1241 | |||
| Jensen Alpha | 0.1923 | |||
| Total Risk Alpha | 0.1236 | |||
| Sortino Ratio | 0.1486 | |||
| Treynor Ratio | 1.38 |
United Security February 18, 2026 Technical Indicators
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| Volume Indicators |
| Risk Adjusted Performance | 0.1241 | |||
| Market Risk Adjusted Performance | 1.39 | |||
| Mean Deviation | 1.01 | |||
| Semi Deviation | 0.8154 | |||
| Downside Deviation | 1.05 | |||
| Coefficient Of Variation | 663.23 | |||
| Standard Deviation | 1.38 | |||
| Variance | 1.91 | |||
| Information Ratio | 0.1124 | |||
| Jensen Alpha | 0.1923 | |||
| Total Risk Alpha | 0.1236 | |||
| Sortino Ratio | 0.1486 | |||
| Treynor Ratio | 1.38 | |||
| Maximum Drawdown | 5.92 | |||
| Value At Risk | (1.45) | |||
| Potential Upside | 3.25 | |||
| Downside Variance | 1.09 | |||
| Semi Variance | 0.6648 | |||
| Expected Short fall | (1.31) | |||
| Skewness | 0.7602 | |||
| Kurtosis | 1.29 |
United Security Banc Backtested Returns
United Security appears to be very steady, given 3 months investment horizon. United Security Banc owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.18, which indicates the firm had a 0.18 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for United Security Bancshares, which you can use to evaluate the volatility of the company. Please review United Security's Risk Adjusted Performance of 0.1241, semi deviation of 0.8154, and Coefficient Of Variation of 663.23 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, United Security holds a performance score of 14. The entity has a beta of 0.14, which indicates not very significant fluctuations relative to the market. As returns on the market increase, United Security's returns are expected to increase less than the market. However, during the bear market, the loss of holding United Security is expected to be smaller as well. Please check United Security's semi variance, and the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether United Security's existing price patterns will revert.
Auto-correlation | 0.63 |
Good predictability
United Security Bancshares has good predictability. Overlapping area represents the amount of predictability between United Security time series from 20th of November 2025 to 4th of January 2026 and 4th of January 2026 to 18th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of United Security Banc price movement. The serial correlation of 0.63 indicates that roughly 63.0% of current United Security price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.63 | |
| Spearman Rank Test | 0.56 | |
| Residual Average | 0.0 | |
| Price Variance | 0.2 |
Pair Trading with United Security
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Security position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Security will appreciate offsetting losses from the drop in the long position's value.Moving together with United Stock
| 0.89 | BNPH | BNP PARIBAS ADR | PairCorr |
| 0.65 | BIRG | Bank of Ireland | PairCorr |
| 0.73 | AON0 | AOZORA BANK LTD | PairCorr |
| 0.89 | AX | Axos Financial | PairCorr |
| 0.94 | BY | Byline Bancorp | PairCorr |
Moving against United Stock
| 0.66 | 3YB | Postal Savings Bank | PairCorr |
| 0.44 | ICBA | ICICI Bank Limited | PairCorr |
| 0.33 | C3B | Chongqing Rural Comm | PairCorr |
The ability to find closely correlated positions to United Security could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Security when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Security - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Security Bancshares to buy it.
The correlation of United Security is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Security moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Security Banc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Security can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out United Security Correlation, United Security Volatility and United Security Performance module to complement your research on United Security. You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
United Security technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.