Waterstone Financial Stock Market Value
| WSBF Stock | USD 17.68 0.52 2.86% |
| Symbol | Waterstone |
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Waterstone Financial. If investors know Waterstone will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Waterstone Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.744 | Dividend Share 0.6 | Earnings Share 1.33 | Revenue Per Share | Quarterly Revenue Growth 0.083 |
The market value of Waterstone Financial is measured differently than its book value, which is the value of Waterstone that is recorded on the company's balance sheet. Investors also form their own opinion of Waterstone Financial's value that differs from its market value or its book value, called intrinsic value, which is Waterstone Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Waterstone Financial's market value can be influenced by many factors that don't directly affect Waterstone Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Waterstone Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Waterstone Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Waterstone Financial.
| 10/25/2025 |
| 01/23/2026 |
If you would invest 0.00 in Waterstone Financial on October 25, 2025 and sell it all today you would earn a total of 0.00 from holding Waterstone Financial or generate 0.0% return on investment in Waterstone Financial over 90 days. Waterstone Financial is related to or competes with Plumas Bancorp, Citizens Northern, Colony Bankcorp, First Bancorp, BayCom Corp, FS Bancorp, and Isabella Bank. Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial se... More
Waterstone Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Waterstone Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Waterstone Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.1 | |||
| Information Ratio | 0.1877 | |||
| Maximum Drawdown | 6.43 | |||
| Value At Risk | (1.51) | |||
| Potential Upside | 2.59 |
Waterstone Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Waterstone Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Waterstone Financial's standard deviation. In reality, there are many statistical measures that can use Waterstone Financial historical prices to predict the future Waterstone Financial's volatility.| Risk Adjusted Performance | 0.2006 | |||
| Jensen Alpha | 0.3095 | |||
| Total Risk Alpha | 0.1747 | |||
| Sortino Ratio | 0.2287 | |||
| Treynor Ratio | 0.9212 |
Waterstone Financial January 23, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.2006 | |||
| Market Risk Adjusted Performance | 0.9312 | |||
| Mean Deviation | 0.9965 | |||
| Semi Deviation | 0.6753 | |||
| Downside Deviation | 1.1 | |||
| Coefficient Of Variation | 376.49 | |||
| Standard Deviation | 1.34 | |||
| Variance | 1.78 | |||
| Information Ratio | 0.1877 | |||
| Jensen Alpha | 0.3095 | |||
| Total Risk Alpha | 0.1747 | |||
| Sortino Ratio | 0.2287 | |||
| Treynor Ratio | 0.9212 | |||
| Maximum Drawdown | 6.43 | |||
| Value At Risk | (1.51) | |||
| Potential Upside | 2.59 | |||
| Downside Variance | 1.2 | |||
| Semi Variance | 0.456 | |||
| Expected Short fall | (1.20) | |||
| Skewness | 0.5311 | |||
| Kurtosis | 1.3 |
Waterstone Financial Backtested Returns
Waterstone Financial appears to be very steady, given 3 months investment horizon. Waterstone Financial shows Sharpe Ratio of 0.19, which attests that the company had a 0.19 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Waterstone Financial, which you can use to evaluate the volatility of the company. Please utilize Waterstone Financial's Mean Deviation of 0.9965, downside deviation of 1.1, and Market Risk Adjusted Performance of 0.9312 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Waterstone Financial holds a performance score of 14. The firm maintains a market beta of 0.37, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Waterstone Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Waterstone Financial is expected to be smaller as well. Please check Waterstone Financial's skewness, and the relationship between the potential upside and rate of daily change , to make a quick decision on whether Waterstone Financial's historical returns will revert.
Auto-correlation | 0.73 |
Good predictability
Waterstone Financial has good predictability. Overlapping area represents the amount of predictability between Waterstone Financial time series from 25th of October 2025 to 9th of December 2025 and 9th of December 2025 to 23rd of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Waterstone Financial price movement. The serial correlation of 0.73 indicates that around 73.0% of current Waterstone Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.73 | |
| Spearman Rank Test | 0.49 | |
| Residual Average | 0.0 | |
| Price Variance | 0.27 |
Currently Active Assets on Macroaxis
When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports:Check out Waterstone Financial Correlation, Waterstone Financial Volatility and Waterstone Financial Alpha and Beta module to complement your research on Waterstone Financial. For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Waterstone Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.