Ally Financial Net Worth
Ally Financial Net Worth Breakdown | ALLY |
Ally Financial Net Worth Analysis
Ally Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Ally Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Ally Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Ally Financial's net worth analysis. One common approach is to calculate Ally Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Ally Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Ally Financial's net worth. This approach calculates the present value of Ally Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Ally Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Ally Financial's net worth. This involves comparing Ally Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Ally Financial's net worth relative to its peers.
Enterprise Value |
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To determine if Ally Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Ally Financial's net worth research are outlined below:
| Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Ally Financial currently holds 20.23 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity. | |
| Over 83.0% of Ally Financial shares are held by institutions such as insurance companies | |
| Latest headline from zacks.com: Unlocking Q4 Potential of Ally Financial Exploring Wall Street Estimates for Key Metrics |
Ally Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Ally Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Ally Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 17th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Ally Financial Target Price Consensus
Ally target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Ally Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 21 | Buy |
Most Ally analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Ally stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Ally Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationAlly Financial Target Price Projection
Ally Financial's current and average target prices are 39.01 and 43.07, respectively. The current price of Ally Financial is the price at which Ally Financial is currently trading. On the other hand, Ally Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Ally Financial Market Quote on 27th of January 2025
Target Price
Analyst Consensus On Ally Financial Target Price
Know Ally Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Ally Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Ally Financial backward and forwards among themselves. Ally Financial's institutional investor refers to the entity that pools money to purchase Ally Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Moore Capital Management, Lp | 2024-09-30 | 3.8 M | Millennium Management Llc | 2024-09-30 | 3.6 M | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 3.6 M | Bank Of New York Mellon Corp | 2024-09-30 | 3.5 M | Boston Partners Global Investors, Inc | 2024-09-30 | 3.5 M | Fmr Inc | 2024-09-30 | 3.2 M | Northern Trust Corp | 2024-09-30 | 3.1 M | Australiansuper Pty Ltd | 2024-09-30 | 2.9 M | Goldman Sachs Group Inc | 2024-09-30 | 2.7 M | Berkshire Hathaway Inc | 2024-09-30 | 29 M | Blackrock Inc | 2024-09-30 | 28.3 M |
Follow Ally Financial's market capitalization trends
The company currently falls under 'Large-Cap' category with a current market capitalization of 11.91 B.Market Cap |
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Project Ally Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.03 | |
| Return On Equity | 0.09 | 0.05 |
When accessing Ally Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Ally Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Ally Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Ally Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Ally Financial. Check Ally Financial's Beneish M Score to see the likelihood of Ally Financial's management manipulating its earnings.
Evaluate Ally Financial's management efficiency
Return On Capital Employed is likely to rise to 0.03 in 2025, whereas Return On Tangible Assets are likely to drop 0 in 2025. At this time, Ally Financial's Non Current Assets Total are fairly stable compared to the past year. Non Currrent Assets Other is likely to rise to about 215.1 B in 2025, whereas Total Assets are likely to drop slightly above 160.3 B in 2025. Ally Financial's management efficiency ratios could be used to measure how well Ally Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 52.12 | 62.13 | |
| Tangible Book Value Per Share | 49.31 | 49.68 | |
| Enterprise Value Over EBITDA | 9.05 | 7.53 | |
| Price Book Value Ratio | 0.69 | 0.46 | |
| Enterprise Value Multiple | 9.05 | 7.53 | |
| Price Fair Value | 0.69 | 0.46 | |
| Enterprise Value | 88.5 B | 140.9 B |
The decision-making processes within Ally Financial are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Enterprise Value Revenue 3.7138 | Revenue | Quarterly Revenue Growth (0.01) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ally Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ally Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Ally Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Ally Financial Corporate Filings
8K | 22nd of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 13th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 10th of December 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
| 4th of December 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify |
Ally Financial Earnings Estimation Breakdown
The calculation of Ally Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Ally Financial is estimated to be 0.4875 with the future projection ranging from a low of 0.19 to a high of 0.79. Please be aware that this consensus of annual earnings estimates for Ally Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.19 Lowest | Expected EPS | 0.79 Highest |
Ally Financial Earnings Projection Consensus
Suppose the current estimates of Ally Financial's value are higher than the current market price of the Ally Financial stock. In this case, investors may conclude that Ally Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Ally Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 20 | 81.21% | 0.78 | 0.4875 | 1.8 |
Ally Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Ally Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Ally Financial predict the company's earnings will be in the future. The higher the earnings per share of Ally Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Ally Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Ally Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Ally Financial should always be considered in relation to other companies to make a more educated investment decision.Ally Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Ally Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-17 | 2024-12-31 | 0.6 | 0.78 | 0.18 | 30 | ||
2024-10-18 | 2024-09-30 | 0.53 | 0.95 | 0.42 | 79 | ||
2024-07-17 | 2024-06-30 | 0.64 | 0.97 | 0.33 | 51 | ||
2024-04-18 | 2024-03-31 | 0.33 | 0.45 | 0.12 | 36 | ||
2024-01-19 | 2023-12-31 | 0.45 | 0.45 | 0.0 | 0 | ||
2023-10-18 | 2023-09-30 | 0.8 | 0.83 | 0.03 | 3 | ||
2023-07-19 | 2023-06-30 | 0.92 | 0.96 | 0.04 | 4 | ||
2023-04-19 | 2023-03-31 | 0.87 | 0.82 | -0.05 | 5 | ||
2023-01-20 | 2022-12-31 | 1 | 1.08 | 0.08 | 8 | ||
2022-10-19 | 2022-09-30 | 1.7 | 1.12 | -0.58 | 34 | ||
2022-07-19 | 2022-06-30 | 1.86 | 1.76 | -0.1 | 5 | ||
2022-04-14 | 2022-03-31 | 1.93 | 2.03 | 0.1 | 5 | ||
2022-01-21 | 2021-12-31 | 1.96 | 2.02 | 0.06 | 3 | ||
2021-10-21 | 2021-09-30 | 1.95 | 2.16 | 0.21 | 10 | ||
2021-07-20 | 2021-06-30 | 1.48 | 2.33 | 0.85 | 57 | ||
2021-04-16 | 2021-03-31 | 1.15 | 2.09 | 0.94 | 81 | ||
2021-01-22 | 2020-12-31 | 1.05 | 1.6 | 0.55 | 52 | ||
2020-10-16 | 2020-09-30 | 0.69 | 1.25 | 0.56 | 81 | ||
2020-07-17 | 2020-06-30 | 0.28 | 0.61 | 0.33 | 117 | ||
2020-04-20 | 2020-03-31 | 0.7 | -0.44 | -1.14 | 162 | ||
2020-01-22 | 2019-12-31 | 0.93 | 0.95 | 0.02 | 2 | ||
2019-10-16 | 2019-09-30 | 0.98 | 1.01 | 0.03 | 3 | ||
2019-07-18 | 2019-06-30 | 0.88 | 0.97 | 0.09 | 10 | ||
2019-04-18 | 2019-03-31 | 0.78 | 0.8 | 0.02 | 2 | ||
2019-01-30 | 2018-12-31 | 0.83 | 0.92 | 0.09 | 10 | ||
2018-10-25 | 2018-09-30 | 0.8 | 0.91 | 0.11 | 13 | ||
2018-07-26 | 2018-06-30 | 0.71 | 0.83 | 0.12 | 16 | ||
2018-04-26 | 2018-03-31 | 0.66 | 0.68 | 0.02 | 3 | ||
2018-01-30 | 2017-12-31 | 0.61 | 0.7 | 0.09 | 14 | ||
2017-10-25 | 2017-09-30 | 0.59 | 0.65 | 0.06 | 10 | ||
2017-07-27 | 2017-06-30 | 0.52 | 0.58 | 0.06 | 11 | ||
2017-04-27 | 2017-03-31 | 0.48 | 0.48 | 0.0 | 0 | ||
2017-01-31 | 2016-12-31 | 0.51 | 0.54 | 0.03 | 5 | ||
2016-10-26 | 2016-09-30 | 0.59 | 0.56 | -0.03 | 5 | ||
2016-07-26 | 2016-06-30 | 0.51 | 0.54 | 0.03 | 5 | ||
2016-04-26 | 2016-03-31 | 0.54 | 0.52 | -0.02 | 3 | ||
2016-02-02 | 2015-12-31 | 0.51 | 0.52 | 0.01 | 1 | ||
2015-10-29 | 2015-09-30 | 0.51 | 0.51 | 0.0 | 0 | ||
2015-07-28 | 2015-06-30 | 0.45 | 0.46 | 0.01 | 2 | ||
2015-04-28 | 2015-03-31 | 0.42 | 0.52 | 0.1 | 23 | ||
2015-01-29 | 2014-12-31 | 0.4 | 0.4 | 0.0 | 0 | ||
2014-10-29 | 2014-09-30 | 0.41 | 0.53 | 0.12 | 29 | ||
2014-07-29 | 2014-06-30 | 0.33 | 0.42 | 0.09 | 27 |
Ally Financial Corporate Directors
| John Stack | Independent Director | Profile | |
| Kenneth Bacon | Independent Director | Profile | |
| Katryn Blake | Independent Director | Profile | |
| Mayree Clark | Independent Director | Profile |
Already Invested in Ally Financial?
The danger of trading Ally Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Ally Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Ally Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Ally Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additional Tools for Ally Stock Analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.