Ally Financial Stock Technical Analysis
| ALLY Stock | USD 42.33 0.63 1.47% |
As of the 30th of January, Ally Financial shows the Mean Deviation of 1.31, downside deviation of 1.69, and Risk Adjusted Performance of 0.0344. Ally Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Ally Financial Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as Ally, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to AllyAlly Financial's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.Ally Financial Analyst Consensus
| Target Price | Advice | # of Analysts | |
| 53.0 | Buy | 20 | Odds |
Most Ally analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Ally stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Ally Financial, talking to its executives and customers, or listening to Ally conference calls.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Ally Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 2.654 | Dividend Share 1.2 | Earnings Share 2.37 | Revenue Per Share | Quarterly Revenue Growth 0.12 |
The market value of Ally Financial is measured differently than its book value, which is the value of Ally that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Ally Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Ally Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Ally Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Ally Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Ally Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Ally Financial.
| 11/01/2025 |
| 01/30/2026 |
If you would invest 0.00 in Ally Financial on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding Ally Financial or generate 0.0% return on investment in Ally Financial over 90 days. Ally Financial is related to or competes with SLM Corp, Navient Corp, Credit Acceptance, FirstCash, Synchrony Financial, Sezzle, and OneMain Holdings. Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to c... More
Ally Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Ally Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Ally Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.69 | |||
| Information Ratio | 0.0033 | |||
| Maximum Drawdown | 8.03 | |||
| Value At Risk | (2.73) | |||
| Potential Upside | 2.77 |
Ally Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ally Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Ally Financial's standard deviation. In reality, there are many statistical measures that can use Ally Financial historical prices to predict the future Ally Financial's volatility.| Risk Adjusted Performance | 0.0344 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0033 | |||
| Treynor Ratio | 0.0412 |
Ally Financial January 30, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0344 | |||
| Market Risk Adjusted Performance | 0.0512 | |||
| Mean Deviation | 1.31 | |||
| Semi Deviation | 1.56 | |||
| Downside Deviation | 1.69 | |||
| Coefficient Of Variation | 2533.14 | |||
| Standard Deviation | 1.69 | |||
| Variance | 2.87 | |||
| Information Ratio | 0.0033 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0033 | |||
| Treynor Ratio | 0.0412 | |||
| Maximum Drawdown | 8.03 | |||
| Value At Risk | (2.73) | |||
| Potential Upside | 2.77 | |||
| Downside Variance | 2.85 | |||
| Semi Variance | 2.45 | |||
| Expected Short fall | (1.38) | |||
| Skewness | 0.1235 | |||
| Kurtosis | 0.382 |
Ally Financial Backtested Returns
At this stage we consider Ally Stock to be very steady. Ally Financial secures Sharpe Ratio (or Efficiency) of 0.0931, which signifies that the company had a 0.0931 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for Ally Financial, which you can use to evaluate the volatility of the firm. Please confirm Ally Financial's Mean Deviation of 1.31, downside deviation of 1.69, and Risk Adjusted Performance of 0.0344 to double-check if the risk estimate we provide is consistent with the expected return of 0.16%. Ally Financial has a performance score of 7 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.38, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Ally Financial will likely underperform. Ally Financial right now shows a risk of 1.71%. Please confirm Ally Financial treynor ratio, as well as the relationship between the expected short fall and price action indicator , to decide if Ally Financial will be following its price patterns.
Auto-correlation | -0.84 |
Excellent reverse predictability
Ally Financial has excellent reverse predictability. Overlapping area represents the amount of predictability between Ally Financial time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Ally Financial price movement. The serial correlation of -0.84 indicates that around 84.0% of current Ally Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.84 | |
| Spearman Rank Test | -0.55 | |
| Residual Average | 0.0 | |
| Price Variance | 2.85 |
Ally Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
Ally Financial Technical Analysis
Indicator |
The output start index for this execution was one with a total number of output elements of sixty. The True Range is a measure of Ally Financial volatility developed by Welles Wilder.
About Ally Financial Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of Ally Financial on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of Ally Financial based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on Ally Financial price pattern first instead of the macroeconomic environment surrounding Ally Financial. By analyzing Ally Financial's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of Ally Financial's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to Ally Financial specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2026 (projected) | Dividend Yield | 0.0451 | 0.0436 | 0.0252 | Price To Sales Ratio | 0.66 | 0.68 | 1.22 |
Ally Financial January 30, 2026 Technical Indicators
Most technical analysis of Ally help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for Ally from various momentum indicators to cycle indicators. When you analyze Ally charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0344 | |||
| Market Risk Adjusted Performance | 0.0512 | |||
| Mean Deviation | 1.31 | |||
| Semi Deviation | 1.56 | |||
| Downside Deviation | 1.69 | |||
| Coefficient Of Variation | 2533.14 | |||
| Standard Deviation | 1.69 | |||
| Variance | 2.87 | |||
| Information Ratio | 0.0033 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0033 | |||
| Treynor Ratio | 0.0412 | |||
| Maximum Drawdown | 8.03 | |||
| Value At Risk | (2.73) | |||
| Potential Upside | 2.77 | |||
| Downside Variance | 2.85 | |||
| Semi Variance | 2.45 | |||
| Expected Short fall | (1.38) | |||
| Skewness | 0.1235 | |||
| Kurtosis | 0.382 |
Ally Financial January 30, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as Ally stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.00 | ||
| Daily Balance Of Power | (Huge) | ||
| Rate Of Daily Change | 0.99 | ||
| Day Median Price | 42.33 | ||
| Day Typical Price | 42.33 | ||
| Price Action Indicator | (0.32) |
Additional Tools for Ally Stock Analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.