Ally Financial Stock Analysis
ALLY Stock | USD 37.19 1.66 4.67% |
Ally Financial is overvalued with Real Value of 33.35 and Target Price of 30.06. The main objective of Ally Financial stock analysis is to determine its intrinsic value, which is an estimate of what Ally Financial is worth, separate from its market price. There are two main types of Ally Financial's stock analysis: fundamental analysis and technical analysis.
The Ally Financial stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Ally Financial is usually not traded on Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday. Ally Stock trading window is adjusted to America/New York timezone.
Ally |
Ally Stock Analysis Notes
About 83.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.87. Some equities with similar Price to Book (P/B) outperform the market in the long run. Ally Financial has Price/Earnings To Growth (PEG) ratio of 0.57. The entity last dividend was issued on the 1st of November 2024. The firm had 310:1 split on the 10th of April 2014. Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Ally Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 10500 people. For more info on Ally Financial please contact Jeffrey Brown at 866 710 4623 or go to https://www.ally.com.Ally Financial Quarterly Total Revenue |
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Ally Financial Investment Alerts
Ally Financial generated a negative expected return over the last 90 days | |
Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
Ally Financial currently holds 20.23 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity. | |
Over 83.0% of Ally Financial shares are held by institutions such as insurance companies | |
On 15th of November 2024 Ally Financial paid $ 0.3 per share dividend to its current shareholders | |
Latest headline from gurufocus.com: Ally Announces Several New Leadership Appointments |
Ally Financial Upcoming and Recent Events
Earnings reports are used by Ally Financial to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
17th of April 2024 Upcoming Quarterly Report | View | |
17th of July 2024 Next Financial Report | View | |
31st of March 2024 Next Fiscal Quarter End | View | |
17th of January 2025 Next Fiscal Year End | View | |
31st of December 2023 Last Quarter Report | View | |
31st of December 2023 Last Financial Announcement | View |
Ally Largest EPS Surprises
Earnings surprises can significantly impact Ally Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
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2017-10-25 | 2017-09-30 | 0.59 | 0.65 | 0.06 | 10 | ||
2017-07-27 | 2017-06-30 | 0.52 | 0.58 | 0.06 | 11 | ||
2019-07-18 | 2019-06-30 | 0.88 | 0.97 | 0.09 | 10 |
Ally Financial Environmental, Social, and Governance (ESG) Scores
Ally Financial's ESG score is a quantitative measure that evaluates Ally Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Ally Financial's operations that may have significant financial implications and affect Ally Financial's stock price as well as guide investors towards more socially responsible investments.
Ally Financial Thematic Classifications
In addition to having Ally Financial stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Warren Buffett HoldingsEquities that Berkshire Hathaway invests in via either BRK-A or BRK-B common stocks |
Ally Stock Institutional Investors
Shares | Thrivent Financial For Lutherans | 2024-09-30 | 4.4 M | Moore Capital Management, Lp | 2024-06-30 | 3.8 M | Bank Of New York Mellon Corp | 2024-06-30 | 3.7 M | First Manhattan Co. Llc | 2024-06-30 | 3.4 M | Fmr Inc | 2024-09-30 | 3.2 M | Holocene Advisors, Lp | 2024-06-30 | 3.2 M | Northern Trust Corp | 2024-09-30 | 3.1 M | Australiansuper Pty Ltd | 2024-09-30 | 2.9 M | Donald Smith & Co Inc | 2024-06-30 | 2.6 M | Berkshire Hathaway Inc | 2024-06-30 | 29 M | Blackrock Inc | 2024-06-30 | 28.4 M |
Ally Market Capitalization
The company currently falls under 'Large-Cap' category with a current market capitalization of 10.83 B.Ally Profitablity
The company has Profit Margin (PM) of 0.13 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.14 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.14.Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.01 | 0.01 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.07 | 0.05 |
Management Efficiency
At this time, Ally Financial's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to rise to 0.01 in 2024, whereas Return On Capital Employed is likely to drop 0.01 in 2024. At this time, Ally Financial's Total Current Assets are fairly stable compared to the past year. Net Tangible Assets is likely to rise to about 11.4 B in 2024, whereas Total Assets are likely to drop slightly above 160.3 B in 2024. Ally Financial's management efficiency ratios could be used to measure how well Ally Financial manages its routine affairs as well as how well it operates its assets and liabilities.Last Reported | Projected for Next Year | ||
Book Value Per Share | 45.32 | 62.13 | |
Tangible Book Value Per Share | 42.88 | 49.68 | |
Enterprise Value Over EBITDA | 10.06 | 7.53 | |
Price Book Value Ratio | 0.77 | 0.46 | |
Enterprise Value Multiple | 10.06 | 7.53 | |
Price Fair Value | 0.77 | 0.46 | |
Enterprise Value | 88.5 B | 140.9 B |
The decision-making processes within Ally Financial are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Dividend Yield 0.0338 | Operating Margin 0.1405 | Profit Margin 0.1307 | Forward Dividend Yield 0.0338 | Beta 1.389 |
Technical Drivers
As of the 21st of November, Ally Financial shows the Mean Deviation of 1.48, risk adjusted performance of (0.05), and Standard Deviation of 2.8. Ally Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Ally Financial Price Movement Analysis
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Ally Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Ally Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Ally Financial Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ally Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ally Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Ally Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Douglas Timmerman over two weeks ago Disposition of 1028 shares by Douglas Timmerman of Ally Financial at 34.42 subject to Rule 16b-3 | ||
David DeBrunner over three months ago Acquisition by David DeBrunner of 10268 shares of Ally Financial at 37.62 subject to Rule 16b-3 | ||
Kenneth Bacon over six months ago Acquisition by Kenneth Bacon of 3528 shares of Ally Financial at 41.1 subject to Rule 16b-3 | ||
Rhodes Michael George over six months ago Disposition of tradable shares by Rhodes Michael George of Ally Financial subject to Rule 16b-3 | ||
Bradley Brown over six months ago Acquisition by Bradley Brown of 29003 shares of Ally Financial at 25.86 subject to Rule 16b-3 | ||
David Reilly over six months ago Acquisition by David Reilly of 801 shares of Ally Financial subject to Rule 16b-3 |
Ally Financial Outstanding Bonds
Ally Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Ally Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Ally bonds can be classified according to their maturity, which is the date when Ally Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
ALLSTATE P 555 Corp BondUS020002AS04 | View | |
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Dana 575 percent Corp BondUS235822AB96 | View | |
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ALLSTATE P 535 Corp BondUS020002AQ48 | View |
Ally Financial Predictive Daily Indicators
Ally Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Ally Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Ally Financial Corporate Filings
F4 | 19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
18th of November 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify | |
13th of November 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify | |
F4 | 6th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 5th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
4th of November 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify | |
29th of October 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify | |
28th of October 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify |
Ally Financial Forecast Models
Ally Financial's time-series forecasting models are one of many Ally Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Ally Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Ally Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Ally Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Ally shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Ally Financial. By using and applying Ally Stock analysis, traders can create a robust methodology for identifying Ally entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.12 | 0.11 | |
Operating Profit Margin | 0.26 | 0.40 | |
Net Profit Margin | 0.11 | 0.12 | |
Gross Profit Margin | 0.56 | 0.37 |
Current Ally Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Ally analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Ally analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
30.06 | Buy | 21 | Odds |
Most Ally analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Ally stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Ally Financial, talking to its executives and customers, or listening to Ally conference calls.
Ally Stock Analysis Indicators
Ally Financial stock analysis indicators help investors evaluate how Ally Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Ally Financial shares will generate the highest return on investment. By understating and applying Ally Financial stock analysis, traders can identify Ally Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow | 6.2 B | |
Long Term Debt | 17.6 B | |
Common Stock Shares Outstanding | 305.1 M | |
Total Stockholder Equity | 13.8 B | |
Tax Provision | 61 M | |
Quarterly Earnings Growth Y O Y | 0.205 | |
Property Plant And Equipment Net | 10.5 B | |
Cash And Short Term Investments | 31.4 B | |
Cash | 6.9 B | |
Accounts Payable | 1.4 B | |
Net Debt | 13.3 B | |
50 Day M A | 35.1158 | |
Total Current Liabilities | 7.4 B | |
Other Operating Expenses | 9.1 B | |
Non Current Assets Total | 11.3 B | |
Forward Price Earnings | 7.8927 | |
Non Currrent Assets Other | -11.3 B | |
Stock Based Compensation | 127 M |
Additional Tools for Ally Stock Analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.