Citizens Stock Performance
| CIA Stock | USD 4.83 0.33 6.40% |
The firm shows a Beta (market volatility) of 1.13, which signifies a somewhat significant risk relative to the market. Citizens returns are very sensitive to returns on the market. As the market goes up or down, Citizens is expected to follow. At this point, Citizens has a negative expected return of -0.0477%. Please make sure to confirm Citizens' accumulation distribution, day typical price, and the relationship between the skewness and rate of daily change , to decide if Citizens performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Citizens has generated negative risk-adjusted returns adding no value to investors with long positions. Despite somewhat strong forward indicators, Citizens is not utilizing all of its potentials. The latest stock price disturbance, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return (6.40) | Five Day Return (5.66) | Year To Date Return 12.06 | Ten Year Return (34.99) | All Time Return 15.55 |
Last Split Factor 107:100 | Last Split Date 2005-12-13 |
1 | Lemonade price target raised by 20 at Citizens JMP, heres why LMND | 11/24/2025 |
2 | How Recent Developments Are Rewriting The First Citizens BancShares Investment Story | 12/03/2025 |
3 | Is Citizens Prime Rate Cut and Q3 Beat Altering The Investment Case For Citizens Financial Group | 12/11/2025 |
4 | Why Citizens Maintained a Constructive View on Remitly Amid Investor Day Guidance | 12/18/2025 |
5 | CrowdStrikes Market Leadership Supports Premium, Citizens Says | 12/19/2025 |
6 | Here is What Analysts Have to Say About Hinge Health | 12/22/2025 |
7 | Opendoor Q2 2025 Earnings Call Transcript | 12/23/2025 |
8 | Citizens Stays Constructive on Oracle Amid Investor Confusion on OCI | 12/24/2025 |
9 | CHAMPION IRON PROVIDES AN UPDATE ON A THIRD-PARTY TRAIN DERAILMENT | 12/30/2025 |
| Begin Period Cash Flow | 27 M | |
| Total Cashflows From Investing Activities | -27.2 M |
Citizens Relative Risk vs. Return Landscape
If you would invest 520.00 in Citizens on October 3, 2025 and sell it today you would lose (37.00) from holding Citizens or give up 7.12% of portfolio value over 90 days. Citizens is generating negative expected returns assuming volatility of 3.7666% on return distribution over 90 days investment horizon. In other words, 33% of stocks are less volatile than Citizens, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Citizens Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Citizens, and traders can use it to determine the average amount a Citizens' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0127
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | CIA |
Based on monthly moving average Citizens is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Citizens by adding Citizens to a well-diversified portfolio.
Citizens Fundamentals Growth
Citizens Stock prices reflect investors' perceptions of the future prospects and financial health of Citizens, and Citizens fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Stock performance.
| Return On Equity | 0.0502 | ||||
| Return On Asset | 0.0048 | ||||
| Profit Margin | 0.04 % | ||||
| Operating Margin | 0.07 % | ||||
| Current Valuation | 237.96 M | ||||
| Shares Outstanding | 50.3 M | ||||
| Price To Earning | 4.88 X | ||||
| Price To Book | 1.15 X | ||||
| Price To Sales | 0.98 X | ||||
| Revenue | 245 M | ||||
| Gross Profit | 64.96 M | ||||
| EBITDA | 15.6 M | ||||
| Net Income | 14.91 M | ||||
| Cash And Equivalents | 29.27 M | ||||
| Cash Per Share | 0.44 X | ||||
| Total Debt | 7.79 M | ||||
| Debt To Equity | 0.03 % | ||||
| Current Ratio | 0.59 X | ||||
| Book Value Per Share | 4.49 X | ||||
| Cash Flow From Operations | 31.92 M | ||||
| Earnings Per Share | 0.20 X | ||||
| Market Capitalization | 242.93 M | ||||
| Total Asset | 1.69 B | ||||
| Retained Earnings | 57.06 M | ||||
About Citizens Performance
By analyzing Citizens' fundamental ratios, stakeholders can gain valuable insights into Citizens' financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Citizens has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Citizens has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.07 |
Things to note about Citizens performance evaluation
Checking the ongoing alerts about Citizens for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Citizens help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Citizens generated a negative expected return over the last 90 days | |
| Citizens has high historical volatility and very poor performance | |
| Citizens has 7.79 M in debt with debt to equity (D/E) ratio of 0.03, which may show that the company is not taking advantage of profits from borrowing. Citizens has a current ratio of 0.58, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Citizens to invest in growth at high rates of return. | |
| Latest headline from finance.yahoo.com: CHAMPION IRON PROVIDES AN UPDATE ON A THIRD-PARTY TRAIN DERAILMENT |
- Analyzing Citizens' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens' stock is overvalued or undervalued compared to its peers.
- Examining Citizens' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Citizens' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Citizens' stock. These opinions can provide insight into Citizens' potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Citizens Stock analysis
When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.
| CEOs Directory Screen CEOs from public companies around the world | |
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance |