Citizens Company Insiders
| CIA Stock | USD 5.46 0.18 3.41% |
Citizens' insiders are aggressively buying. The analysis of insider sentiment suggests that vertually all Citizens insiders are, at present, extremely bullish. Citizens employs about 247 people. The company is managed by 29 executives with a total tenure of roughly 133 years, averaging almost 4.0 years of service per executive, having 8.52 employees per reported executive.
| Robert Sloan Chairman Independent Chairman of the Board |
| Gerald Shields Chairman Interim Chief Executive Officer and President, Vice Chairman of the Board |
Insider Sentiment 100
Aggressively Buying
Selling | Buying |
Latest Trades
| 2025-05-29 | Jon Stenberg | Acquired 4850 @ 3.8 | View | ||
| 2025-05-28 | Sheryl L Kinlaw | Acquired 2500 @ 3.59 | View | ||
| 2025-04-07 | Jon Stenberg | Acquired 106340 @ 3.89 | View |
Monitoring Citizens' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. Citizens' Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Citizens' future performance. Based on our forecasts, it is anticipated that Citizens will maintain a workforce of about 250 employees by February 2026.Citizens Management Team Effectiveness
The current year's Return On Assets is expected to grow to 0.01, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Citizens' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.3 B, whereas Other Assets are forecasted to decline to about 206.7 M. Citizens' management efficiency ratios could be used to measure how well Citizens manages its routine affairs as well as how well it operates its assets and liabilities.The current year's Net Income Applicable To Common Shares is expected to grow to about 14.1 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 43.9 M. Citizens holds a total of 50.3 Million outstanding shares. Citizens shows 10.94 percent of its outstanding shares held by insiders and 26.27 percent owned by other corporate entities. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Shares in Circulation | First Issued 1987-03-31 | Previous Quarter 51 M | Current Value 51 M | Avarage Shares Outstanding 39.3 M | Quarterly Volatility 11.2 M |
Citizens Workforce Comparison
Citizens is rated fifth in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 2,198. Citizens retains roughly 247 in number of employees claiming about 11% of equities under Financials industry.
Citizens Profit Margins
The company has Net Profit Margin of 0.04 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.07 %, which entails that for every 100 dollars of revenue, it generated $0.07 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.33 | 0.57 |
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Citizens Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Citizens insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-09-01 | 0.5 | 2 | 4 | 2,556 | 3,180 |
| 2025-06-01 | 4.25 | 34 | 8 | 346,139 | 84,211 |
| 2025-03-01 | 1.1795 | 46 | 39 | 400,842 | 316,690 |
| 2024-12-01 | 2.0 | 6 | 3 | 3,182 | 1,285 |
| 2024-09-01 | 5.5 | 33 | 6 | 129,373 | 14,848 |
| 2024-06-01 | 4.0909 | 45 | 11 | 343,693 | 231,872 |
| 2024-03-01 | 1.7143 | 48 | 28 | 788,709 | 281,751 |
| 2023-09-01 | 4.5 | 9 | 2 | 26,408 | 9,948 |
| 2023-06-01 | 6.0 | 42 | 7 | 299,698 | 58,331 |
| 2023-03-01 | 2.0714 | 29 | 14 | 234,589 | 63,176 |
| 2022-06-01 | 2.4286 | 34 | 14 | 200,001 | 92,091 |
| 2022-03-01 | 2.3333 | 14 | 6 | 118,121 | 34,188 |
| 2021-12-01 | 7.0 | 7 | 1 | 1,794 | 8,008 |
| 2021-09-01 | 0.3571 | 5 | 14 | 1,504 | 33,792 |
| 2021-06-01 | 1.4118 | 24 | 17 | 108,362 | 101,563 |
| 2021-03-01 | 1.5 | 12 | 8 | 143,317 | 60,678 |
| 2020-09-01 | 1.1667 | 7 | 6 | 539,241 | 644,224 |
| 2020-06-01 | 2.6 | 26 | 10 | 368,144 | 14,004 |
| 2020-03-01 | 0.7857 | 11 | 14 | 149,966 | 182,821 |
| 2019-03-01 | 1.4348 | 33 | 23 | 646,258 | 294,130 |
| 2018-12-01 | 2.0 | 2 | 1 | 490.63 | 0.00 |
| 2018-09-01 | 2.0 | 2 | 1 | 498.44 | 0.00 |
| 2018-06-01 | 4.0 | 4 | 1 | 1,040 | 0.00 |
| 2018-03-01 | 21.0 | 21 | 1 | 172,055 | 0.00 |
| 2017-09-01 | 6.5 | 13 | 2 | 3,075 | 0.00 |
| 2017-03-01 | 1.0 | 6 | 6 | 961.99 | 15,000 |
| 2016-12-01 | 1.0 | 5 | 5 | 906.29 | 28,000 |
| 2016-09-01 | 1.5 | 6 | 4 | 1,040 | 408.32 |
| 2016-06-01 | 1.6 | 8 | 5 | 2,472 | 1,245 |
| 2016-03-01 | 4.0 | 12 | 3 | 5,671 | 0.00 |
| 2014-12-01 | 0.0833 | 2 | 24 | 54.10 | 500.00 |
| 2014-03-01 | 6.0 | 6 | 1 | 4,203 | 110,463 |
| 2013-12-01 | 0.6667 | 4 | 6 | 2,332 | 23,258 |
| 2013-09-01 | 3.3333 | 10 | 3 | 4,088 | 4,108 |
| 2012-12-01 | 0.5 | 1 | 2 | 24.87 | 6,858 |
| 2012-09-01 | 2.3333 | 7 | 3 | 883.42 | 3,559 |
| 2012-06-01 | 2.3333 | 14 | 6 | 4,730 | 447,473 |
| 2012-03-01 | 3.0 | 9 | 3 | 1,275 | 10,000 |
| 2011-12-01 | 1.25 | 15 | 12 | 1,604 | 44,258 |
| 2011-06-01 | 1.0 | 20 | 20 | 4,055 | 31,889 |
| 2011-03-01 | 1.4545 | 16 | 11 | 2,141 | 443,399 |
| 2010-12-01 | 0.4375 | 14 | 32 | 5,405 | 69,851 |
| 2010-09-01 | 1.0 | 20 | 20 | 6,235 | 47,826 |
| 2010-06-01 | 4.2 | 21 | 5 | 6,511 | 158,195 |
| 2009-12-01 | 0.7778 | 7 | 9 | 2,243 | 33,523 |
| 2009-09-01 | 2.0 | 8 | 4 | 7,766 | 3,550 |
| 2009-06-01 | 2.4 | 12 | 5 | 255,911 | 188,000 |
| 2009-03-01 | 2.0 | 16 | 8 | 2,159 | 344,748 |
| 2008-12-01 | 0.1667 | 1 | 6 | 242.84 | 12,542 |
| 2008-09-01 | 1.5 | 9 | 6 | 1,019 | 3,731 |
| 2008-06-01 | 1.5 | 6 | 4 | 687.65 | 400,000 |
| 2008-03-01 | 2.4 | 12 | 5 | 11,220 | 65,972 |
| 2007-12-01 | 0.1429 | 1 | 7 | 3,600 | 15,226 |
| 2007-09-01 | 0.9 | 9 | 10 | 989.89 | 97,526 |
| 2007-06-01 | 1.2857 | 9 | 7 | 895.16 | 125,302 |
| 2007-03-01 | 2.5 | 30 | 12 | 82,122 | 794,224 |
| 2006-12-01 | 0.1538 | 2 | 13 | 161.93 | 18,408 |
| 2006-09-01 | 1.1429 | 8 | 7 | 513.96 | 102,000 |
| 2006-06-01 | 2.25 | 9 | 4 | 565.69 | 5,000 |
| 2006-03-01 | 2.1429 | 15 | 7 | 57,538 | 106,340 |
| 2005-12-01 | 1.6 | 8 | 5 | 1,820 | 19,948 |
| 2005-06-01 | 0.4 | 2 | 5 | 88.00 | 30,000 |
| 2005-03-01 | 9.5 | 19 | 2 | 80,356 | 66,674 |
| 2004-12-01 | 0.2308 | 3 | 13 | 3,095 | 10,286 |
| 2004-09-01 | 1.0 | 7 | 7 | 5,234 | 57,514 |
| 2004-06-01 | 2.8333 | 17 | 6 | 51,855 | 307,500 |
| 2004-03-01 | 1.0 | 4 | 4 | 13,149 | 0.00 |
Citizens Notable Stakeholders
A Citizens stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Citizens often face trade-offs trying to please all of them. Citizens' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Citizens' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Jon Stenberg | President CEO | Profile | |
| Robert Sloan | Independent Chairman of the Board | Profile | |
| Gerald Shields | Interim Chief Executive Officer and President, Vice Chairman of the Board | Profile | |
| Jerry Davis | Independent Chairman of the Board | Profile | |
| Chad Mellon | Chief Information and Services Officer, Vice President | Profile | |
| Scott Buchholtz | Vice President - Human Resources | Profile | |
| Jeffrey Conklin | Interim Chief Financial Officer and Chief Investment Officer, Chief Accounting Officer, Vice President, Treasurer | Profile | |
| James Eliasberg | Vice President Chief Legal Officer and Corporate Secretary | Profile | |
| Harvey Waite | Vice President, Chief Actuary | Profile | |
| Robert Mauldin | Chief Marketing Officer, Vice President | Profile | |
| Jeffery Conklin | Chief CFO | Profile | |
| Geoffrey Kolander | Chief Legal Officer and Corporate Strategy and Sr. VP | Profile | |
| Francis Keating | Independent Director | Profile | |
| Constance Weaver | Independent Director | Profile | |
| Terry Maness | Independent Director | Profile | |
| Christopher Claus | Independent Director | Profile | |
| Charlotte Duncan | Assistant Secretary | Profile | |
| Larry Carson | VP Tax | Profile | |
| Sheryl Kinlaw | Chief Legal Officer | Profile | |
| Robert III | VP Officer | Profile | |
| Sheryl JD | Chief Secretary | Profile | |
| J Morgan | Director | Profile | |
| E Gage | Independent Director | Profile | |
| Cindy Davis | Director | Profile | |
| David CPA | General America | Profile | |
| Paula Guerrero | Chief Officer | Profile | |
| Sidney II | Executive Agency | Profile | |
| Mary Taylor | Director | Profile | |
| Bryon Lewis | Vice Operations | Profile |
About Citizens Management Performance
The success or failure of an entity such as Citizens often depends on how effective the management is. Citizens management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Citizens management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Citizens management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.05 |
Please note, the presentation of Citizens' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Citizens' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Citizens' management manipulating its earnings.
Citizens Workforce Analysis
Traditionally, organizations such as Citizens use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Citizens within its industry.Citizens Manpower Efficiency
Return on Citizens Manpower
| Revenue Per Employee | 991.9K | |
| Revenue Per Executive | 8.4M | |
| Net Income Per Employee | 60.4K | |
| Net Income Per Executive | 514.2K |
Complementary Tools for Citizens Stock analysis
When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.
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