Citizens Company Insiders

CIA Stock  USD 4.67  0.33  6.60%   
Citizens' insiders are aggressively buying. The analysis of insider sentiment suggests that vertually all Citizens insiders are, at present, extremely bullish. Citizens employs about 232 people. The company is managed by 28 executives with a total tenure of roughly 95 years, averaging almost 3.0 years of service per executive, having 8.29 employees per reported executive.
Robert Sloan  Chairman
Independent Chairman of the Board
Gerald Shields  Chairman
Interim Chief Executive Officer and President, Vice Chairman of the Board

Citizens' Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2024-09-05Jon StenbergAcquired 12558 @ 2.96View
2024-08-16Jon StenbergAcquired 1736 @ 2.77View
2024-08-14Jon StenbergAcquired 2155 @ 2.73View
2024-08-12Jon StenbergAcquired 4090 @ 2.73View
2024-08-08Jon StenbergAcquired 3514 @ 2.6View
2024-07-09Jon StenbergAcquired 4580 @ 2.59View
2024-04-05Terry Sam ManessAcquired 1000 @ 2.14View
2024-03-26James Keith MorganAcquired 5899 @ 2.11View
2024-03-22James Keith MorganAcquired 1101 @ 1.98View
2024-03-21Gerald ShieldsAcquired 16000 @ 2.22View
Monitoring Citizens' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.

Citizens' Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Citizens' future performance. Based on our forecasts, it is anticipated that Citizens will maintain a workforce of about 1310 employees by December 2024.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Citizens Management Team Effectiveness

At present, Citizens' Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.14, whereas Return On Tangible Assets are projected to grow to (4.49). At present, Citizens' Other Assets are projected to decrease significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 195.1 M, whereas Total Assets are forecasted to decline to about 171.6 M. Citizens' management efficiency ratios could be used to measure how well Citizens manages its routine affairs as well as how well it operates its assets and liabilities.
As of November 26, 2024, Common Stock Shares Outstanding is expected to decline to about 43.6 M. The current year's Net Loss is expected to grow to about (5.7 M)

Citizens Workforce Comparison

Citizens is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 24,946. Citizens maintains roughly 232 in number of employees contributing less than 1% to equities under Financials industry.
The company has Net Profit Margin of 0.09 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.05 %, which entails that for every 100 dollars of revenue, it generated $0.05 of operating income.

Citizens Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Citizens insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
1.0
1
1
 129.69 
 0.81 
2024-09-01
4.6667
28
6
 126,048 
 14,848 
2024-06-01
4.0
44
11
 342,982 
 231,872 
2024-03-01
1.7143
48
28
 788,709 
 281,751 
2023-09-01
4.5
9
2
 26,408 
 9,948 
2023-06-01
6.0
42
7
 299,698 
 58,331 
2023-03-01
2.0714
29
14
 234,589 
 63,176 
2022-06-01
2.4286
34
14
 200,001 
 92,091 
2022-03-01
2.3333
14
6
 118,121 
 34,188 
2021-12-01
7.0
7
1
 1,794 
 8,008 
2021-09-01
0.3571
5
14
 1,504 
 33,792 
2021-06-01
1.4118
24
17
 108,362 
 101,563 
2021-03-01
1.5
12
8
 143,317 
 60,678 
2020-09-01
1.1667
7
6
 539,241 
 644,224 
2020-06-01
2.6
26
10
 368,144 
 14,004 
2020-03-01
0.7857
11
14
 149,966 
 182,821 
2019-03-01
1.4348
33
23
 646,258 
 294,130 
2018-12-01
2.0
2
1
 490.63 
 0.00 
2018-09-01
2.0
2
1
 498.44 
 0.00 
2018-06-01
4.0
4
1
 1,040 
 0.00 
2018-03-01
21.0
21
1
 172,055 
 0.00 
2017-09-01
6.5
13
2
 3,075 
 0.00 
2017-03-01
1.0
6
6
 961.99 
 15,000 
2016-12-01
1.0
5
5
 906.29 
 28,000 
2016-09-01
1.5
6
4
 1,040 
 408.32 
2016-06-01
1.6
8
5
 2,472 
 1,245 
2016-03-01
4.0
12
3
 5,671 
 0.00 
2014-12-01
0.0833
2
24
 54.10 
 500.00 
2014-03-01
6.0
6
1
 4,203 
 110,463 
2013-12-01
0.6667
4
6
 2,332 
 23,258 
2013-09-01
3.3333
10
3
 4,088 
 4,108 
2012-12-01
0.5
1
2
 24.87 
 6,858 
2012-09-01
2.3333
7
3
 883.42 
 3,559 
2012-06-01
2.3333
14
6
 4,730 
 447,473 
2012-03-01
3.0
9
3
 1,275 
 10,000 
2011-12-01
1.25
15
12
 1,604 
 44,258 
2011-06-01
1.0
20
20
 4,055 
 31,889 
2011-03-01
1.4545
16
11
 2,141 
 443,399 
2010-12-01
0.4375
14
32
 5,405 
 69,851 
2010-09-01
1.0
20
20
 6,235 
 47,826 
2010-06-01
4.2
21
5
 6,511 
 158,195 
2009-12-01
0.7778
7
9
 2,243 
 33,523 
2009-09-01
2.0
8
4
 7,766 
 3,550 
2009-06-01
2.4
12
5
 255,911 
 188,000 
2009-03-01
2.0
16
8
 2,159 
 344,748 
2008-12-01
0.1667
1
6
 242.84 
 12,542 
2008-09-01
1.5
9
6
 1,019 
 3,731 
2008-06-01
1.5
6
4
 687.65 
 400,000 
2008-03-01
2.4
12
5
 11,220 
 65,972 
2007-12-01
0.1429
1
7
 3,600 
 15,226 
2007-09-01
0.9
9
10
 989.89 
 97,526 
2007-06-01
1.2857
9
7
 895.16 
 125,302 
2007-03-01
2.5
30
12
 82,122 
 794,224 
2006-12-01
0.1538
2
13
 161.93 
 18,408 
2006-09-01
1.1429
8
7
 513.96 
 102,000 
2006-06-01
2.25
9
4
 565.69 
 5,000 
2006-03-01
2.1429
15
7
 57,538 
 106,340 
2005-12-01
1.6
8
5
 1,820 
 19,948 
2005-06-01
0.4
2
5
 88.00 
 30,000 
2005-03-01
9.5
19
2
 80,356 
 66,674 
2004-12-01
0.2308
3
13
 3,095 
 10,286 
2004-09-01
1.0
7
7
 5,234 
 57,514 
2004-06-01
2.8333
17
6
 51,855 
 307,500 
2004-03-01
1.0
4
4
 13,149 
 0.00 

Citizens Notable Stakeholders

A Citizens stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Citizens often face trade-offs trying to please all of them. Citizens' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Citizens' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Jon StenbergPresident CEOProfile
Robert SloanIndependent Chairman of the BoardProfile
Gerald ShieldsInterim Chief Executive Officer and President, Vice Chairman of the BoardProfile
Jerry DavisIndependent Chairman of the BoardProfile
Chad MellonChief Information and Services Officer, Vice PresidentProfile
Scott BuchholtzVice President - Human ResourcesProfile
Jeffrey ConklinInterim Chief Financial Officer and Chief Investment Officer, Chief Accounting Officer, Vice President, TreasurerProfile
James EliasbergVice President Chief Legal Officer and Corporate SecretaryProfile
Harvey WaiteVice President, Chief ActuaryProfile
Robert MauldinChief Marketing Officer, Vice PresidentProfile
Geoffrey KolanderChief Legal Officer and Corporate Strategy and Sr. VPProfile
Francis KeatingIndependent DirectorProfile
Constance WeaverIndependent DirectorProfile
Terry ManessIndependent DirectorProfile
Christopher ClausIndependent DirectorProfile
Sheryl JDChief VPProfile
Charlotte DuncanAssistant SecretaryProfile
Larry CarsonVP TaxProfile
Sheryl KinlawChief Legal OfficerProfile
Robert IIIVP OfficerProfile
J MorganDirectorProfile
E GageIndependent DirectorProfile
Cindy DavisDirectorProfile
David CPAGeneral AmericaProfile
Sidney IIExecutive AgencyProfile
Mary TaylorDirectorProfile
Jeffery ConklinCFO, VPProfile
Bryon LewisVice OperationsProfile

About Citizens Management Performance

The success or failure of an entity such as Citizens often depends on how effective the management is. Citizens management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Citizens management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Citizens management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets(4.72)(4.49)
Return On Capital Employed 1.07  1.13 
Return On Assets 0.14  0.14 
Return On Equity 0.14  0.15 
Please note, the presentation of Citizens' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Citizens' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Citizens' management manipulating its earnings.

Citizens Workforce Analysis

Traditionally, organizations such as Citizens use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Citizens within its industry.

Citizens Manpower Efficiency

Return on Citizens Manpower

Revenue Per Employee1M
Revenue Per Executive8.6M
Net Income Per Employee105.3K
Net Income Per Executive872.8K

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When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.
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