Citizens Stock Analysis

Citizens Stock Analysis Notes

About 26.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.33. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens had not issued any dividends in recent years. The entity had 107:100 split on the 13th of December 2005. Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Citizens operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 215 people. For more info on Citizens please contact Gerald Shields at 512 837 7100 or go to https://www.citizensinc.com.

Citizens Investment Alerts

Citizens Largest EPS Surprises

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Citizens Environmental, Social, and Governance (ESG) Scores

Citizens Stock Institutional Investors

Note, although Citizens' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Citizens Market Capitalization

The company currently falls under 'Small-Cap' category with a total capitalization of 300.78 M.

Citizens Profitablity

The company has Net Profit Margin of 0.04 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.07 %, which entails that for every 100 dollars of revenue, it generated $0.07 of operating income.

Management Efficiency

The current year's Return On Assets is expected to grow to 0.01, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Citizens' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.3 B, whereas Other Assets are forecasted to decline to about 206.7 M. Citizens' management efficiency ratios could be used to measure how well Citizens manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 8th of February, Citizens shows the Risk Adjusted Performance of 0.0334, mean deviation of 2.9, and Downside Deviation of 4.43. Citizens technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Citizens Price Movement Analysis

Citizens Insider Trading Activities

Citizens Outstanding Bonds

Citizens Predictive Daily Indicators

Citizens Corporate Filings

Citizens Forecast Models

Citizens' time-series forecasting models are one of many Citizens' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Citizens' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Citizens Bond Ratings

Citizens financial ratings play a critical role in determining how much Citizens have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Citizens' borrowing costs.

Citizens Debt to Cash Allocation

Citizens has 7.79 M in debt with debt to equity (D/E) ratio of 0.03, which may show that the company is not taking advantage of profits from borrowing. Citizens has a current ratio of 0.58, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. That said, strategic use of leverage may enable Citizens to fund expansion initiatives and generate superior returns.

Citizens Total Assets Over Time

Citizens Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Citizens uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Citizens Debt Ratio

0.5

It appears most of the Citizens' assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Citizens' operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Citizens, which in turn will lower the firm's financial flexibility.

Citizens Corporate Bonds Issued

Citizens Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Citizens prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Citizens shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Citizens. By using and applying Citizens Stock analysis, traders can create a robust methodology for identifying Citizens entry and exit points for their positions.

When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.