Citizens Valuation
| CIA Stock | USD 5.55 0.09 1.65% |
At this time, the firm appears to be overvalued. Citizens shows a prevailing Real Value of $5.08 per share. The current price of the firm is $5.55. Our model approximates the value of Citizens from analyzing the firm fundamentals such as Profit Margin of 0.04 %, current valuation of 257.58 M, and Return On Equity of 0.0502 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Citizens' valuation include:
Overvalued
Today
Please note that Citizens' price fluctuation is moderately volatile at this time. Calculation of the real value of Citizens is based on 3 months time horizon. Increasing Citizens' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Citizens is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Citizens Stock. However, Citizens' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 5.55 | Real 5.08 | Hype 5.55 | Naive 5.69 |
The real value of Citizens Stock, also known as its intrinsic value, is the underlying worth of Citizens Company, which is reflected in its stock price. It is based on Citizens' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Citizens' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Citizens helps investors to forecast how Citizens stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Citizens more accurately as focusing exclusively on Citizens' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Citizens' intrinsic value based on its ongoing forecasts of Citizens' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Citizens' closest peers. If more than one evaluation category is relevant for Citizens we suggest using both methods to arrive at a better estimate.
Citizens Cash |
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Citizens Revenue by Product
Citizens Total Value Analysis
Citizens is currently forecasted to have company total value of 257.58 M with market capitalization of 279.15 M, debt of 7.79 M, and cash on hands of 29.27 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Citizens fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
257.58 M | 279.15 M | 7.79 M | 29.27 M |
Citizens Investor Information
About 26.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.24. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens had not issued any dividends in recent years. The entity had 107:100 split on the 13th of December 2005. Based on the key indicators related to Citizens' liquidity, profitability, solvency, and operating efficiency, Citizens is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 42 M | 36.7 M |
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Citizens Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Citizens suggests not a very effective usage of assets in January.Citizens Profitability Analysis
Based on Citizens' profitability indicators, Citizens' profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess Citizens' ability to earn profits and add value for shareholders.Net Income | First Reported 1987-03-31 | Previous Quarter 6.5 M | Current Value 2.4 M | Quarterly Volatility 5.8 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.33 | 0.57 |
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For Citizens profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Citizens to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Citizens utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Citizens's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Citizens over time as well as its relative position and ranking within its peers.
Citizens Earnings per Share Projection vs Actual
By analyzing Citizens' earnings estimates, investors can diagnose different trends across Citizens' analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Citizens is based on EPS before non-recurring items and includes expenses related to employee stock options.Citizens Ownership Allocation
Citizens holds a total of 50.3 Million outstanding shares. Citizens shows 10.94 percent of its outstanding shares held by insiders and 26.16 percent owned by other corporate entities. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Citizens Profitability Analysis
The company reported the last year's revenue of 245 M. Total Income to common stockholders was 14.91 M with profit before taxes, overhead, and interest of 64.96 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Citizens' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Citizens and how it compares across the competition.
About Citizens Valuation
The stock valuation mechanism determines Citizens' current worth on a weekly basis. Our valuation model uses a comparative analysis of Citizens. We calculate exposure to Citizens's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Citizens's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 140 M | 147 M | |
| Pretax Profit Margin | 0.07 | 0.07 | |
| Operating Profit Margin | 0.07 | 0.07 | |
| Net Profit Margin | 0.07 | 0.04 | |
| Gross Profit Margin | 0.57 | 0.33 |
Citizens Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 50.7 M | |
| Quarterly Earnings Growth Y O Y | -0.2 | |
| Forward Price Earnings | 22.8833 |
Citizens Current Valuation Indicators
Valuation refers to the process of determining the present value of Citizens and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Citizens we look at many different elements of the entity such as Citizens's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Citizens, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Citizens' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Citizens' worth.Complementary Tools for Citizens Stock analysis
When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.
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